Highest Loan/Deposit Ratios Among Bank Holding Companies (Corrected)
Published June 06, 2007, 10:08 a.m. EDT
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Updated January 02, 1970, 9:08 a.m. EST
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Highest Loan/Deposit Ratios Among Bank Holding Companies (Corrected)
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| Published June 6, 2007 | ||||||
| Rank | | Loans** | Deposits | | ||
| Dec. 31 | Yr. earlier | |||||
| 1 | MetLife Inc. New York | 1184.3% | 1130.5% | $54,931,295 | $4,638,463 | $33,797,586 |
| 2 | Utrecht-America Holdings Inc. New York | 778.1 | 1233.4 | 22,142,413 | 2,845,649 | 1,012,465 |
| 3 | Community Financial Services Inc. Atlanta | 587.4 | 422.0 | 1,335,024 | 227,286 | 128,228 |
| 4 | Taunus Corp. New York | 334.0 | 229.6 | 48,085,000 | 14,399,000 | 5,096,000 |
| 5 | United National Corp. Sioux Falls, S.D. | 232.1 | 219.0 | 992,571 | 427,722 | 746,616 |
| 6 | HSBC North America Holdings Inc. Prospect Heights, Ill. | 200.0 | 209.9 | 283,293,947 | 141,669,426 | 32,777,697 |
| 7 | Countrywide Financial Corp. Calabasas, Calif. | 197.2 | 271.0 | 109,619,441 | 55,578,682 | 14,317,846 |
| 8 | Independent Bankers Financial Corp. Irving, Tex. | 189.1 | 126.2 | 702,910 | 371,775 | 87,018 |
| 9 | Cass Information Systems Inc. Bridgeton, Mo. | 173.9 | 184.4 | 504,125 | 289,894 | 83,921 |
| 10 | New York Community Bancorp Inc. Westbury | 153.9 | 138.7 | 19,673,543 | 12,784,185 | 3,689,837 |
| Irwin Financial Corp. Columbus, Ind. | 153.9 | 148.3 | 5,464,372 | 3,551,498 | 530,502 | |
| 12 | ITLA Capital Corp. La Jolla, Calif. | 145.5 | 146.6 | 3,024,219 | 2,079,106 | 221,337 |
| 13 | Rainier Pacific Financial Group Inc. Tacoma | 137.9 | 131.5 | 639,378 | 463,805 | 87,830 |
| 14 | First National Bank Holding Co. Scottsdale, Ariz. | 134.2 | 118.6 | 4,083,383 | 3,043,105 | 230,918 |
| 15 | Popular Inc. Hato Rey, Puerto Rico | 134.0 | 140.1 | 32,737,000 | 24,438,000 | 3,620,000 |
| 16 | Wauwatosa Holdings Inc. (MHC) Wis. | 130.8 | 122.9 | 1,379,873 | 1,055,265 | 241,271 |
| 17 | Santander BanCorp San Juan, Puerto Rico | 130.5 | 112.6 | 6,942,414 | 5,318,724 | 579,220 |
| BBVAPR Holding Corp. San Juan, Puerto Rico | 130.5 | 120.9 | 4,085,517 | 3,130,355 | 524,070 | |
| 19 | R & G Financial Corp. Hato Rey, Puerto Rico | 130.2 | 121.3 | 8,396,561 | 6,449,449 | 544,945 |
| 20 | Marquette Financial Cos. Minneapolis | 128.7 | 126.1 | 1,967,791 | 1,528,679 | 427,690 |
| 21 | Republic Bancorp Inc. Louisville, Ky. | 128.1 | 120.7 | 2,306,612 | 1,800,887 | 237,348 |
| 22 | ANB Bancshares Inc. Rogers, Ark. | 128.0 | 128.9 | 1,540,863 | 1,204,173 | 96,428 |
| 23 | Capital One Financial Corp. McLean, Va. | 124.9 | 125.4 | 107,406,982 | 86,017,392 | 25,235,206 |
| 24 | Northern Empire Bancshares Santa Rosa, Calif. | 124.8 | 124.0 | 1,221,237 | 978,389 | 127,324 |
| 25 | National City Corp. Cleveland | 124.2 | 137.8 | 108,357,245 | 87,245,858 | 14,581,003 |
