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Largest Publicly Traded Banking Companies by Return on Assets - Corrected

February 11, 2005, 10:08 a.m. EST 1 Min Read
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Largest Publicly Traded Banking Companies by Return on Assets - Corrected

Largest Publicly Traded Banking Companies by Return on Assets - Corrected
In the first 9 month of 2004. Dollars in thousands
Originally Published February 11, 2005 - Corrected February 16, 2005
Rank   First 9 month  
  Average assets Net income ROA* 9-month ROA*
1 MBNA Corp. Wilmington, Del. $61,263,473 $728,309 4.76 4.20
2 Capital One Financial Corp. Falls Church, Va. 51,495,580 490,161 3.81 3.62
3 Doral Financial Corp. San Juan, Puerto Rico 13,184,552 120,628 3.66 3.75
4 Fremont General Corp. Santa Monica, Calif. 9,947,059 85,120 3.42 3.53
5 Corus Bankshares Inc. Chicago 4,028,221 28,157 2.80 2.40
6 Countrywide Financial Corp. Calabasas, Calif. 104,070,944 582,241 2.24 2.59
7 U.S. Bancorp Minneapolis 191,585,000 1,065,500 2.22 2.18
8 Westamerica Bancorp San Rafael, Calif. 4,557,925 25,095 2.20 2.20
9 Mellon Financial Corp. Pittsburgh 33,447,000 183,000 2.19 2.41
10 TCF Financial Corp. Minneapolis 11,975,558 61,712 2.06 2.12
11 Fifth Third Bancorp Cincinnati 96,144,000 471,000 1.96 1.91
12 Park National Corp. Newark, Ohio 5,098,774 23,547 1.85 1.87
13 Synovus Financial Corp. Columbus, Ga. 23,778,250 109,008 1.83 1.86
14 Oriental Financial Group Inc. San Juan, Puerto Rico 3,832,043 17,406 1.82 1.84
15 Commerce Bancshares Inc. Kansas City, Mo. 13,969,121 62,519 1.79 1.58
16 Bank of Hawaii Corp. Honolulu 9,668,500 43,067 1.78 1.74
17 National City Corp. Cleveland 133,474,000 590,715 1.77 2.03
18 North Fork Bancorp. Inc. Melville, N.Y. 27,185,413 119,728 1.76 1.82
19 BB&T Corp. Winston-Salem, N.C. 97,129,491 412,885 1.70 1.60
20 Washington Federal Inc. Seattle 7,442,433 31,494 1.69 1.78
21 Wells Fargo & Co. San Francisco 419,636,000 1,748,000 1.67 1.72
22 New York Community Bancorp Inc. Flushing 23,860,977 98,832 1.66 1.43
23 First Horizon National Corp. Memphis 27,716,607 113,601 1.64 1.76
24 Marshall & Ilsley Corp. Milwaukee 38,015,740 155,449 1.64 1.67
25 R&G Financial Corp. Hato Rey, Puerto Rico 9,066,711 37,015 1.63 1.84
26 Hudson United Bancorp Mahwah, N.J. 8,071,442 32,538 1.61 1.50
27 Associated Banc-Corp. Green Bay, Wis. 15,730,451 63,366 1.61 1.62
28 Mercantile Bankshares Corp. Baltimore 14,099,488 56,785 1.61 1.62
29 Cathay General Bancorp Los Angeles 5,778,209 23,198 1.61 1.53
30 United Bankshares Inc. Charleston, W.Va. 6,203,762 24,544 1.58 1.53
31 CVB Financial Corp. Ontario, Calif. 4,331,518 17,075 1.58 1.45
32 City National Corp. Beverly Hills 13,612,389 53,478 1.57 1.59
