Most Efficient Bank Holding Companies
February 24, 2020, 7:17 a.m. EST 1 Min Read
Rank | Company | City | State | Efficiency Ratio (YTD)* | Noninterest Expense (YTD) | Assets | |||
Jun. 2019 | Jun. 2018 | Jun. 2019 | Jun. 2018 | Change | Jun. 2019 | ||||
1 | Synchrony Financial | Stamford | Conn. | 28.49 | 29.22 | $1,063,000 | $1,055,116 | -0.7 | $105,943,000 |
2 | ServisFirst Bancshares, Inc. | Birmingham | Ala. | 31.40 | 31.62 | 24,873 | 23,150 | -7.4 | 9,005,112 |
3 | United National Corporation | Sioux Falls | S.D. | 33.59 | 33 | 103,087 | 92,035 | -12.0 | 3,153,797 |
4 | Amboy Bancorporation | Old Bridge | N.J. | 33.78 | 48.71 | 9,973 | 12,221 | 18 | 2,340,572 |
5 | Merchants Bancorp | Carmel | Ind. | 34.77 | NA | 15,484 | NA | ####### | 6,337,186 |
6 | Beal Financial Corporation | Plano | Tex. | 37.14 | NA | 33,591 | NA | ####### | 6,358,818 |
7 | CVB Financial Corp. | Ontario | Calif. | 37.26 | 45.58 | 47,527 | 48,873 | 3 | 11,332,762 |
8 | Sterling Bancorp | Montebello | N.Y. | 37.42 | 38.89 | 106,563 | 111,689 | 4.6 | 30,087,578 |
9 | Eagle Bancorp, Inc. | Bethesda | Md. | 37.97 | 30.10 | 33,476 | 31,613 | -5.9 | 9,003,467 |
10 | Discover Financial Services | Riverwoods | Ill. | 38.12 | 37.32 | 1,104,808 | 1,019,409 | -8.4 | 110,785,547 |
11 | Home BancShares, Inc. | Conway | Ark. | 38.43 | 37.38 | 67,415 | 65,771 | -2.5 | 14,901,935 |
12 | ConnectOne Bancorp, Inc. | Englewood Cliffs | N.J. | 39.12 | 42.95 | 20,379 | 18,130 | -12.4 | 6,161,269 |
13 | Sterling Bancorp, Inc. | Southfield | Mich. | 39.88 | 35.14 | 13,269 | 12,383 | -7.2 | 3,323,253 |
14 | Veritex Holdings, Inc. | Dallas | Tex. | 40.15 | 54.91 | 34,630 | 18,245 | -89.8 | 7,962,883 |
15 | Lauritzen Corporation | Omaha | Neb. | 40.21 | 34.60 | 22,613 | 20,278 | -11.5 | 1,474,282 |
16 | Silver Queen Financial Services, Inc. | Greenwood Village | Colo. | 40.45 | 39.20 | 4,020 | 4,684 | 14.2 | 2,147,428 |
17 | Olney Bancshares of Texas, Inc. | Olney | Tex. | 41.01 | 40.87 | 16,257 | 16,948 | 4.1 | 3,638,876 |
18 | Cathay General Bancorp | Los Angeles | Calif. | 41.47 | 43.11 | 65,163 | 65,930 | 1.2 | 18,004,966 |
19 | East West Bancorp, Inc. | Pasadena | Calif. | 41.67 | 44.49 | 176,379 | 177,057 | 0.4 | 43,274,659 |
20 | PacWest Bancorp | Beverly Hills | Calif. | 42.13 | 41.23 | 125,814 | 128,131 | 1.8 | 26,724,627 |
21 | Prosperity Bancshares, Inc. | Houston | Tex. | 42.77 | 42.39 | 80,471 | 81,351 | 1 | 22,093,140 |
22 | Western Alliance Bancorporation | Phoenix | Ariz. | 43.01 | 44.89 | 122,652 | 113,981 | -7.6 | 26,324,245 |
23 | 1867 Western Financial Corporation | Stockton | Calif. | 43.39 | 46.08 | 16,696 | 16,530 | -1.0 | 3,335,485 |
24 | Inwood Bancshares, Inc. | Dallas | Tex. | 43.61 | 42.58 | 10,335 | 9,863 | -4.8 | 2,966,533 |
