Highest Loan/Deposit Ratios Among Bank Holding Companies

August 15, 2022, 3:29 p.m. EDT 1 Min Read

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Rank	Company	City	State	Loans as a % of deposits 'Mar. 31	Loans as a % of deposits Year earlier	Loans and leases($000)	Deposits($000)	Equity capital($000)	Total assets($000)
1	SoFi Technologies, Inc.	San Francisco	Calif.	618.37	NA	$7,209,702	$1,165,920	$5,530,673	$12,246,576
2	SMBC Americas Holdings, Inc.	New York	N.Y.	213.62	233.47	5,777,912	2,704,715	5,502,073	33,237,731
3	Barclays US LLC	New York	N.Y.	210.84	188.45	45,523,000	21,591,000	16,470,000	173,847,000
4	Education Loan Finance, Inc.	Farragut	Tenn.	189.50	170.81	3,983,143	2,101,868	551,203	4,424,464
5	CRB Group, Inc.	Fort Lee	N.J.	172.37	NA	7,202,526	4,178,495	1,051,504	8,945,571
6	American Express Company	New York	N.Y.	156.41	124.73	145,308,000	92,901,000	22,383,000	195,862,000
7	First National Bancshares, Inc.	East Lansing	Mich.	144.78	NA	3,222,931	2,226,088	322,053	3,464,546
8	Third Federal Savings and Loan Association of Cleveland, MHC	Cleveland	Ohio	144.40	136.45	13,200,299	9,141,647	1,704,785	14,580,835
9	Mizuho Americas LLC	New York	N.Y.	142.02	167.19	6,003,000	4,227,000	5,196,000	51,797,000
10	Midland Financial Co.	Oklahoma City	Okla.	140.13	131.68	26,673,626	19,035,478	3,243,731	32,273,320
11	Silver Queen Financial Services, Inc.	Greenwood Village	Colo.	134.32	76.70	1,625,108	1,209,841	237,980	2,091,994
12	Synchrony Financial	Stamford	Conn.	130.39	122.40	82,962,000	63,627,000	13,418,000	95,267,000
13	Discover Financial Services	Riverwoods	Ill.	128.80	112.40	93,473,726	72,572,285	13,432,587	107,412,248
14	Northpointe Bancshares, Inc.	Grand Rapids	Mich.	126.22	NA	3,510,263	2,781,054	420,975	4,382,178
15	New York Community Bancorp, Inc.	Hicksville	N.Y.	123.20	126.52	46,758,231	37,954,227	6,909,181	61,005,398
16	Santander Holdings USA, Inc.	Boston	Mass.	117.11	123.22	92,103,730	78,649,597	21,944,706	153,786,178
17	Merchants Bancorp	Carmel	Ind.	115.34	110.63	8,623,178	7,476,288	1,188,503	9,650,592
18	Luther Burbank Corporation	Santa Rosa	Calif.	113.07	115.82	6,366,702	5,630,744	668,000	7,260,826
19	United National Corporation	Sioux Falls	S.D.	111.62	124.60	3,068,646	2,749,081	1,793,974	4,759,172
20	First Business Financial Services, Inc.	Madison	Wis.	111.36	117.80	2,253,667	2,023,833	245,051	2,724,082
21	Waterstone Financial, Inc.	Wauwatosa	Wis.	110.93	135.27	1,361,856	1,227,717	412,252	1,998,447
22	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	106.43	105.59	6,982,337	6,560,405	1,138,519	8,334,301
23	Capitol Federal Financial, Inc.	Topeka	Kan.	106.32	103.88	7,124,969	6,701,138	1,174,752	9,547,894
24	Triumph Bancorp, Inc.	Dallas	Tex.	105.42	106.63	4,964,672	4,709,403	886,664	6,076,435
25	Axos Financial, Inc.	Las Vegas	Nev.	104.20	102.68	13,267,768	12,733,001	1,585,585	16,080,950