33 Comerica Inc. Detroit 50,348,000 196,000 1.56 1.44
34 East West Bancorp Inc. San Marino, Calif. 5,272,102 20,399 1.55 1.56
35 Valley National Bancorp Wayne, N.J. 10,401,992 39,386 1.51 1.51
36 Cullen/Frost Bankers Inc. San Antonio 9,514,905 35,971 1.51 1.45
37 Citigroup Inc. New York 1,416,561,000 5,308,000 1.50 1.15
38 Commercial Capital Bancorp Inc. Irvine, Calif. 4,814,670 18,004 1.50 1.53
39 Wilmington Trust Corp. Wilmington, Del. 9,230,200 34,400 1.49 1.54
40 Chemical Financial Corp. Midland, Mich. 3,843,070 14,296 1.49 1.46
41 Fulton Financial Corp. Lancaster, Pa. 10,546,594 39,120 1.48 1.47
42 First Midwest Bancorp Inc. Itasca, Ill. 6,882,924 25,172 1.46 1.44
43 Bank of New York Co. Inc.   97,355,000 354,000 1.45 1.47
44 Westcorp Irvine, Calif. 15,175,556 54,672 1.44 1.36
45 Hibernia Corp. New Orleans 21,269,100 76,466 1.44 1.44
46 Texas Regional Bancshares Inc. McAllen 5,529,927 19,821 1.43 1.44
47 UnionBanCal Corp. San Francisco 45,713,280 163,438 1.43 1.45
48 M&T Bank Corp. Buffalo 52,170,000 186,441 1.43 1.39
49 UCBH Holdings Inc. San Francisco 6,109,386 21,773 1.43 1.41
50 International Bancshares Corp. Laredo, Tex. 9,370,923 33,171 1.42 1.44
51 SouthTrust Corp. Birmingham, Ala. 53,391,000 188,264 1.41 1.44
52 PFF Bancorp Inc. Pomona, Calif. 3,795,499 13,204 1.39 1.28
53 Investors Financial Services Corp. Boston 10,502,771 36,134 1.38 1.41
54 Hancock Holding Co. Gulfport, Miss. 4,482,388 15,396 1.37 1.40
55 First BanCorp Santurce, Puerto Rico 14,299,336 49,079 1.37 1.30
56 PNC Financial Services Group Pittsburgh, Pa. 75,361,000 258,000 1.37 1.60
57 BOK Financial Corp. Tulsa 14,062,497 47,782 1.36 1.28
58 Bank of America Corp. Charlotte 1,110,124,000 3,764,000 1.36 1.34
59 Trustmark Corp. Jackson, Miss. 8,289,200 28,087 1.36 1.44
60 Compass Bancshares Inc. Birmingham, Ala. 27,726,046 93,602 1.35 1.32
61 Banknorth Group Inc. Portland, Maine 29,176,108 97,771 1.34 1.35
62 Silicon Valley Bancshares Santa Clara, Calif. 4,808,110 16,103 1.34 1.30
63 Golden West Financial Corp. Oakland, Calif. 96,997,990 324,778 1.34 1.39
64 MB Financial Inc. Chicago 5,018,502 16,725 1.33 1.33
65 W Holding Co. Inc. Mayaguez, Puerto Rico 13,282,644 44,243 1.33 1.34
66 Chittenden Corp. Burlington, Vt. 5,930,272 19,478 1.31 1.26
67 Hudson City Bancorp Inc. Paramus, N.J. 18,943,787 62,020 1.31 1.29
68 Zions Bancorp. Salt Lake City 31,368,578 102,495 1.31 1.31
69 Dime Community Bancshares Inc. Brooklyn, N.Y. 3,448,112 11,246 1.30 1.44
70 Flagstar Bancorp Inc. Bloomfield Hills, Mich. 12,308,106 39,991 1.30 1.33
71 Community Bank System Inc. Dewitt, N.Y. 4,398,260 14,234 1.29 0.93
72 National Penn Bancshares Inc. Boyertown, Pa. 4,251,298 13,733 1.29 1.29
73 Sky Financial Group Inc. Bowling Green, Ohio 14,523,149 46,148 1.27 1.47