25 | Great Western Bancorp, Inc. | Sioux Falls | S.D. | 44.36 | 47.86 | 54,875 | 58,930 | 6.9 | 12,788,301 |
26 | BCI Financial Group, Inc. | Miami | Fla. | 44.55 | 55.54 | 61,508 | 76,253 | 19.3 | 15,255,349 |
27 | Lakeland Financial Corporation | Warsaw | Ind. | 44.67 | 44.05 | 22,776 | 22,046 | -3.3 | 4,950,828 |
28 | Bridgewater Bancshares, Inc. | Bloomington | Minn. | 45.02 | 41.94 | 9,084 | 7,526 | -20.7 | 2,232,339 |
29 | Cadence Bancorporation | Houston | Tex. | 45.42 | 49.40 | 94,095 | 60,952 | -54.4 | 17,856,213 |
30 | Axos Financial, Inc. | Las Vegas | Nev. | 45.95 | 51.33 | 66,208 | 53,034 | -24.8 | 11,770,861 |
31 | Luther Burbank Corporation | Santa Rosa | Calif. | 46.17 | 46.07 | 14,942 | 15,088 | 1.0 | 7,161,419 |
32 | Pinnacle Financial Partners, Inc. | Nashville | Tenn. | 46.43 | 46.37 | 133,157 | 113,271 | -17.6 | 27,547,834 |
33 | Westamerica Bancorporation | San Rafael | Calif. | 46.59 | 56.14 | 24,674 | 30,054 | 17.9 | 5,636,609 |
34 | First Security Bancorp | Searcy | Ark. | 46.77 | 55.32 | 35,896 | 33,072 | -8.5 | 5,880,953 |
35 | Stearns Financial Services, Inc. | Saint Cloud | Minn. | 46.81 | 49.79 | 21,682 | 19,509 | -11.1 | 2,342,123 |
36 | International Bancshares Corporation | Laredo | Tex. | 46.83 | 52.39 | 81,236 | 78,620 | -3.3 | 11,966,035 |
37 | SVB Financial Group | Santa Clara | Calif. | 46.87 | 43.54 | 391,874 | 307,183 | -27.6 | 68,466,759 |
38 | Capitol Federal Financial, Inc. | Topeka | Kan. | 47.22 | 47.38 | 27,309 | 26,707 | -2 | 9,359,095 |
39 | First Financial Bankshares, Inc. | Abilene | Tex. | 47.34 | 47.85 | 48,910 | 47,507 | -3.0 | 8,113,839 |
40 | Marlin Business Services Corp. | Mount Laurel | N.J. | 47.36 | 56.94 | 16,990 | 16,734 | -1.5 | 1,256,898 |
New York Community Bancorp, Inc. | Westbury | N.Y. | 47.36 | 49.15 | 123,304 | 134,393 | 8.3 | 52,537,629 | |
42 | Hometown Community Bancorp, Inc. | Morton | Ill. | 47.56 | 47.97 | 18,249 | 19,313 | 5.5 | 3,930,193 |
43 | Enterprise Financial Services Corp | Clayton | Mo. | 47.61 | 51.59 | 37,955 | 29,865 | -27.1 | 7,346,791 |
44 | Independent Bank Group, Inc. | McKinney | Tex. | 47.90 | 51.23 | 77,053 | 52,655 | -46.3 | 14,959,127 |
45 | Independent Bank Corp. | Rockland | Mass. | 48.13 | 55.49 | 67,500 | 55,899 | -20.8 | 11,540,121 |
46 | Education Loan Finance, Inc. | Farragut | Tenn. | 48.14 | 66.69 | 12,093 | 17,762 | 31.9 | 3,220,279 |
47 | First Hawaiian, Inc. | Honolulu | Hawaii | 48.41 | NA | 93,466 | NA | ####### | 20,598,220 |
48 | NexBank Capital, Inc. | Dallas | Tex. | 48.50 | 39.31 | 20,485 | 19,385 | -5.7 | 10,170,960 |
49 | Valley View Bancshares, Inc. | Overland Park | Kan. | 48.79 | 55.34 | 15,106 | 15,661 | 3.5 | 3,229,232 |