| 26 | Doral Financial Corp. San Juan, Puerto Rico | 123.7 | 186.7 | 5,249,452 | 4,245,373 | 1,008,270 |
| 27 | First Horizon National Corp. Memphis | 123.6 | 106.8 | 24,980,270 | 20,214,998 | 2,462,390 |
| 28 | Beverly Hills Bancorp Inc. Calabasas, Calif. | 123.4 | 158.3 | 1,050,074 | 850,994 | 155,438 |
| 29 | Marshall & Ilsley Corp. Milwaukee | 123.0 | 123.6 | 41,937,790 | 34,085,351 | 6,151,371 |
| 30 | Camco Financial Corp. Cambridge, Ohio | 120.2 | 127.9 | 830,019 | 690,354 | 91,092 |
| Affinity Bank Holdings Inc. Ventura, Calif. | 120.2 | 131.6 | 791,459 | 658,443 | 51,765 | |
| 32 | Pacific Continental Corp. Eugene, Ore. | 119.8 | 109.9 | 769,595 | 642,285 | 95,736 |
| 33 | Orion Bancorp Inc. Naples, Fla. | 119.7 | 116.1 | 1,962,678 | 1,639,689 | 111,309 |
| Dearborn Bancorp Inc. Mich. | 119.7 | 112.9 | 757,743 | 633,216 | 144,985 | |
| 35 | Fremont Bancorp. Calif. | 119.0 | 115.0 | 1,573,013 | 1,322,027 | 100,219 |
| 36 | Frontier Financial Corp. Everett, Wash. | 118.5 | 115.9 | 2,907,999 | 2,453,652 | 395,283 |
| 37 | First Community Bancorp San Diego | 117.8 | 102.5 | 4,364,894 | 3,704,429 | 1,168,328 |
| 38 | U.S. Bancorp Minneapolis | 117.6 | 111.9 | 146,853,000 | 124,882,000 | 21,197,000 |
| Cascade Financial Corp. Everett, Wash. | 117.6 | 110.1 | 1,007,003 | 856,532 | 115,199 | |
| 40 | Hills Bancorp. Hills, Iowa | 117.5 | 111.7 | 1,300,885 | 1,107,409 | 139,579 |
| 41 | Rockville Financial MHC Inc. Vernon Rockville, Conn. | 117.3 | 113.3 | 1,043,201 | 889,066 | 85,515 |
| 42 | KeyCorp Cleveland | 117.2 | 118.8 | 69,463,397 | 59,275,069 | 7,703,073 |
| 43 | TCF Financial Corp. Wayzata, Minn. | 116.4 | 113.1 | 11,478,254 | 9,862,749 | 1,033,374 |
| 44 | CNLBancshares Inc. Orlando | 116.3 | 103.8 | 936,166 | 805,208 | 154,522 |
| 45 | Stearns Financial Services Inc. St. Cloud, Minn. | 116.0 | 116.8 | 1,438,440 | 1,239,921 | 167,102 |
| 46 | Ida Grove Bancshares Inc. Ida Grove, Iowa | 115.9 | 121.6 | 765,583 | 660,344 | 63,779 |
| 47 | South Plains Financial Inc. Lubbock, Tex. | 115.8 | 111.5 | 1,189,030 | 1,026,504 | 80,866 |
| 48 | Cooperative Bankshares Inc. Wilmington, N.C. | 115.6 | 114.7 | 765,840 | 662,307 | 57,623 |
| 49 | Liberty Financial Group Inc. Eugene, Ore. | 115.0 | 114.2 | 817,037 | 710,524 | 68,833 |
| 50 | Greene County Bancshares Inc. Greeneville, Tenn. | 114.8 | 105.4 | 1,541,401 | 1,343,288 | 184,471 |
| 51 | East West Bancorp Inc. Pasadena, Calif. | 114.1 | 108.4 | 8,261,007 | 7,239,795 | 1,019,390 |
| 52 | Wells Fargo & Co. San Francisco | 113.9 | 111.9 | 354,934,000 | 311,688,000 | 45,876,000 |
| 53 | Cascade Bancorp Bend, Ore. | 113.6 | 98.4 | 1,887,253 | 1,661,653 | 261,076 |
| Macon Bancorp Franklin, N.C. | 113.6 | 117.7 | 793,373 | 698,518 | 69,792 | |
| 55 | Minnehaha Banshares Inc. Sioux Falls, S.D. | 113.4 | 99.7 | 737,046 | 650,020 | 94,071 |
| 56 | Bank of Florida Corp. Naples | 113.4 | 98.3 | 783,611 | 691,181 | 135,505 |
| 57 | Pacific Capital Bancorp Santa Barbara, Calif. | 113.3 | 97.6 | 5,718,833 | 5,046,401 | 617,376 |