26	State Bankshares, Inc.	Fargo	N.D.	103.02	93.11	8,843,419	8,584,031	1,325,215	10,362,532
27	Flushing Financial Corporation	Uniondale	N.Y.	102.40	105.38	6,607,264	6,452,608	675,813	8,169,833
28	Stearns Financial Services, Inc.	Saint Cloud	Minn.	102.29	86.65	1,800,721	1,760,429	484,961	2,363,885
29	New York Private Bank & Trust Corporation	New York	N.Y.	101.66	91.67	4,286,692	4,216,588	1,168,295	5,923,925
30	Brookline Bancorp, Inc.	Boston	Mass.	101.51	105.57	7,223,130	7,115,355	981,935	8,648,933
31	RBB Bancorp	Los Angeles	Calif.	101.32	99.60	3,210,055	3,168,253	464,752	4,013,569
32	Flagstar Bancorp, Inc.	Troy	Mich.	100.70	120.20	17,967,578	17,842,482	2,732,184	23,243,975
33	Amerant Bancorp Inc.	Coral Gables	Fla.	100.52	101.35	5,721,177	5,691,701	753,082	7,805,836
34	HarborOne Bancorp, Inc.	Brockton	Mass.	99.77	99.69	3,763,040	3,771,570	649,065	4,595,428
35	QCR Holdings, Inc.	Moline	Ill.	99.76	94.15	4,827,868	4,839,689	667,924	6,175,819
36	Banc of California, Inc.	Santa Ana	Calif.	99.67	93.87	7,454,971	7,479,701	979,009	9,583,540
37	Valley National Bancorp	New York	N.Y.	99.42	101.02	35,442,037	35,647,336	5,096,384	43,551,457
38	Ambank Company, Inc.	Sioux Center	Iowa	98.97	101.83	1,280,972	1,294,353	152,259	1,583,366
39	Southern First Bancshares, Inc.	Greenville	S.C.	98.61	99.00	2,678,515	2,716,241	278,524	3,073,046
40	Bridgewater Bancshares, Inc.	Saint Louis Park	Minn.	98.13	91.52	2,978,902	3,035,611	379,441	3,607,920
41	CIBC Bancorp USA Inc.	Chicago	Ill.	97.93	97.34	37,338,547	38,128,666	9,465,631	66,733,208
42	Hope Bancorp, Inc.	Los Angeles	Calif.	97.70	95.95	14,182,430	14,515,970	2,041,056	17,804,047
43	Veritex Holdings, Inc.	Dallas	Tex.	97.65	101.22	7,705,539	7,890,788	1,447,996	10,453,680
44	Spend Life Wisely Company, Inc.	Durant	Okla.	96.49	96.45	10,253,444	10,626,221	974,268	13,027,023
45	Cathay General Bancorp	Los Angeles	Calif.	96.36	95.81	17,403,485	18,060,260	2,422,230	20,866,570
46	Peapack-Gladstone Financial Corporation	Bedminster	N.J.	95.58	89.80	5,149,157	5,387,416	523,426	6,255,664
47	CTBC Capital Corp.	Los Angeles	Calif.	95.07	92.98	3,634,944	3,823,397	625,256	4,487,737
48	Cambridge Financial Group, Inc.	Cambridge	Mass.	94.98	93.85	4,235,999	4,460,116	505,332	5,382,185
49	First Bancshares, Inc.	Merrillville	Ind.	94.85	94.52	5,006,271	5,278,032	539,969	6,227,925
50	New Hampshire Mutual Bancorp	Concord	N.H.	94.83	94.71	2,566,588	2,706,624	271,174	3,129,246
51	Summit Financial Group, Inc.	Moorefield	W.Va.	94.77	NA	2,850,886	3,008,063	330,466	3,643,691
52	HomeStreet, Inc.	Seattle	Wash.	94.63	94.02	5,933,580	6,270,375	601,231	7,510,894
53	LendingClub Corporation	San Francisco	Calif.	94.62	119.34	3,763,315	3,977,477	887,434	5,574,425
54	CrossFirst Bankshares, Inc.	Leawood	Kan.	94.11	89.25	4,349,568	4,621,680	623,200	5,517,851
55	Sandy Spring Bancorp, Inc.	Olney	Md.	93.63	98.63	10,161,864	10,852,807	1,488,910	12,967,417