50 | Industry Bancshares, Inc. | Industry | Tex. | 48.90 | 59.79 | 14,502 | 13,629 | -6.4 | 4,335,866 |
51 | City Holding Company | Cross Lanes | W.Va. | 48.91 | 48.79 | 29,205 | 25,093 | -16 | 4,957,021 |
52 | Seacoast Banking Corporation of Florida | Stuart | Fla. | 48.93 | 57.06 | 38,514 | 37,751 | -2.0 | 6,890,645 |
53 | Meridian Bancorp, Inc. | Peabody | Mass. | 49.67 | 51.48 | 24,099 | 23,259 | -3.6 | 6,363,404 |
54 | E*TRADE Financial Corporation | Arlington | Va. | 49.83 | 51.91 | 389,439 | 379,686 | -2.6 | 61,706,779 |
55 | First Internet Bancorp | Fishers | Ind. | 49.91 | 51.80 | 11,133 | 9,985 | -11.5 | 4,095,491 |
56 | S&T Bancorp, Inc. | Indiana | Pa. | 49.98 | 50.95 | 37,669 | 37,028 | -1.7 | 7,571,991 |
57 | OFG Bancorp | San Juan | P.R. | 50.12 | 47.66 | 49,477 | 49,231 | -0.5 | 6,333,505 |
58 | Community Trust Bancorp, Inc. | Pikeville | Ky. | 50.18 | 49.75 | 29,882 | 28,106 | -6.3 | 4,337,663 |
59 | Northfield Bancorp, Inc. | Woodbridge | N.J. | 50.26 | 47.87 | 16,869 | 17,100 | 1.4 | 4,811,682 |
60 | First of Long Island Corporation | Glen Head | N.Y. | 50.54 | 49.26 | 14,330 | 14,242 | -0.6 | 4,162,595 |
61 | Southside Bancshares, Inc. | Tyler | Tex. | 50.60 | 49.42 | 28,991 | 28,564 | -1.5 | 6,542,075 |
62 | United Bankshares, Inc. | Charleston | W.Va. | 50.62 | 50.22 | 94,594 | 92,843 | -1.9 | 19,751,461 |
63 | Pacific Premier Bancorp, Inc. | Irvine | Calif. | 51.11 | 66.85 | 65,722 | 82,281 | 20.1 | 11,811,497 |
64 | BOU Bancorp, Inc. | Ogden | Utah | 51.21 | 53.40 | 11,108 | 10,252 | -8.3 | 1,443,952 |
65 | Comerica Incorporated | Dallas | Tex. | 51.24 | 52.59 | 433,000 | 448,005 | 3.3 | 73,081,000 |
66 | Ambank Company, Inc. | Sioux Center | Iowa | 51.51 | 56.70 | 7,435 | 7,914 | 6.1 | 1,288,966 |
67 | Washington Trust Bancorp, Inc. | Westerly | R.I. | 51.60 | 52.54 | 26,903 | 25,914 | -3.8 | 5,200,966 |
68 | First-West Texas Bancshares, Inc. | Midland | Tex. | 51.61 | 49.10 | 7,081 | 6,300 | -12.4 | 1,307,761 |
69 | Great Southern Bancorp, Inc. | Springfield | Mo. | 51.78 | 48.52 | 28,695 | 28,772 | 0 | 4,977,076 |
70 | Amarillo National Bancorp, Inc. | Amarillo | Tex. | 51.82 | 51.59 | 36,209 | 25,637 | -41.2 | 5,407,363 |
71 | Bank of Marin Bancorp | Novato | Calif. | 51.91 | 52.86 | 14,200 | 13,971 | -1.6 | 2,592,071 |
72 | Washington Federal, Inc. | Seattle | Wash. | 52.28 | 51.86 | 71,426 | 68,571 | -4 | 16,474,910 |
73 | Salem Five Bancorp | Salem | Mass. | 52.42 | 58.93 | 26,239 | 26,899 | 2.5 | 5,247,648 |
74 | Hills Bancorporation | Hills | Iowa | 52.45 | 52.32 | 16,741 | 16,096 | -4.0 | 3,357,732 |
75 | Heritage Commerce Corp | San Jose | Calif. | 52.51 | 49.12 | 17,909 | 17,728 | -1.0 | 3,182,471 |