| Peoplesbancorp MHC Holyoke, Mass. | 113.3 | 108.5 | 1,031,311 | 910,646 | 110,482 | |
| 59 | First Regional Bancorp Century City, Calif. | 112.5 | 119.8 | 1,833,113 | 1,628,965 | 147,267 |
| 60 | First Mutual Bancshares Inc. Bellevue, Wash. | 112.1 | 116.9 | 907,174 | 809,565 | 70,022 |
| 61 | Horizon Financial Corp. Bellingham, Wash. | 111.6 | 111.5 | 1,063,652 | 953,249 | 121,099 |
| 62 | BTC Financial Corp. Des Moines, Iowa | 110.0 | 103.7 | 1,540,114 | 1,400,059 | 122,465 |
| 63 | QCR Holdings Inc. Moline, Ill. | 109.7 | 108.3 | 960,747 | 875,451 | 70,883 |
| 64 | Leesport Financial Corp. Wyomissing, Pa. | 109.6 | 101.7 | 770,365 | 702,838 | 102,130 |
| 65 | Oak Hill Financial Inc. Jackson, Ohio | 109.3 | 104.8 | 1,030,998 | 942,960 | 91,089 |
| 66 | Total Bancshares Corp. Miami | 109.1 | 96.7 | 909,947 | 833,848 | 83,181 |
| State Bankshares Inc. Fargo, N.D. | 109.1 | 109.7 | 1,456,423 | 1,335,012 | 81,849 | |
| 68 | FirstBank Corp. Alma, Mich. | 109.0 | 108.4 | 910,891 | 835,443 | 95,780 |
| 69 | AmericanWest Bancorp. Spokane | 108.8 | 107.6 | 1,222,569 | 1,123,968 | 152,037 |
| 70 | Fifth Third Bancorp Cincinnati | 108.6 | 105.6 | 75,501,932 | 69,541,272 | 10,021,971 |
| 71 | Center Financial Corp. Los Angeles | 108.4 | 83.1 | 1,554,625 | 1,434,150 | 140,733 |
| 72 | Beacon Bancorp Taunton, Mass. | 108.2 | 89.6 | 749,335 | 692,369 | 160,173 |
| 73 | Capitol Bancorp Ltd. Lansing, Mich. | 108.1 | 108.2 | 3,523,271 | 3,258,485 | 361,879 |
| Citizens Republic Bancorp Flint, Mich. | 108.1 | 102.9 | 9,403,924 | 8,698,729 | 1,557,686 | |
| 75 | First Charter Corp. Charlotte | 107.7 | 105.5 | 3,497,465 | 3,248,128 | 450,898 |
| Gateway Financial Holdings Inc. Virginia Beach, Va. | 107.7 | 103.2 | 994,591 | 923,725 | 109,640 | |
| 77 | M&T Bank Corp. Buffalo | 107.6 | 108.7 | 42,947,297 | 39,910,503 | 6,281,095 |
| 78 | Olney Bancshares of Texas Inc. | 107.5 | 110.7 | 892,494 | 829,880 | 89,528 |
| 79 | SunTrust Banks Inc. Atlanta | 107.4 | 105.1 | 133,244,455 | 124,021,629 | 17,813,606 |
| 80 | First Olathe Bancshares Inc. Overland Park, Kan. | 107.1 | 114.2 | 1,155,662 | 1,078,867 | 83,128 |
| 81 | Wachovia Corp. Charlotte | 107.1 | 83.4 | 438,128,000 | 409,245,000 | 69,716,000 |
| 82 | Compass Bancshares Inc. Birmingham, Ala. | 106.8 | 104.6 | 24,665,273 | 23,088,896 | 2,824,134 |
| 83 | Webster Financial Corp. Waterbury, Conn. | 106.6 | 107.9 | 13,278,289 | 12,460,414 | 1,876,863 |
| 84 | Associated Banc-Corp Green Bay, Wis. | 106.5 | 112.5 | 15,252,284 | 14,316,071 | 2,245,493 |
| 85 | Silver State Bancorp Henderson, Nev. | 106.4 | 102.0 | 1,049,696 | 986,271 | 106,628 |
| 86 | Community Bancorp Las Vegas | 106.3 | 91.0 | 1,249,814 | 1,176,276 | 218,871 |
| 87 | Sterling Financial Corp. Spokane | 106.2 | 102.4 | 7,189,011 | 6,770,728 | 783,417 |
| 88 | Banner Corp. Walla Walla, Wash. | 106.1 | 105.0 | 2,965,990 | 2,794,592 | 250,227 |
| 89 | Mercantile Bank Corp. Grand Rapids, Mich. | 106.0 | 110.0 | 1,745,478 | 1,646,902 | 171,915 |