56	Raymond James Financial, Inc.	Saint Petersburg	Fla.	93.43	91.01	32,405,632	34,684,957	8,601,409	73,100,448
57	Great Southern Bancorp, Inc.	Springfield	Mo.	92.82	94.59	4,173,955	4,496,661	582,551	5,378,867
58	Washington Federal, Inc.	Seattle	Wash.	92.63	88.63	15,268,478	16,483,149	2,191,701	20,560,279
59	Hanmi Financial Corporation	Los Angeles	Calif.	92.56	88.02	5,353,117	5,783,169	621,452	6,737,052
60	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	91.67	92.00	1,334,832	1,456,143	134,387	1,735,683
	Heartland BancCorp	Whitehall	Ohio	91.67	84.54	1,154,583	1,259,526	147,693	1,450,190
62	Midland States Bancorp, Inc.	Effingham	Ill.	91.60	92.99	5,548,892	6,057,539	644,986	7,338,715
63	Southern Missouri Bancorp, Inc.	Poplar Bluff	Mo.	91.52	91.61	2,612,747	2,854,907	325,156	3,264,215
64	HomeTrust Bancshares, Inc.	Asheville	N.C.	91.00	95.42	2,784,800	3,060,240	395,131	3,541,785
	The First of Long Island Corporation	Glen Head	N.Y.	91.00	85.57	3,226,325	3,545,390	389,461	4,190,678
66	Olney Bancshares of Texas, Inc.	Olney	Tex.	90.90	93.54	3,168,406	3,485,486	405,548	3,975,015
67	First Internet Bancorp	Fishers	Ind.	90.58	96.00	2,914,771	3,217,980	374,655	4,225,397
68	OceanFirst Financial Corp.	Red Bank	N.J.	90.42	83.13	9,116,276	10,081,632	1,519,333	12,173,262
69	Kearny Financial Corp.	Fairfield	N.J.	90.27	89.13	5,006,023	5,545,598	955,169	7,389,891
70	Northfield Bancorp, Inc. (Staten Island, NY)	Woodbridge	N.J.	89.96	94.54	3,898,581	4,333,462	715,398	5,518,038
71	Capital One Financial Corporation	McLean	Va.	89.85	79.28	281,621,276	313,433,774	56,344,745	434,195,249
72	Mercantile Bank Corporation	Grand Rapids	Mich.	89.80	92.30	3,570,535	3,976,251	436,471	5,175,899
73	Carver Bancorp, Inc.	New York	N.Y.	89.67	85.64	579,504	646,241	55,088	735,314
74	Univest Financial Corporation	Souderton	Pa.	89.54	102.37	5,415,307	6,047,932	773,855	7,107,740
75	Choice Financial Holdings, Inc.	Fargo	N.D.	89.29	NA	2,460,917	2,755,956	357,557	3,163,151
76	Cape Cod Five Mutual Company	Hyannis	Mass.	89.27	86.52	3,755,845	4,207,183	428,973	4,700,024
77	Primis Financial Corp.	McLean	Va.	89.06	88.88	2,393,669	2,687,664	404,195	3,218,108
78	Dime Community Bancshares, Inc.	Hauppauge	N.Y.	88.85	97.40	9,266,902	10,430,103	1,155,287	12,078,250
79	Live Oak Bancshares, Inc.	Wilmington	N.C.	88.60	103.44	6,766,876	7,637,163	713,327	8,619,966
80	FirstSun Capital Bancorp	Denver	Colo.	88.40	85.52	4,372,731	4,946,482	515,541	5,733,748
81	Ally Financial Inc.	Detroit	Mich.	88.32	81.46	125,836,000	142,475,000	15,413,000	184,297,000
82	First Foundation Inc.	Dallas	Tex.	88.14	89.99	7,898,888	8,962,016	1,082,575	10,476,172
83	Western Alliance Bancorporation	Phoenix	Ariz.	88.05	74.78	45,927,223	52,159,516	5,011,624	60,576,061
84	S&T Bancorp, Inc.	Indiana	Pa.	87.50	91.37	6,965,257	7,960,458	1,184,950	9,432,281