74 Irwin Financial Corp. Columbus, Ind. 5,420,372 17,194 1.27 1.40
75 F.N.B. Corp. Hermitage, Pa. 4,753,309 14,696 1.24 1.31
76 Regions Financial Corp. Birmingham, Ala. 84,648,518 256,746 1.21 1.28
77 FirstMerit Corp. Akron 10,262,464 31,111 1.21 0.96
78 Southwest Bancorp. of Texas Inc. Houston 6,490,615 19,666 1.21 1.10
79 NBT Bancorp Inc. Norwich, N.Y. 4,168,385 12,617 1.21 1.23
80 Greater Bay Bancorp Palo Alto, Calif. 7,442,983 22,455 1.21 1.27
81 Republic Bancorp Inc. Owosso, Mich. 5,754,309 17,213 1.20 1.19
82 FirstFed Financial Corp. Santa Monica, Calif. 5,981,733 17,872 1.20 1.20
83 Wachovia Corp. Charlotte 424,399,000 1,263,000 1.19 1.22
84 Huntington Bancshares Inc. Columbus, Ohio 31,465,000 93,486 1.19 1.32
85 HSBC USA Inc. Buffalo 115,198,000 339,000 1.18 1.23
86 KeyCorp Cleveland 86,524,000 252,000 1.16 1.16
87 SunTrust Banks Inc. Atlanta 127,128,000 368,766 1.16 1.18
88 Alabama National Bancorp. Birmingham 5,075,045 14,706 1.16 1.11
89 BancWest Corp. Honolulu 40,581,234 117,226 1.16 1.17
90 IndyMac Bancorp Inc. Pasadena, Calif. 17,299,931 49,720 1.15 1.25
91 Umpqua Holdings Corp. Roseburg, Ore. 4,693,725 13,368 1.14 1.15
92 Northern Trust Corp. Chicago 40,368,100 114,700 1.14 1.24
93 BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. 5,171,902 14,691 1.14 0.88
94 Webster Financial Corp. Waterbury, Conn. 17,431,343 49,361 1.13 1.13
95 Popular Inc. Hato Rey, Puerto Rico 40,783,407 115,381 1.13 1.25
96 Provident Bankshares Corp. Baltimore 6,403,309 18,052 1.13 0.94
97 Anchor BanCorp Wisconsin Inc. Madison, Wis. 3,809,324 10,682 1.12 1.11
98 Whitney Holding Corp. New Orleans 7,882,497 22,078 1.12 1.20
99 Bremer Financial Corp. St. Paul 5,903,657 16,401 1.11 1.06
100 WesBanco Inc. Wheeling, W.Va. 3,618,362 10,028 1.11 1.12
101 Santander BanCorp Hato Rey, Puerto Rico 7,907,551 21,869 1.11 1.12
102 First Financial Bancorp Hamilton, Ohio 3,932,743 10,824 1.10 1.06
103 First Interstate BancSystem Inc. Billings, Mont. 4,032,609 11,086 1.10 1.13
104 Central Pacific Financial Corp. Honolulu 2,795,823 7,684 1.10 1.33
105 MAF Bancorp Inc. Clarendon Hills, Ill. 9,310,751 25,586 1.10 1.12
106 First Niagara Financial Group Lockport, N.Y. 5,033,077 13,330 1.06 1.05
107 United Community Banks Inc. Blairsville, Ga. 4,521,331 11,955 1.06 1.07
108 First Banks Inc. Clayton, Mo. 7,521,429 19,748 1.05 1.16
109 First Charter Corp. Concord, N.C. 4,343,207 11,388 1.05 0.96
110 BancorpSouth Inc. Tupelo, Miss. 10,582,191 27,588 1.04 1.09
111 People's Bank Bridgeport, Conn. 10,600,150 27,500 1.04 2.12
112 Colonial BancGroup Inc. Montgomery, Ala. 17,730,657 45,673 1.03 1.00
113 Citizens Banking Corp. Flint, Mich. 7,669,260 19,646 1.02 0.97