| 90 | Citizens Financial Group Inc. Providence, R.I. | 105.9 | 99.8 | 106,062,823 | 100,157,548 | 23,547,514 |
| Republic First Bancorp Inc. Philadelphia | 105.9 | 104.7 | 799,336 | 754,827 | 74,734 | |
| 92 | Boston Private Financial Holdings Inc. | 105.8 | 97.0 | 4,316,476 | 4,080,701 | 635,197 |
| 93 | Dickinson Financial Corp. II Kansas City, Mo. | 105.7 | 109.4 | 3,622,176 | 3,426,123 | 530,764 |
| Temecula Valley Bancorp Inc. Calif. | 105.7 | 101.5 | 1,142,693 | 1,081,501 | 103,263 | |
| 95 | Community Bankshares Inc. Greenwood Village, Colo. | 105.6 | 108.9 | 1,248,983 | 1,183,005 | 107,031 |
| 96 | ABN AMRO North America Holding Co. Chicago | 105.4 | 117.7 | 65,085,007 | 61,730,858 | 5,705,339 |
| BancPlus Corp. Belzoni, Miss. | 105.4 | 102.5 | 1,364,066 | 1,294,114 | 144,206 | |
| Huntington Bancshares Inc. Columbus, Ohio | 105.4 | 110.3 | 26,425,191 | 25,075,012 | 3,014,326 | |
| 99 | Colonial BancGroup Inc. Montgomery, Ala. | 105.3 | 103.3 | 16,952,889 | 16,093,323 | 2,057,335 |
| Vineyard National Bancorp Corona, Calif. | 105.3 | 107.5 | 1,902,244 | 1,807,068 | 143,060 | |
| 101 | Amboy Bancorp. Old Bridge, N.J. | 105.2 | 113.6 | 2,184,245 | 2,075,857 | 223,227 |
| 102 | First Indiana Corp. Indianapolis, Ind. | 105.1 | 108.1 | 1,694,687 | 1,612,490 | 182,094 |
| 103 | Summit Financial Group Inc. Moorefield, W.Va. | 104.9 | 121.1 | 932,475 | 888,687 | 79,875 |
| 104 | Hillcrest Bancshares Inc. Overland Park, Kan. | 104.7 | 95.6 | 1,300,912 | 1,242,033 | 128,072 |
| PremierWest Bancorp Medford, Ore. | 104.7 | 104.9 | 920,523 | 879,350 | 116,259 | |
| Comerica Inc. Detroit | 104.7 | 101.1 | 47,578,220 | 45,462,847 | 5,153,168 | |
| 107 | CoBiz Inc. Denver | 104.6 | 100.4 | 1,544,459 | 1,476,337 | 162,675 |
| 108 | SCBT Financial Corp. Columbia, S.C. | 104.5 | 105.1 | 1,784,066 | 1,706,715 | 161,888 |
| Bank of America Corp. Charlotte | 104.3 | 92.3 | 723,420,566 | 693,828,265 | 135,271,493 | |
| 110 | Charles Schwab Corp. San Francisco | 104.2 | 136.5 | 20,384,251 | 19,554,736 | 5,008,275 |
| 111 | First National Lincoln Corp. Damariscotta, Maine | 104.1 | 108.2 | 838,605 | 805,235 | 107,267 |
| Florida Community Banks Inc. Immokalee | 104.1 | 107.4 | 869,610 | 835,462 | 90,567 | |
| 113 | S.Y. Bancorp Inc. Louisville, Ky. | 103.9 | 102.7 | 1,153,646 | 1,110,339 | 137,444 |
| S&T Bancorp Inc. Indiana, Pa. | 103.9 | 103.0 | 2,666,291 | 2,566,440 | 339,051 | |
| Pacific Mercantile Bancorp Costa Mesa, Calif. | 103.9 | 112.9 | 746,889 | 718,919 | 87,941 | |
| 116 | First Mariner Bancorp Baltimore | 103.9 | 107.8 | 960,830 | 924,935 | 78,628 |
| 117 | First Bancorp Inc. Lebanon, Va. | 103.8 | 98.5 | 745,278 | 717,901 | 62,302 |
| 118 | Fulton Financial Corp. Lancaster, Pa. | 103.7 | 98.4 | 10,613,365 | 10,232,469 | 1,516,310 |
| 119 | Premier Community Bankshares Inc. Winchester, Va. | 103.6 | 102.9 | 754,563 | 728,274 | 71,713 |
| 120 | Merchants and Manufacturers Bancorp. Inc. New Berlin, Wis. | 103.5 | 97.7 | 1,206,478 | 1,165,599 | 94,296 |
| TIB Financial Corp. Naples, Fla. | 103.5 | 96.0 | 1,065,468 | 1,029,642 | 84,516 | |