85	Premier Financial Corp.	Defiance	Ohio	87.44	89.07	5,541,908	6,337,643	943,296	7,594,737
86	Byline Bancorp, Inc.	Chicago	Ill.	87.31	89.23	4,828,588	5,530,102	788,671	6,834,636
87	Umpqua Holdings Corporation	Portland	Ore.	87.21	87.06	23,285,707	26,699,595	2,607,598	30,637,126
88	Bar Harbor Bankshares	Bar Harbor	Maine	87.19	87.94	2,657,406	3,047,811	406,999	3,692,071
89	Ameris Bancorp	Atlanta	Ga.	87.02	90.12	17,045,351	19,588,441	3,007,159	23,560,292
90	Republic Bancorp, Inc.	Louisville	Ky.	86.85	90.03	4,418,280	5,087,106	840,329	6,349,868
91	BNP Paribas USA, Inc.	New York	N.Y.	86.72	81.97	69,439,256	80,071,580	16,500,385	157,612,709
92	Associated Banc-Corp	Green Bay	Wis.	86.69	87.85	24,623,508	28,405,409	3,948,287	34,955,900
93	Canandaigua National Corporation	Canandaigua	N.Y.	86.53	94.33	3,247,716	3,753,090	309,602	4,383,179
94	American National Corporation	Omaha	Neb.	86.20	86.77	3,665,690	4,252,766	430,854	4,765,140
95	First Western Financial, Inc.	Denver	Colo.	86.15	95.15	1,957,488	2,272,112	223,266	2,577,251
96	Investar Holding Corporation	Baton Rouge	La.	85.88	91.84	1,877,444	2,186,004	233,658	2,572,746
97	Fulton Financial Corporation	Lancaster	Pa.	85.87	87.99	18,503,245	21,549,016	2,569,535	25,544,150
98	First Bancorp, Inc.	Lebanon	Va.	85.83	95.55	2,153,201	2,508,790	265,535	2,872,685
99	The Bancorp, Inc.	Wilmington	Del.	85.82	67.80	5,345,182	6,228,323	652,295	7,082,660
100	Sterling Bancorp, Inc. (Southfield, MI)	Southfield	Mich.	85.69	85.80	1,888,663	2,203,944	341,406	2,812,649
101	Customers Bancorp, Inc.	West Reading	Pa.	85.67	128.42	14,073,519	16,428,286	1,377,406	19,178,118
102	Texas Capital Bancshares, Inc.	Dallas	Tex.	85.45	73.62	21,685,484	25,377,938	3,090,038	31,085,377
103	Salem Five Bancorp	Salem	Mass.	85.36	94.67	4,305,512	5,044,002	708,743	6,041,810
104	Park National Corporation	Newark	Ohio	85.31	87.03	6,821,305	7,996,318	1,076,366	9,576,352
105	CIB Marine Bancshares, Inc.	Brookfield	Wis.	85.26	91.77	538,779	631,953	89,931	764,641
106	First Commonwealth Financial Corporation	Indiana	Pa.	85.20	85.87	6,962,618	8,171,847	1,067,619	9,642,124
107	Forbright, Inc.	Chevy Chase	Md.	85.16	NA	3,929,847	4,614,651	561,597	5,452,231
108	BTC Financial Corporation	Des Moines	Iowa	85.04	84.48	4,042,358	4,753,373	490,382	5,692,666
109	Columbia Bank MHC	Fair Lawn	N.J.	84.88	88.55	6,477,765	7,631,976	678,405	9,235,470
110	Provident Financial Services, Inc.	Jersey City	N.J.	84.72	94.86	9,662,882	11,406,271	1,621,132	13,617,014
111	Independent Bank Group, Inc.	McKinney	Tex.	84.52	86.66	12,551,056	14,850,271	2,522,460	17,963,253
112	Wintrust Financial Corporation	Rosemont	Ill.	84.23	90.33	35,924,014	42,650,861	4,492,256	50,250,661
113	South Central Bancshares of Kentucky, Inc.	Glasgow	Ky.	84.08	75.31	1,166,615	1,387,457	151,242	1,603,116
114	Synovus Financial Corp.	Columbus	Ga.	84.04	84.02	40,893,071	48,656,244	4,824,635	56,419,549
