Largest Banking Companies Ranked by Return on Assets
November 23, 2004, 10:08 a.m. EST 1 Min Read
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Largest Banking Companies Ranked by Return on Assets
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Published November 23, 2004 | |||||
Rank | Second quarter | First half ROA* | |||
Average assets | Net income | ROA* | |||
1 | MBNA Corp. Wilmington, Del. | $60,395,432 | $660,335 | 4.373% | 3.906% |
2 | Fremont General Corp. Santa Monica, Calif. | 10,138,174 | 95,378 | 3.763 | 3.588 |
3 | Doral Financial Corp. San Juan, Puerto Rico | 12,375,639 | 114,906 | 3.714 | 3.811 |
4 | Capital One Financial Corp. McLean, Va. | 50,020,115 | 407,387 | 3.258 | 3.513 |
5 | Signature Bank New York | 2,339,805 | 18,273 | 3.124 | 1.937 |
6 | Corus Bankshares Inc. Chicago | 3,847,689 | 24,576 | 2.555 | 2.265 |
7 | TCF Financial Corp. Minneapolis | 11,856,278 | 65,218 | 2.200 | 2.153 |
8 | Westamerica Bancorp. San Rafael, Calif. | 4,482,261 | 24,644 | 2.199 | 2.192 |
9 | U.S. Bancorp Minneapolis | 190,430,000 | 1,036,900 | 2.178 | 2.152 |
10 | Mellon Financial Corp. Pittsburgh | 33,443,000 | 176,000 | 2.105 | 2.528 |
11 | UnionBanCal Corp. San Francisco | 6,582,322 | 231,097 | 2.072 | 1.773 |
12 | Trustco Bank Corp. Glenville, N.Y. | 44,611,351 | 14,371 | 2.024 | 2.028 |
13 | Oriental Financial Group Inc. San Juan, Puerto Rico | 2,840,752 | 18,078 | 2.011 | 1.908 |
14 | Park National Corp. Newark, Ohio | 3,595,955 | 24,085 | 1.912 | 1.879 |
15 | Washington Federal Inc. Seattle | 5,039,011 | 35,032 | 1.905 | 1.794 |
16 | Fifth Third Bancorp Cincinnati | 7,355,213 | 447,710 | 1.900 | 1.887 |
17 | R&G Financial Corp. Hato Rey, Puerto Rico | 94,261,000 | 40,747 | 1.860 | 1.849 |
18 | Synovus Financial Corp. Columbus, Ga. | 8,764,377 | 105,141 | 1.852 | 1.865 |
19 | S & T Bancorp Inc. Indiana | 22,705,467 | 13,572 | 1.822 | 1.802 |
20 | National City Corp. Cleveland | 2,979,134 | 519,046 | 1.792 | 2.185 |
21 | Bank of Hawaii Corp. Honolulu | 115,832,000 | 44,232 | 1.788 | 1.717 |
22 | North Fork Bancorp. Inc. Melville, N.Y. | 9,893,300 | 108,999 | 1.771 | 1.853 |
23 | Investors Financial Services Corp. Boston | 24,617,030 | 35,418 | 1.746 | 1.428 |
24 | First Horizon National Corp. Memphis | 8,112,834 | 118,384 | 1.736 | 1.794 |
25 | CVB Financial Corp. Ontario, Calif. | 27,276,280 | 17,452 | 1.701 | 1.371 |
26 | Marshall & Ilsley Corp. Milwaukee | 4,103,263 | 151,709 | 1.678 | 1.677 |
27 | Wells Fargo & Co. San Francisco | 36,171,945 | 1,714,000 | 1.670 | 1.747 |
28 | Associated Banc-Corp Green Bay, Wis. | 410,544,000 | 64,505 | 1.665 | 1.613 |
29 | PNC Financial Services Group Pittsburgh | 15,498,005 | 304,000 | 1.646 | 1.721 |
30 | BB&T Corp. Winston-Salem, N.C. | 73,867,000 | 400,106 | 1.645 | 1.539 |
31 | Wilmington Trust Corp. Del. | 97,286,405 | 36,500 | 1.622 | 1.582 |
32 | Mercantile Bankshares Corp. Baltimore | 9,000,000 | 56,313 | 1.616 | 1.626 |
33 | Harbor Florida Bancshares Inc. Fort Pierce | 13,939,185 | 10,269 | 1.607 | 1.615 |
34 | Trustmark Corp. Jackson, Miss. | 2,556,386 | 33,023 | 1.603 | 1.478 |
35 | City National Corp. Beverly Hills | 8,242,418 | 52,200 | 1.580 | 1.597 |