76 | Texas Capital Bancshares, Inc. | Dallas | Tex. | 52.60 | 52.09 | 140,784 | 134,757 | -4.5 | 33,526,714 |
77 | Carolina Financial Corporation | Charleston | S.C. | 52.63 | 50.22 | 25,504 | 23,196 | -9.9 | 3,982,940 |
Farmers & Merchants Bancorp | Lodi | Calif. | 52.63 | 52.35 | 20,705 | 19,639 | -5.4 | 3,569,937 | |
Provident Financial Services, Inc. | Jersey City | N.J. | 52.63 | 49.90 | 49,693 | 46,786 | -6.2 | 9,918,397 | |
80 | CIBC Bancorp USA Inc. | Chicago | Ill. | 52.67 | 61.94 | 244,139 | 247,481 | 1.4 | 45,139,189 |
81 | Lakeland Bancorp, Inc. | Oak Ridge | N.J. | 52.84 | 55.51 | 29,563 | 27,793 | -6 | 6,493,567 |
82 | First Bancshares, Inc. | Merrillville | Ind. | 52.91 | 57.26 | 29,288 | 29,172 | -0.4 | 4,816,548 |
83 | Nicolet Bankshares, Inc. | Green Bay | Wis. | 52.99 | 58.28 | 22,887 | 23,043 | 0.7 | 3,105,671 |
84 | First Bancshares, Inc. | Hattiesburg | Miss. | 53.01 | 71.91 | 20,826 | 19,699 | -5.7 | 3,479,999 |
85 | Ida Grove Bancshares, Inc. | Ida Grove | Iowa | 53.05 | NA | 8,007 | NA | ####### | 1,654,736 |
86 | TD Group US Holdings LLC | Wilmington | Del. | 53.07 | 56.45 | 1,680,679 | 1,719,534 | 2.3 | 393,604,024 |
87 | U.S. Bancorp | Minneapolis | Minn. | 53.09 | 52.48 | 3,172,000 | 3,028,000 | -4.8 | 487,671,000 |
88 | Stock Yards Bancorp, Inc. | Louisville | Ky. | 53.18 | 54.90 | 24,379 | 22,290 | -9.4 | 3,537,413 |
89 | First Financial Bancorp. | Cincinnati | Ohio | 53.19 | 53.50 | 84,728 | 84,009 | -0.9 | 14,480,445 |
90 | BTC Financial Corporation | Des Moines | Iowa | 53.20 | 54.43 | 27,803 | 26,528 | -4.8 | 4,932,358 |
91 | Stockman Financial Corporation | Miles City | Mont. | 53.21 | 52.38 | 24,482 | 21,441 | -14.2 | 3,832,436 |
92 | BankUnited, Inc. | Miami Lakes | Fla. | 53.34 | 57.61 | 118,688 | 170,567 | 30.4 | 32,950,535 |
93 | HBT Financial, Inc. | Bloomington | Ill. | 53.35 | NA | 22,510 | NA | ####### | 3,166,613 |
94 | FirstBank Holding Company | Lakewood | Colo. | 53.42 | 52.22 | 105,902 | 101,859 | -4.0 | 19,592,914 |
95 | Southern Missouri Bancorp, Inc. | Poplar Bluff | Mo. | 53.56 | 53.91 | 13,406 | 11,688 | -14.7 | 2,251,303 |
96 | Valley National Bancorp | Wayne | N.J. | 53.59 | 59.45 | 145,403 | 151,519 | 4.0 | 33,765,539 |
97 | Sandy Spring Bancorp, Inc. | Olney | Md. | 53.60 | 49.86 | 44,928 | 42,219 | -6.4 | 8,437,538 |
98 | IBERIABANK Corporation | Lafayette | La. | 53.70 | 52.31 | 172,749 | 169,811 | -1.7 | 31,734,598 |
99 | American National Corporation | Omaha | Neb. | 53.80 | 52.97 | 21,544 | 20,250 | -6.4 | 3,968,169 |
100 | American National Bankshares Inc. | Danville | Va. | 53.84 | 59.26 | 13,770 | 10,869 | -26.7 | 2,454,529 |
101 | First BanCorp. | San Juan | P.R. | 53.90 | 57.27 | 93,390 | 89,919 | -3.9 | 12,530,713 |