115	Washington Trust Bancorp, Inc.	Westerly	R.I.	83.84	93.89	4,299,708	5,128,667	513,192	5,850,280
116	Citizens Financial Group, Inc.	Providence	R.I.	83.59	84.10	133,059,285	159,178,914	22,074,325	192,471,585
117	National Consumer Cooperative Bank	Arlington	Va.	83.47	86.47	2,290,250	2,743,714	359,973	3,262,704
118	TrustCo Bank Corp NY	Glenville	N.Y.	83.45	82.53	4,464,355	5,350,016	592,895	6,282,004
119	Pacific Premier Bancorp, Inc.	Irvine	Calif.	83.25	78.34	14,747,101	17,714,653	2,783,018	21,622,296
120	Lincoln Bancorp	Reinbeck	Iowa	83.21	81.27	1,117,025	1,342,462	155,474	1,545,707
121	Dollar Mutual Bancorp	Pittsburgh	Pa.	83.04	87.51	7,856,009	9,460,159	1,080,871	11,250,330
122	Cass Information Systems, Inc.	Saint Louis	Mo.	83.03	88.58	977,203	1,176,934	217,078	2,422,043
123	Bank7 Corp.	Oklahoma City	Okla.	82.79	92.72	1,062,418	1,283,279	128,647	1,421,231
124	MUFG Americas Holdings Corporation	New York	N.Y.	82.36	76.26	80,775,730	98,080,631	16,606,388	159,222,509
125	Ocean Bankshares, Inc.	Miami	Fla.	82.02	90.68	3,936,151	4,799,037	521,795	5,373,165
126	RBC US Group Holdings LLC	Toronto	#N/A	81.82	83.51	70,980,695	86,757,528	18,545,644	174,446,769
127	Atlantic Union Bankshares Corporation	Richmond	Va.	81.75	87.86	13,480,576	16,490,108	2,498,336	19,783,147
128	BankUnited, Inc.	Miami Lakes	Fla.	81.74	84.13	23,370,029	28,590,157	2,861,232	36,336,896
129	Dickinson Financial Corporation II	Kansas City	Mo.	81.66	75.32	2,356,031	2,885,171	493,200	3,558,267
130	Northwest Bancshares, Inc.	Columbus	Ohio	81.62	84.89	10,141,484	12,425,701	1,523,512	14,488,373
131	Lakeland Bancorp, Inc.	Oak Ridge	N.J.	81.56	92.06	7,139,699	8,753,641	1,089,282	10,279,965
132	BancPlus Corporation	Ridgeland	Miss.	81.19	78.02	4,752,150	5,853,097	434,817	6,515,258
133	First Mid Bancshares, Inc.	Mattoon	Ill.	81.18	83.23	4,454,561	5,487,305	666,385	6,632,006
134	Independent Bank Corp.	Rockland	Mass.	81.04	80.07	13,586,171	16,765,484	2,965,439	20,161,270
135	1st Source Corporation	South Bend	Ind.	80.90	90.23	5,398,760	6,673,092	864,850	8,014,982
136	Business First Bancshares, Inc.	Baton Rouge	La.	80.76	78.84	3,763,411	4,659,748	456,837	5,370,755
137	First Community Bankshares, Inc.	Bluefield	Va.	80.64	80.31	2,244,296	2,782,945	424,157	3,244,127
138	West Bancorporation, Inc.	West Des Moines	Iowa	80.42	NA	2,485,832	3,091,252	236,480	3,547,069
139	East West Bancorp, Inc.	Pasadena	Calif.	80.21	81.54	44,113,135	54,995,764	5,703,456	62,241,456
140	Webster Financial Corporation	Stamford	Conn.	80.13	74.86	43,554,455	54,356,286	8,177,135	65,131,485
141	CNB Financial Corporation	Clearfield	Pa.	80.11	78.08	3,757,926	4,690,863	425,935	5,284,000
142	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	80.01	85.21	4,608,993	5,760,515	588,787	6,715,563
143	F.N.B. Corporation	Pittsburgh	Pa.	79.90	84.70	27,093,732	33,907,614	5,438,595	42,054,781
