© 2026 Arizent. All rights reserved.
Market Intelligence:
AI
Payments
Research
Industry Data
Banks, thrifts and holding companies

Largest Banking Companies Ranked by Return on Equity

Published September 14, 2005, 10:08 a.m. EDT
|
Updated January 02, 1970, 9:08 a.m. EST
1 Min Read
View Table
Printer Friendly Version
Largest Banking Companies Ranked by Return on Equity

Largest Banking Companies Ranked by Return on Equity
Among largest publicly traded companies in the first quarter of 2005. Dollars in thousands
Published September 14, 2005
Rank   Average equity Net income ROE
1 Pacific Capital Bancorp Santa Barbara, Calif. $474,422 $59,406 50.78%
2 Commercial Capital Bancorp Inc. Irvine, Calif. 640,675 23,087 34.49
3 Fremont General Corp. Santa Monica, Calif. 1,056,908 90,102 34.10
4 TCF Financial Corp. Minneapolis 934,063 63,465 27.18
5 W Holding Co. Inc. Mayaguez, Puerto Rico 1,107,584 48,601 26.81
6 Countrywide Financial Corp. Calabasas, Calif. 10,631,062 688,852 25.92
7 Westamerica Bancorp. San Rafael, Calif. 373,627 22,733 24.68
8 Bank of Hawaii Corp. Honolulu 780,300 45,522 23.66
9 Capital One Financial Corp. Falls Church, Va. 8,567,638 506,562 23.65
10 Hudson United Bancorp Mahwah, N.J. 533,843 29,731 22.59
11 Investors Financial Services Corp. Boston 737,614 40,948 22.21
12 U.S. Bancorp Minneapolis 19,803,000 1,071,000 21.90
13 CVB Financial Corp. Ontario, Calif. 328,419 17,701 21.86
14 First Horizon National Corp. Memphis 2,035,354 109,209 21.80
15 Popular Inc. Hato Rey, Puerto Rico 3,135,594 162,879 21.62
16 Valley National Bancorp Wayne, N.J. 715,519 38,268 21.39
17 IndyMac Bancorp Inc. Pasadena, Calif. 1,253,548 65,476 21.18
18 Mellon Financial Corp. Pittsburgh 4,197,000 255,000 21.06
19 Financial Corp. New York 1,227,256 91,994 21.05
20 AmSouth Bancorp. Birmingham, Ala. 3,538,378 178,645 20.48
21 Citigroup Inc. New York 109,913,500 5,441,000 20.30
22 BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. 526,406 19,878 20.20
23 Downey Financial Corp. Newport Beach, Calif. 1,030,182 51,739 20.09
24 International Bancshares Corp. Laredo, Tex. 756,524 37,660 19.91
25 United Community Banks Inc. Blairsville, Ga. 398,164 13,441 19.86
26 Wells Fargo & Co. San Francisco 38,381,000 1,856,000 19.60
27 Bank of America Corp. Charlotte 98,814,000 4,695,000 19.30
28 Compass Bancshares Inc. Birmingham, Ala. 2,084,030 98,756 19.22
29 PNC Financial Services Group Pittsburgh 7,500,000 354,000 19.17
30 First Midwest Bancorp Inc. Itasca, Ill. 525,601 25,207 19.14
31 Golden West Financial Corp. Oakland, Calif. 7,419,240 348,250 18.78
32 Corus Bankshares Inc. Chicago 602,338 28,120 18.70
33 Santander BanCorp Hato Rey, Puerto Rico 559,759 25,509 18.48
34 SVB Financial Group Santa Clara, Calif. 531,695 24,150 18.42
35 Cullen/Frost Bankers Inc. San Antonio 827,867 37,367 18.31
36 East West Bancorp Inc. San Marino, Calif. 520,032 23,519 18.09
37 Fifth Third Bancorp Cincinnati 9,108,000 405,000 18.00
38 Commerce Bancorp Inc. Cherry Hill, N.J. 1,716,311 77,137 17.98
39 Wilmington Trust Corp. Del. 913,600 40,100 17.80
40 UCBH Holdings Inc. San Francisco 490,339 21,806 17.79
41 Oriental Financial Group Inc. San Juan, Puerto Rico 335,873 13,050 17.67
42 UnionBanCal Corp. San Francisco 4,208,650 181,977 17.54
43 Synovus Financial Corp. Columbus, Ga. 2,701,585 116,734 17.52