36 | BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. | 13,211,551 | 18,620 | 1.566 | 1.361 |
37 | Commercial Capital Bancorp Inc. Irvine, Calif. | 4,755,785 | 10,923 | 1.565 | 1.564 |
38 | East West Bancorp Inc. San Marino, Calif. | 2,791,512 | 18,029 | 1.556 | 1.576 |
39 | Cathay General Bancorp Los Angeles | 4,636,049 | 22,144 | 1.545 | 1.493 |
40 | United Bankshares Inc. Charleston, W.Va. | 5,731,908 | 24,214 | 1.505 | 1.507 |
41 | Commerce Bancshares Inc. Kansas City, Mo. | 6,434,075 | 53,838 | 1.503 | 1.475 |
42 | Central Pacific Financial Corp. Honolulu | 14,323,830 | 8,668 | 1.503 | 1.468 |
43 | Hudson United Bancorp Mahwah, N.J. | 2,306,806 | 31,659 | 1.501 | 1.518 |
44 | Glacier Bancorp Inc. Kalispell, Mont. | 8,436,611 | 10,763 | 1.499 | 1.519 |
45 | Comerica Inc. Detroit, Mich. | 2,872,475 | 192,000 | 1.489 | 1.384 |
46 | Hancock Holding Co. Gulfport, Miss. | 51,593,000 | 16,372 | 1.481 | 1.404 |
47 | Bank of New York Co. Inc. | 4,420,784 | 371,000 | 1.478 | 1.470 |
48 | Westcorp Irvine, Calif. | 100,373,000 | 54,415 | 1.464 | 1.323 |
49 | Hibernia Corp. New Orleans | 14,872,248 | 73,350 | 1.460 | 1.443 |
50 | Valley National Bancorp Wayne, N.J. | 20,093,600 | 36,729 | 1.449 | 1.510 |
51 | First Midwest Bancorp Inc. Itasca, Ill. | 10,142,322 | 24,712 | 1.445 | 1.421 |
52 | M&T Bank Corp. Buffalo | 6,841,493 | 184,385 | 1.439 | 1.360 |
53 | Dime Community Bancshares Inc. Brooklyn, N.Y. | 51,251,000 | 12,406 | 1.439 | 1.513 |
54 | Chemical Financial Corp. Midland, Mich. | 3,448,906 | 13,866 | 1.431 | 1.443 |
55 | Fulton Financial Corp. Lancaster, Pa. | 3,876,665 | 37,864 | 1.428 | 1.454 |
56 | Independent Bank Corp. Ionia, Mich. | 10,603,544 | 8,983 | 1.425 | 1.426 |
57 | First Banks Inc. Clayton, Mo. | 2,521,936 | 26,003 | 1.419 | 1.214 |
58 | Cullen/Frost Bankers Inc. San Antonio | 7,327,717 | 34,118 | 1.419 | 1.415 |
59 | Golden West Financial Corp. Oakland, Calif. | 9,616,962 | 316,718 | 1.413 | 1.413 |
60 | Huntington Bancshares Inc. Columbus, Ohio | 89,649,483 | 110,127 | 1.407 | 1.380 |
61 | Independence Community Bank Corp. Brooklyn, N.Y. | 31,313,000 | 58,248 | 1.403 | 1.466 |
62 | AmSouth Bancorp. Birmingham, Ala. | 16,605,334 | 166,963 | 1.399 | 1.396 |
63 | UCBH Holdings Inc. San Francisco | 47,742,291 | 20,268 | 1.389 | 1.402 |
64 | Bank of America Corp. Charlotte | 5,834,771 | 3,849,000 | 1.389 | 1.334 |
65 | Texas Regional Bancshares Inc. McAllen | 1,108,000,000 | 18,832 | 1.384 | 1.448 |
66 | Prosperity Bancshares Inc. Houston | 5,441,262 | 8,362 | 1.370 | 1.352 |
67 | Flagstar Bancorp Inc. Troy, Mich. | 2,442,115 | 41,190 | 1.367 | 1.339 |
68 | Harleysville National Corp. Pa. | 12,052,548 | 9,382 | 1.360 | 1.392 |
69 | Irwin Financial Corp. Columbus, Ind. | 2,759,563 | 17,944 | 1.358 | 1.509 |
70 | Hudson River Bancorp Inc. Hudson, N.Y. | 5,285,671 | 8,835 | 1.353 | 1.353 |
71 | Banknorth Group Inc. Portland, Maine | 2,611,817 | 95,847 | 1.351 | 1.356 |
72 | MB Financial Inc. Chicago | 28,382,749 | 15,470 | 1.336 | 1.333 |
73 | Silicon Valley Bancshares Santa Clara, Calif. | 4,633,071 | 15,708 | 1.333 | 1.301 |
74 | Sky Financial Group Inc. Bowling Green, Ohio | 4,714,940 | 40,201 | 1.327 | 1.582 |