	Stifel Financial Corp.	Saint Louis	Mo.	79.90	73.38	19,332,708	24,195,627	5,054,344	35,087,698
145	Amarillo National Bancorp, Inc.	Amarillo	Tex.	79.84	80.49	5,525,427	6,920,665	799,647	7,947,110
146	United Bankshares, Inc.	Charleston	W.Va.	79.80	84.94	18,732,126	23,474,306	4,595,140	29,365,511
147	ServisFirst Bancshares, Inc.	Birmingham	Ala.	79.78	80.56	9,899,360	12,408,755	1,172,475	15,339,419
148	Hometown Financial Group MHC	Easthampton	Mass.	79.70	79.54	2,531,809	3,176,836	388,499	3,679,343
149	Old National Bancorp	Evansville	Ind.	79.69	78.30	28,375,620	35,607,390	5,232,114	45,834,648
150	Minnwest Corporation	Minnetonka	Minn.	79.59	82.43	1,891,893	2,377,191	239,044	2,731,331
151	Fremont Bancorporation	Fremont	Calif.	79.51	79.39	4,049,874	5,093,397	322,829	5,554,138
152	BOU Bancorp, Inc.	Ogden	Utah	79.43	80.04	1,520,163	1,913,909	248,242	2,248,912
153	Community Trust Bancorp, Inc.	Pikeville	Ky.	79.38	83.95	3,517,482	4,431,471	653,371	5,443,133
154	Johnson Financial Group, Inc.	Racine	Wis.	79.20	87.55	4,081,970	5,154,235	772,349	6,153,711
155	Central Pacific Financial Corp.	Honolulu	Hawaii	78.49	82.83	5,179,514	6,599,031	486,328	7,298,819
156	Mid Penn Bancorp, Inc.	Harrisburg	Pa.	78.44	NA	3,129,005	3,989,037	494,161	4,667,174
157	Huntington Bancshares Incorporated	Columbus	Ohio	78.40	79.88	115,407,635	147,197,945	18,452,140	176,855,518
158	First United Corporation	Oakland	Md.	78.27	81.65	1,181,541	1,509,540	137,077	1,760,850
159	CapStar Financial Holdings, Inc.	Nashville	Tenn.	78.17	NA	2,154,450	2,755,995	368,917	3,191,183
160	Origin Bancorp, Inc.	Ruston	La.	77.94	94.43	5,274,700	6,767,732	676,865	8,112,295
161	Orrstown Financial Services, Inc.	Shippensburg	Pa.	77.85	80.74	1,985,710	2,550,691	254,804	2,900,537
162	MB Mutual Holding Company	Manasquan	N.J.	77.84	89.35	1,875,987	2,410,205	203,480	2,702,175
163	PeoplesBancorp, MHC	Holyoke	Mass.	77.76	90.25	2,562,589	3,295,684	301,739	3,753,845
164	Carter Bankshares, Inc.	Martinsville	Va.	77.63	81.65	2,894,200	3,728,278	358,556	4,123,226
165	Fishback Financial Corporation	Brookings	S.D.	77.53	80.79	2,849,914	3,675,987	443,356	4,205,198
166	Enterprise Financial Services Corp	Clayton	Mo.	77.43	85.67	9,060,343	11,700,926	1,473,177	13,706,769
167	Camden National Corporation	Camden	Maine	77.37	77.39	3,540,923	4,576,664	482,446	5,420,415
168	Civista Bancshares, Inc.	Sandusky	Ohio	77.36	83.65	2,022,982	2,615,137	327,692	3,184,357
169	Discount Bancorp, Inc.	New York	N.Y.	76.59	75.36	8,656,254	11,301,341	1,116,123	12,979,545
170	Cambridge Bancorp	Cambridge	Mass.	76.40	85.35	3,418,131	4,473,735	436,165	5,018,379
	FB Financial Corporation	Nashville	Tenn.	76.40	78.55	8,401,704	10,996,278	1,379,776	12,674,191
172	Watford City Bancshares, Inc.	Watford City	N.D.	76.31	79.81	3,527,354	4,622,596	270,564	5,031,148