44 Astoria Financial Corp. Lake Success, N.Y. 1,366,133 59,479 17.42
45 Hibernia Corp. New Orleans 1,970,300 85,776 17.41
46 First BanCorp Santurce, Puerto Rico 1,232,025 53,431 17.35
47 Westcorp Irvine, Calif. 1,369,666 60,682 17.31
48 Marshall & Ilsley Corp. Milwaukee 3,980,000 169,580 17.28
49 Hudson City Bancorp Inc. Paramus, N.J. 1,439,453 61,929 17.21
50 Northern Trust Corp. Chicago 3,304,600 139,100 17.06
51 Park National Corp. Newark, Ohio 559,432 23,342 16.92
52 Republic Bancorp Inc. Owosso, Mich. 413,050 17,307 16.76
53 City National Corp. Beverly Hills 1,352,472 55,461 16.63
54 Washington Mutual Inc. Seattle 21,680,000 902,000 16.53
55 Bank of New York Co. Inc. New York 9,300,000 379,000 16.52
56 Texas Regional Bancshares Inc. McAllen 607,010 23,799 15.90
57 Zions Bancorp. Salt Lake City 2,824,874 110,234 15.83
58 F.N.B. Corp. Hermitage, Pa. 383,683 14,910 15.76
59 NBT Bancorp Inc. Norwich, N.Y. 329,947 12,789 15.74
60 Comerica Inc. Detroit, Mich. 5,072,000 199,000 15.73
61 United Bankshares Inc. Charleston, W.Va. 639,299 24,760 15.71
62 Associated Banc-Corp. Green Bay, Wis. 2,024,265 77,470 15.52
63 Huntington Bancshares Inc. Columbus, Ohio 2,527,000 96,519 15.50
64 Dime Community Bancshares Inc. New York 281,038 10,871 15.47
65 National City Corp. Cleveland 12,779,000 484,142 15.35
66 First Interstate BancSystem Inc. Billings, Mont. 312,227 11,959 15.32
67 FirstFed Financial Corp. Santa Monica, Calif. 486,404 18,492 15.21
68 KeyCorp Cleveland 7,094,000 264,000 15.09
69 State Street Corp. Boston 6,121,000 226,000 15.00
70 BOK Financial Corp. Tulsa 1,411,419 52,055 14.96
71 BB&T Corp. Winston-Salem, N.C. 10,904,662 395,384 14.70
72 First Banks Inc. Clayton, Mo. 611,823 22,127 14.67
73 MB Financial Inc. Chicago 480,938 17,177 14.48
74 Trustmark Corp. Jackson, Miss. 752,970 26,781 14.42
75 Commerce Bancshares Inc. Kansas City, Mo. 1,408,414 49,846 14.40
76 PFF Bancorp Inc. Pomona, Calif. 330,454 12,219 14.34
77 Cathay General Bancorp Los Angeles 719,235 24,960 14.07
78 Colonial BancGroup Inc. Montgomery, Ala. 1,518,645 52,491 14.02
79 BancorpSouth Inc. Tupelo, Miss. 918,538 31,744 14.02
80 Wachovia Corp. Charlotte 47,231,000 1,621,000 13.92
81 Sterling Financial Corp. Spokane 477,712 15,891 13.50
82 Fulton Financial Corp. Lancaster, Pa. 1,249,868 41,531 13.48
83 M&T Bank Corp. Buffalo 5,723,000 189,290 13.41
84 Hancock Holding Co. Gulfport, Miss. 470,068 15,438 13.32
85 First Charter Corp. Concord, N.C. 316,476 10,309 13.21
86 Whitney Holding Corp. New Orleans 887,059 28,756 13.15
87 National Penn Bancshares Inc. Boyertown, Pa. 434,312 14,010 13.10
88 Mercantile Bankshares Corp. Baltimore 1,950,276 62,627 13.02
89 Charles Schwab Corp. San Francisco 4,330,500 145,000 13.00
90 Bremer Financial Corp. St. Paul 467,083 16,182 12.93
91 Prosperity Bancshares Inc. Houston 327,936 10,554 12.87
92 First Republic Bank San Francisco 469,660 13,793 12.69
93 Washington Federal Inc. Seattle 1,142,809 40,961 12.68
94 Wintrust Financial Corp. Lake Forest, Ill. 479,974 15,012 12.68
95 Amcore Financial Inc. Rockford, Ill. 387,509 12,050 12.61
96 Citizens Banking Corp. Flint, Mich. 649,469 20,080 12.54
97 FirstMerit Corp. Akron, Ohio 977,888 30,088 12.48
98 Chittenden Corp. Burlington, Vt. 621,276 19,082 12.46