102 | Southern First Bancshares, Inc. | Greenville | S.C. | 53.91 | 56.54 | 11,917 | 10,206 | -16.8 | 2,201,919 |
103 | Horizon Bancorp, Inc. | Michigan City | Ind. | 54.01 | 58.91 | 30,060 | 25,620 | -17.3 | 5,186,714 |
104 | Hope Bancorp, Inc. | Los Angeles | Calif. | 54.06 | 48.57 | 70,732 | 68,149 | -3.8 | 15,381,197 |
105 | First Bancorp | Southern Pines | N.C. | 54.09 | 55.42 | 38,833 | 39,035 | 0.5 | 6,069,387 |
106 | Apple Financial Holdings, Inc. | New York | N.Y. | 54.11 | 59.85 | 47,227 | 51,496 | 8.3 | 15,107,701 |
107 | First Midwest Bancorp, Inc. | Chicago | Ill. | 54.21 | 56.22 | 108,370 | 97,080 | -11.6 | 18,013,454 |
108 | Pinnacle Bancorp, Inc. | Omaha | Neb. | 54.28 | 55.17 | 68,848 | 65,105 | -5.7 | 12,010,644 |
109 | Premier Financial Bancorp, Inc. | Huntington | W.Va. | 54.45 | 58.68 | 10,686 | 10,145 | -5.3 | 1,710,369 |
110 | Charles Schwab Corporation | San Francisco | Calif. | 54.51 | 52.67 | 1,488,000 | 1,370,000 | -8.6 | 278,987,000 |
111 | Huntington Bancshares Incorporated | Columbus | Ohio | 54.73 | 55.80 | 666,927 | 658,417 | -1.3 | 108,735,233 |
112 | Camden National Corporation | Camden | Maine | 54.86 | 56.89 | 23,728 | 23,165 | -2.4 | 4,520,315 |
113 | United Community Banks, Inc. | Blairsville | Ga. | 55.01 | 55.87 | 83,397 | 77,989 | -6.9 | 12,814,281 |
114 | Discount Bancorp, Inc. | New York | N.Y. | 55.02 | 54.47 | 47,188 | 41,547 | -13.6 | 9,701,571 |
M&T Bank Corporation | Buffalo | N.Y. | 55.02 | 51.12 | 845,422 | 767,082 | -10.2 | 125,500,926 | |
116 | Central Bancompany, Inc. | Jefferson City | Mo. | 55.13 | 56.09 | 90,921 | 83,155 | -9.3 | 14,025,609 |
117 | Synovus Financial Corp. | Columbus | Ga. | 55.14 | 60.53 | 275,568 | 220,242 | -25.1 | 47,661,182 |
118 | Commerce Bancshares, Inc. | Kansas City | Mo. | 55.40 | 54.48 | 191,052 | 185,135 | -3.2 | 25,908,935 |
119 | Arrow Financial Corporation | Glens Falls | N.Y. | 55.41 | 55.79 | 16,791 | 16,026 | -4.8 | 3,112,822 |
Columbia Banking System, Inc. | Tacoma | Wash. | 55.41 | 54.43 | 88,719 | 83,427 | -6.3 | 13,758,475 | |
121 | Capital One Financial Corporation | McLean | Va. | 55.45 | 51.97 | 3,882,064 | 3,766,303 | -3.1 | 378,810,387 |
122 | F.N.B. Corporation | Pittsburgh | Pa. | 55.47 | 53.20 | 176,855 | 169,913 | -4 | 34,353,479 |
123 | American Bancor, Ltd. | Dickinson | N.D. | 55.51 | 57.99 | 12,407 | 12,858 | 3.5 | 1,889,190 |
124 | First Bancorp, Inc. | Lebanon | Va. | 55.55 | 53.02 | 11,774 | 10,346 | -13.8 | 1,929,659 |
125 | Brookline Bancorp, Inc. | Boston | Mass. | 55.66 | 52.89 | 40,133 | 37,350 | -7.5 | 7,889,157 |
126 | Bridge Bancorp, Inc. | Bridgehampton | N.Y. | 55.74 | 78.40 | 24,159 | 30,982 | 22.0 | 4,735,975 |
127 | Webster Financial Corporation | Waterbury | Conn. | 55.76 | 58.40 | 180,080 | 179,231 | -0.5 | 29,941,592 |