173	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	76.18	81.95	24,601,629	32,296,024	5,280,950	39,400,378
174	MVB Financial Corp.	Fairmont	W.Va.	76.00	NA	1,907,014	2,509,079	263,080	2,904,156
175	Apple Financial Holdings, Inc.	New York	N.Y.	75.92	72.17	10,737,029	14,141,852	1,313,689	16,144,860
176	Peoples Bancorp Inc.	Marietta	Ohio	75.77	79.27	4,548,613	6,002,926	808,340	7,239,261
177	Renasant Corporation	Tupelo	Miss.	75.72	87.86	10,593,923	13,990,897	2,137,642	16,863,757
178	First Horizon Corporation	Memphis	Tenn.	75.60	81.20	56,036,472	74,117,652	8,400,461	88,661,691
179	BCI Financial Group, Inc.	Miami	Fla.	75.38	77.56	14,177,457	18,807,084	2,094,465	22,107,904
180	CBTX, Inc.	Beaumont	Tex.	75.37	85.44	2,880,628	3,822,024	539,723	4,447,362
181	Longview Financial Corporation	Longview	Tex.	75.33	NA	2,715,917	3,605,380	384,977	4,014,238
182	Nicolet Bankshares, Inc.	Green Bay	Wis.	75.32	73.41	4,693,079	6,231,120	836,310	7,320,212
183	Lakeland Financial Corporation	Warsaw	Ind.	74.84	85.92	4,355,948	5,820,623	609,013	6,575,170
	National Bank Holdings Corporation	Greenwood Village	Colo.	74.84	75.51	4,764,390	6,365,897	820,215	7,341,512
185	Financial Institutions, Inc.	Warsaw	N.Y.	74.73	77.60	3,739,192	5,003,562	446,846	5,630,498
186	NexBank Capital, Inc.	Dallas	Tex.	74.70	85.22	6,879,140	9,208,603	727,835	11,731,150
187	Hilltop Holdings Inc.	Dallas	Tex.	74.54	88.21	9,441,897	12,666,702	2,463,933	18,356,956
188	Eagle Bancorp, Inc.	Bethesda	Md.	74.47	83.37	7,139,311	9,586,259	1,279,555	11,224,374
189	Equity Bancshares, Inc.	Wichita	Kan.	74.02	77.09	3,244,152	4,382,849	452,015	5,082,003
190	First State Bancshares, Inc.	Farmington	Mo.	73.80	78.72	2,566,695	3,478,040	358,577	3,899,339
191	Arrow Financial Corporation	Glens Falls	N.Y.	73.67	76.42	2,737,267	3,715,373	357,243	4,156,402
192	First National of Nebraska, Inc.	Omaha	Neb.	73.62	77.43	17,240,737	23,417,585	2,856,490	27,305,115
193	OFG Bancorp	San Juan	P.R.	73.59	75.77	6,606,205	8,977,582	1,040,035	10,190,120
194	Ida Grove Bancshares, Inc.	Ida Grove	Iowa	73.54	79.47	1,338,711	1,820,457	191,218	2,127,455
195	Hills Bancorporation	Hills	Iowa	73.53	79.16	2,692,495	3,661,939	466,100	4,152,853
196	Home Bancorp, Inc.	Lafayette	La.	73.47	NA	2,162,156	2,942,719	337,504	3,332,127
197	Enterprise Bancorp, Inc.	Lowell	Mass.	73.43	81.68	2,962,722	4,035,022	310,539	4,454,474
198	PacWest Bancorp	Beverly Hills	Calif.	73.29	67.34	24,352,072	33,224,895	3,650,595	39,249,639
199	Midwest Independent Bancshares, Inc.	Jefferson City	Mo.	73.26	66.53	172,880	235,972	54,017	314,592
200	NBT Bancorp Inc.	Norwich	N.Y.	73.13	77.78	7,650,089	10,461,623	1,202,250	12,147,833

Among top tier bank holding companies that file Y-9C statements with the Federal Reserve. *Includes leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Aug. 12, 2022.

NA = Not available

NM = Not meaningful

Source: https://www.spglobal.com/en/