99 SunTrust Banks Inc. Atlanta 16,119,400 492,294 12.39
100 Gold Banc Corp. Inc. Leawood, Kan. 265,339 8,123 12.25
101 Webster Financial Corp. Waterbury, Conn. 1,565,812 47,495 12.13
102 HSBC USA Inc. Buffalo 10,943,000 316,000 12.05
103 Provident Bankshares Corp. Baltimore 619,739 18,108 11.87
104 Alabama National Bancorp. Birmingham 535,336 15,480 11.73
105 First Financial Bancorp Hamilton, Ohio 370,829 10,726 11.73
106 Amegy Bancorp Houston 589,258 16,944 11.66
107 North Fork Bancorp. Inc. Melville, N.Y. 9,017,358 259,035 11.65
108 New York Community Bancorp Inc. 3,168,783 91,082 11.50
109 Central Pacific Financial Corp. Honolulu 598,615 17,205 11.50
110 BankUnited Financial Corp. Coral Gables, Fla. 502,895 13,556 11.49
111 First Commonwealth Financial Corp. Indiana, Pa. 537,445 15,219 11.48
112 Community Bank System Inc. Dewitt, N.Y. 471,576 13,334 11.47
113 Boston Private Financial Holdings Inc. 326,572 9,301 11.34
114 Greater Bay Bancorp Palo Alto, Calif. 773,410 21,510 11.28
115 Chemical Financial Corp. Midland, Mich. 487,557 13,504 11.22
116 Fidelity Bankshares Inc. West Palm Beach, Fla. 251,633 6,816 10.83
117 First Citizens Bancorp. Inc. Columbia, S.C. 375,719 9,956 10.75
118 Flagstar Bancorp Inc. Bloomfield Hills, Mich. 739,784 19,778 10.69
119 Old National Bancorp Evansville, Ind. 670,589 19,440 10.48
120 Sovereign Bancorp Inc. Philadelphia 5,588,703 146,151 10.46
121 WesBanco Inc. Wheeling, W.Va. 431,082 11,080 10.42
122 People’s Bank Bridgeport, Conn. 1,208,050 31,400 10.40
123 Independence Community Bank Corp. Brooklyn, N.Y. 2,311,736 59,761 10.34
124 Northwest Bancorp Inc. Warren, Pa. 564,350 14,263 10.11
125 MAF Bancorp Inc. Clarendon Hills, Ill. 968,343 24,177 9.99
126 South Financial Group Inc. Greenville, S.C. 1,408,509 34,559 9.95
127 Franklin Bank Corp. Houston 308,219 6,912 9.88
128 Sterling Bancshares Inc. Houston 318,358 7,758 9.88
129 BancWest Corp. Honolulu 5,799,664 136,604 9.55
130 First Citizens Bancshares Inc. Raleigh, N.C. 1,094,213 24,997 9.26
131 Regions Financial Corp. Birmingham, Ala. 10,716,000 241,641 9.15
132 JPMorgan Chase & Co. New York 105,684,000 2,264,000 9.00
133 Umpqua Holdings Corp. Portland, Ore. 693,551 15,019 8.78
134 Sky Financial Group Inc. Bowling Green, Ohio 1,463,903 31,471 8.72
135 Susquehanna Bancshares Inc. Lititz, Pa. 748,140 15,403 8.35
136 Capitol Federal Financial Topeka, Kan. 851,535 17,482 8.21
137 Signature Bank New York 360,053 5,727 6.88
138 First Niagara Financial Group Lockport, N.Y. 1,336,026 21,095 6.40
139 UMB Financial Corp. Kansas City, Mo. 823,761 11,580 5.77
140 Provident Financial Services Inc. Jersey City 1,125,479 15,022 5.34
141 Bank Mutual Corp. Brown Deer, Wis. 631,952 7,889 4.99
142 Partners Trust Financial Group Inc. Utica, N.Y. 545,326 6,193 4.61
143 NewAlliance Bancshares Inc. New Haven 1,417,720 13,694 3.86
144 BFC Financial Corp. Fort Lauderdale, Fla. 526,406 4,400 3.34
145 TD Banknorth Inc. Portland, Maine 4,477,650 34,075 3.09
146 Irwin Financial Corp. Columbus, Ind. 505,905 3,625 2.90
147 MBNA Corp. Wilmington, Del. 11,607,411 31,730 0.95
148 Net.Bank Inc. Alpharetta, Ga. 408,144 -2,029 0.20
149 Commercial Federal Corp. Omaha 776,767 -53,212 27.40
150 Riggs National Corp. Washington 322,299 -28,656 36.06


Banks, thrifts and holding companies