| 122 | Abington MHC Jenkintown, Pa. | 103.4 | 105.7 | 606,666 | 586,542 | 64,355 |
| 123 | BB&T Corp. Winston-Salem, N.C. | 103.2 | 101.0 | 83,590,938 | 80,971,578 | 11,744,562 |
| 124 | Virginia Commerce Bancorp Inc. Arlington | 103.1 | 104.3 | 1,655,724 | 1,605,941 | 139,851 |
| 125 | Macatawa Bank Corp. Holland, Mich. | 103.0 | 102.8 | 1,717,697 | 1,667,762 | 159,904 |
| 126 | First Bancorp Troy, N.C. | 102.9 | 99.3 | 1,745,638 | 1,697,045 | 162,705 |
| 127 | HNB Corp. Arkansas City, Kan. | 102.8 | 95.2 | 688,416 | 669,633 | 65,017 |
| 128 | Camden National Corp. Camden, Maine | 102.7 | 101.6 | 1,218,129 | 1,185,801 | 107,052 |
| 129 | Minnwest Corp. Minnetonka, Minn. | 102.6 | 105.0 | 1,136,237 | 1,107,400 | 133,496 |
| 130 | Nara Bancorp Inc. Los Angeles | 102.2 | 96.9 | 1,750,027 | 1,712,235 | 186,626 |
| Synovus Financial Corp. Columbus, Ga. | 102.2 | 103.6 | 24,829,594 | 24,294,447 | 3,708,650 | |
| First BanCorp. San Juan, Puerto Rico | 102.2 | 101.5 | 11,249,932 | 11,007,296 | 1,228,640 | |
| South Financial Group Inc. Greenville, S.C. | 102.2 | 102.6 | 9,730,423 | 9,521,645 | 1,562,032 | |
| 134 | Sierra Bancorp Porterville, Calif. | 101.8 | 90.6 | 884,390 | 868,445 | 90,371 |
| Independent Alliance Banks Inc. Fort Wayne, Ind. | 101.8 | 99.7 | 663,429 | 652,028 | 74,828 | |
| 136 | Harris Financial Corp. Wilmington | 101.6 | 101.7 | 30,793,652 | 30,300,456 | 4,667,125 |
| 137 | W.T.B. Financial Corp. Spokane | 101.4 | 97.1 | 2,748,854 | 2,710,107 | 297,162 |
| Integrity Bancshares Inc. Alpharetta, Ga. | 101.4 | 96.6 | 941,580 | 928,829 | 80,372 | |
| GBank and Trust Bancshares Inc. Gainesville, Ga. | 101.4 | 102.9 | 1,500,302 | 1,480,168 | 239,276 | |
| 140 | Benjamin Franklin Bancorp Inc. Franklin, Mass. | 101.3 | 99.2 | 645,550 | 637,255 | 109,405 |
| 141 | Southwest Bancorp Inc. Stillwater, Okla. | 101.2 | 104.4 | 1,787,500 | 1,766,642 | 197,510 |
| 142 | Cathay General Bancorp Los Angeles | 101.1 | 94.3 | 5,735,562 | 5,675,306 | 943,074 |
| 143 | Hometown Community Bancorp Inc. Morton, Ill. | 101.0 | 92.5 | 1,040,212 | 1,030,250 | 88,503 |
| 144 | Big Sandy Holding Co. Longmont, Colo. | 100.9 | 106.9 | 968,801 | 959,831 | 69,187 |
| Southern Community Financial Corp. Winston-Salem, N.C. | 100.9 | 92.4 | 1,033,411 | 1,024,582 | 136,225 | |
| 146 | Stark Bank Group Ltd. Fort Dodge, Iowa | 100.8 | 104.0 | 1,145,149 | 1,136,504 | 110,869 |
| 147 | Citigroup Inc. New York | 100.7 | 104.5 | 717,294,000 | 712,041,000 | 119,783,000 |
| Central Pacific Financial Corp. Honolulu | 100.7 | 99.2 | 3,872,673 | 3,844,483 | 738,139 | |
| RBC Centura Banks Inc. Raleigh | 100.7 | 115.8 | 14,455,342 | 14,356,672 | 3,769,683 | |
| 150 | Bank of Highland Park Financial Corp. Highland Park, Ill. | 100.6 | 101.3 | 916,266 | 910,567 | 70,069 |
*Among 500 largest bank holding companies that file Y-9C reports with the Federal Reserve. **Includes leases
Source:
<font size="2">SNL Financial</font>
, Charlottesville, Va.© 2007 American Banker