75 | Popular Inc. Hato Rey, Puerto Rico | 12,114,421 | 127,799 | 1.322 | 1.304 |
76 | Compass Bancshares Inc. Birmingham, Ala. | 38,660,017 | 91,745 | 1.321 | 1.301 |
77 | International Bancshares Corp. Laredo, Tex. | 27,785,546 | 26,229 | 1.321 | 1.452 |
78 | BOK Financial Corp. Tulsa | 7,944,389 | 45,533 | 1.315 | 1.236 |
79 | First Community Bancorp Rancho Santa Fe, Calif. | 13,854,325 | 8,838 | 1.310 | 1.269 |
80 | W Holding Co. Inc. Mayaguez, Puerto Rico | 2,699,226 | 41,023 | 1.301 | 1.334 |
81 | F.N.B. Corp. Hermitage, Pa. | 12,616,185 | 15,065 | 1.299 | 1.350 |
82 | National Penn Bancshares Inc. Boyertown, Pa. | 4,637,230 | 12,180 | 1.293 | 1.297 |
83 | Greater Bay Bancorp Palo Alto, Calif. | 3,767,840 | 24,533 | 1.284 | 1.300 |
84 | Hudson City Bancorp Inc. Paramus, N.J. | 7,640,836 | 58,418 | 1.280 | 1.285 |
85 | Northern Trust Corp. Chicago | 18,252,986 | 130,800 | 1.276 | 1.283 |
86 | First Interstate BancSystem Inc. Billings, Mont. | 41,000,300 | 12,572 | 1.275 | 1.140 |
87 | Zions Bancorp. Salt Lake City | 3,942,796 | 98,842 | 1.274 | 1.305 |
88 | Community Trust Bancorp Inc. Pikeville, Ky. | 31,040,639 | 7,756 | 1.256 | 1.217 |
89 | Chittenden Corp. Burlington, Vt. | 2,469,417 | 18,154 | 1.252 | 1.229 |
90 | HSBC USA Inc. New York | 5,799,583 | 331,000 | 1.248 | 1.264 |
91 | FirstFed Financial Corp. Santa Monica, Calif. | 106,125,000 | 16,553 | 1.238 | 1.219 |
92 | NBT Bancorp Inc. Norwich, N.Y. | 5,348,976 | 12,568 | 1.234 | 1.965 |
93 | Wachovia Corp. Charlotte, | 4,073,144 | 1,252,000 | 1.218 | 1.236 |
94 | First BanCorpSanturce, Puerto Rico | 411,074,000 | 39,935 | 1.189 | 1.252 |
95 | FirstMerit Corp. Akron | 13,437,398 | 31,028 | 1.186 | 0.838 |
96 | PFF Bancorp Inc. Pomona, Calif. | 10,465,272 | 10,775 | 1.179 | 1.179 |
97 | BancorpSouth Inc. Tupelo, Miss. | 3,654,169 | 31,273 | 1.179 | 1.110 |
98 | Pacific Capital Bancorp Santa Barbara, Calif. | 10,614,248 | 16,547 | 1.177 | 2.120 |
99 | Umpqua Holdings Corp. Portland, Ore. | 5,623,843 | 9,131 | 1.176 | 1.159 |
100 | Community Bank System Inc. Dewitt, N.Y. | 3,106,392 | 12,141 | 1.171 | 1.165 |
101 | BancWest Corp. Honolulu | 4,145,955 | 114,757 | 1.167 | 1.173 |
102 | Republic Bancorp Inc. Owosso, Mich. | 39,343,492 | 16,368 | 1.166 | 1.185 |
103 | Boston Private Financial Holdings Inc. | 5,612,718 | 8,155 | 1.154 | 1.162 |
104 | SunTrust Banks Inc. Atlanta | 2,827,036 | 364,837 | 1.146 | 1.152 |
105 | Hanmi Financial Corp. Los Angeles | 127,287,500 | 7,545 | 1.131 | 1.255 |
106 | BancFirst Corp. Oklahoma City | 2,668,337 | 8,638 | 1.129 | 1.113 |
107 | Whitney Holding Corp. New Orleans | 3,061,229 | 21,903 | 1.126 | 1.240 |
108 | MAF Bancorp Inc. Clarendon Hills, Ill. | 7,782,108 | 25,970 | 1.124 | 1.117 |
109 | Webster Financial Corp. Waterbury, Conn. | 9,238,105 | 45,843 | 1.122 | 1.136 |
110 | KeyCorp Cleveland | 16,344,639 | 239,000 | 1.121 | 1.152 |
111 | First National Bankshares of Florida Naples | 85,315,000 | 11,291 | 1.120 | 1.104 |
112 | Anchor BanCorp Wisconsin Inc. Madison, Wis. | 4,030,853 | 10,597 | 1.108 | 1.108 |
113 | WesBanco Inc. Wheeling, W.Va. | 3,826,571 | 9,363 | 1.096 | 1.126 |