114 Commerce Bancorp Inc. Cherry Hill, N.J. 27,393,847 70,090 1.02 1.03
115 Astoria Financial Corp. Lake Success, N.Y. 22,726,782 58,107 1.02 1.00
116 Amcore Financial Inc. Rockford, Ill. 4,829,558 12,340 1.02 0.93
117 Pacific Capital Bancorp Santa Barbara, Calif. 5,752,901 14,559 1.01 1.75
118 Susquehanna Bancshares Inc. Lititz, Pa. 7,360,635 18,506 1.01 1.04
119 AmSouth Bancorp. Birmingham, Ala. 48,786,314 119,579 0.98 1.26
120 Wintrust Financial Corp. Lake Forest, Ill. 5,430,749 13,075 0.96 0.95
121 Washington Mutual Inc. Seattle 283,669,000 674,000 0.95 1.05
122 Sterling Financial Corp. Spokane 6,496,332 15,310 0.94 0.87
123 South Financial Group Inc. Greenville, S.C. 13,162,855 31,015 0.94 1.07
124 Northwest Bancorp Inc. Warren, Pa. 6,255,942 14,402 0.92 0.92
125 Provident Financial Services Inc. Jersey City, N.J. 6,154,411 13,343 0.87 0.88
126 Franklin Bank Corp. Houston 3,207,558 6,536 0.82 0.78
127 Old National Bancorp Evansville, Ind. 8,976,882 18,184 0.81 0.71
128 First Citizens Bancorp. Inc. Columbia, S.C. 4,473,202 8,890 0.79 0.76
129 First National Bankshares of Florida Naples 4,533,627 8,924 0.79 0.99
130 Waypoint Financial Corp. Harrisburg, Pa. 5,442,571 10,349 0.76 0.63
131 State Street Corp. Boston 97,333,500 177,000 0.73 0.87
132 Fidelity Bankshares Inc. West Palm Beach, Fla. 3,430,108 6,182 0.72 0.71
133 UMB Financial Corp. Kansas City, Mo. 6,685,127 12,008 0.72 0.60
134 Commercial Federal Corp. Omaha 11,559,998 20,233 0.70 0.64
135 First Republic Bank San Francisco 6,943,122 12,070 0.70 0.68
136 BankUnited Financial Corp. Coral Gables, Fla. 8,486,229 14,094 0.66 0.67
137 Downey Financial Corp. Newport Beach, Calif. 14,900,978 24,510 0.66 0.61
138 Sovereign Bancorp Inc. Philadelphia 53,475,453 82,542 0.62 0.86
139 First Citizens Bancshares Inc. Raleigh 12,935,674 16,868 0.52 0.53
140 NewAlliance Bancshares Inc. New Haven, Conn. 6,319,850 8,133 0.51 0.59
141 JP Morgan Chase & Co. New York 1,117,335,000 1,418,000 0.51 0.42
142 1st Source Corp. South Bend, Ind. 3,333,607 3,308 0.40 0.70
143 Net.Bank Inc. Alpharetta, Ga. 4,832,018 4,015 0.33 0.62
144 Partners Trust Financial Group Inc. Utica, N.Y. 3,338,115 2,267 0.27 0.55
145 BFC Financial Corp. Fort Lauderdale, Fla. 6,107,155 3,660 0.24 0.27
146 Gold Banc Corp. Inc. Leawood, Kan. 4,225,715 -1,846 (0.17) 0.37
147 First Commonwealth Financial Corp. Indiana, Pa. 6,270,212 -2,795 (0.18) 0.52
148 Charles Schwab Corp. San Francisco 46,628,000 -41,000 (0.35) 0.67
149 Riggs National Corp. Washington 6,009,111 -9,998 (0.67) (0.87)
150 Capitol Federal Financial Topeka, Kan. 8,469,160 -129,988 (6.14) (1.25)

* Annualized

Source: Highline Banking Data Services (877-305-6657)

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Banks, thrifts and holding companies