114 | Sovereign Bancorp Inc. Philadelphia | 3,418,188 | 131,354 | 1.094 | 0.995 |
115 | First Financial Holdings Inc. Charleston, S.C. | 48,011,289 | 6,702 | 1.093 | 1.009 |
116 | Alabama National Bancorp. Birmingham | 2,453,744 | 13,244 | 1.089 | 1.085 |
117 | South Financial Group Inc. Greenville, S.C. | 4,865,953 | 29,987 | 1.081 | 1.137 |
118 | Sandy Spring Bancorp Inc. Olney, Md. | 11,092,032 | 6,393 | 1.072 | 1.162 |
119 | 1st Source Corp. South Bend, Ind. | 2,384,929 | 8,718 | 1.070 | 0.848 |
120 | First Financial Bancorp Hamilton, Ohio | 3,257,795 | 10,337 | 1.058 | 1.040 |
121 | Southwest Bancorp. of Texas Inc. Houston | 3,907,566 | 16,221 | 1.050 | 1.032 |
122 | First Niagara Financial Group Lockport, N.Y. | 6,181,580 | 13,013 | 1.044 | 1.029 |
123 | Susquehanna Bancshares Inc. Lititz, Pa. | 4,986,412 | 16,498 | 1.036 | 1.055 |
124 | United Community Banks Inc. Blairsville, Ga. | 6,370,826 | 11,049 | 1.034 | 1.052 |
125 | Bremer Financial Corp. St. Paul | 4,274,442 | 14,946 | 1.033 | 1.030 |
126 | Astoria Financial Corp. Lake Success, N.Y. | 5,785,595 | 57,501 | 1.027 | 0.990 |
127 | Commerce Bancorp Inc. Cherry Hill, N.J. | 22,390,213 | 66,235 | 1.026 | 1.032 |
128 | Colonial BancGroup Inc. Montgomery, Ala. | 25,822,157 | 43,334 | 1.004 | 0.988 |
129 | Independent Bank Corp. Rockland, Mass. | 17,260,283 | 6,621 | 0.989 | 1.046 |
130 | Integra Bank Corp. Evansville, Ind. | 2,679,105 | 6,655 | 0.984 | -1.466 |
131 | Charles Schwab Corp. San Francisco | 2,705,080 | 113,000 | 0.966 | 1.180 |
132 | Wintrust Financial Corp. Lake Forest, Ill. | 46,802,500 | 12,493 | 0.965 | 0.952 |
133 | Citizens Banking Corp. Flint, Mich. | 5,176,454 | 18,722 | 0.964 | 0.939 |
134 | First Merchants Corp. Muncie, Ind. | 7,768,801 | 7,355 | 0.956 | 0.934 |
135 | U.S.B. Holding Co. Inc. Orangeburg, N.Y. | 3,077,161 | 7,037 | 0.954 | 0.987 |
136 | First Charter Corp. Charlotte | 2,951,524 | 10,255 | 0.950 | 0.915 |
137 | State Street Corp. Boston | 4,316,360 | 220,000 | 0.941 | 0.951 |
138 | Capitol Bancorp Ltd. Lansing, Mich. | 93,518,000 | 6,911 | 0.941 | 0.793 |
139 | Peoples Bank Bridgeport, Conn. | 2,938,505 | 25,000 | 0.938 | 2.642 |
140 | Bank Mutual Corp. Milwaukee | 10,664,300 | 7,118 | 0.918 | 0.915 |
141 | Sterling Bancshares Inc. Houston, Tex. | 3,103,194 | 7,073 | 0.903 | 0.779 |
142 | Amcore Financial Inc. Rockford, Ill. | 3,134,506 | 10,415 | 0.891 | 0.884 |
143 | Northwest Bancorp Inc. Warren, Pa. | 4,676,362 | 12,575 | 0.876 | 0.878 |
144 | Sterling Financial Corp. Spokane | 5,741,762 | 13,483 | 0.860 | 0.837 |
145 | Santander BanCorp Hato Rey, Puerto Rico | 6,274,072 | 16,046 | 0.853 | 1.096 |
146 | Downey Financial Corp. Newport Beach, Calif. | 7,526,042 | 27,821 | 0.832 | 0.581 |
147 | Heartland Financial USA Inc. Dubuque, Iowa | 13,378,534 | 4,575 | 0.832 | 0.917 |
148 | First Commonwealth Financial Corp. Indiana, Pa. | 2,200,577 | 11,560 | 0.816 | 0.918 |
149 | Provident Financial Services Inc. Jersey City, N.J. | 5,667,865 | 8,581 | 0.807 | 0.890 |
150 | Franklin Bank Corp. Houston | 4,252,727 | 5,398 | 0.785 | 0.757 |
*Annualized
Source: Highline Baking Data Services (877-305-6657)© 2004 American Banker