128 | MidWestOne Financial Group, Inc. | Iowa City | Iowa | 55.98 | 67.74 | 32,182 | 22,668 | -42.0 | 4,648,287 |
129 | First Defiance Financial Corp. | Defiance | Ohio | 56.00 | 58.35 | 23,202 | 22,264 | -4.2 | 3,351,003 |
130 | First Foundation Inc. | Irvine | Calif. | 56.03 | 61.13 | 32,775 | 33,936 | 3.4 | 6,358,407 |
JPMorgan Chase & Co. | New York | N.Y. | 56.03 | 56.33 | 16,483,000 | 15,733,000 | -4.8 | 2,764,661,000 | |
132 | Popular, Inc. | Hato Rey | P.R. | 56.06 | 55.86 | 386,000 | 350,000 | -10.3 | 52,480,000 |
133 | Citizens Financial Group, Inc. | Providence | R.I. | 56.18 | 58.23 | 924,815 | 914,315 | -1.1 | 164,974,535 |
First Mid Bancshares, Inc. | Mattoon | Ill. | 56.18 | 61.57 | 25,348 | 24,663 | -2.8 | 3,837,729 | |
135 | CBTX, Inc. | Houston | Tex. | 56.27 | 56.05 | 22,106 | 20,024 | -10.4 | 3,432,348 |
136 | Mercantile Bank Corporation | Grand Rapids | Mich. | 56.54 | 61.35 | 22,058 | 21,689 | -1.7 | 3,710,380 |
137 | Old National Bancorp | Evansville | Ind. | 56.56 | 64.60 | 122,985 | 119,327 | -3.1 | 20,438,812 |
138 | BancFirst Corporation | Oklahoma City | Okla. | 56.58 | 55.63 | 62,172 | 55,767 | -11.5 | 8,389,183 |
139 | OceanFirst Financial Corp. | Toms River | N.J. | 56.59 | 56.60 | 43,655 | 42,093 | -3.7 | 8,139,673 |
140 | Citigroup Inc. | New York | N.Y. | 56.69 | 56.07 | 10,601,000 | 10,609,000 | 0.1 | 2,014,802,000 |
CTBC Capital Corp. | Los Angeles | Calif. | 56.69 | 54.89 | 17,038 | 17,441 | 2.3 | 3,561,647 | |
142 | First Interstate BancSystem, Inc. | Billings | Mont. | 56.70 | 61.22 | 98,987 | 90,743 | -9.1 | 14,701,947 |
143 | 1st Source Corporation | South Bend | Ind. | 56.76 | 60.24 | 47,301 | 47,405 | 0.2 | 6,691,540 |
WesBanco, Inc. | Wheeling | W.Va. | 56.76 | 62.97 | 72,893 | 75,950 | 4.0 | 12,593,904 | |
145 | TriCo Bancshares | Chico | Calif. | 56.85 | 62.66 | 46,285 | 47,378 | 2.3 | 6,384,883 |
146 | TrustCo Bank Corp NY | Glenville | N.Y. | 56.90 | 55.95 | 25,741 | 25,959 | 0.8 | 5,223,883 |
147 | KeyCorp | Cleveland | Ohio | 56.92 | 58.84 | 952,025 | 961,562 | 1.0 | 147,321,059 |
148 | Cullen/Frost Bankers, Inc. | San Antonio | Tex. | 56.98 | 54.70 | 208,405 | 193,555 | -7.7 | 33,179,016 |
149 | Umpqua Holdings Corporation | Portland | Ore. | 56.99 | 56.04 | 182,388 | 177,538 | -2.7 | 28,930,855 |
150 | Simmons First National Corporation | Pine Bluff | Ark. | 57.08 | 55.41 | 109,073 | 102,565 | -6.3 | 17,758,574 |
151 | South State Corporation | Columbia | S.C. | 57.14 | 61.09 | 99,153 | 104,336 | 5.0 | 15,752,082 |
152 | Park National Corporation | Newark | Ohio | 57.23 | 63.62 | 65,738 | 59,316 | -10.8 | 8,726,864 |
153 | Bank of America Corporation | Charlotte | N.C. | 57.51 | 56.67 | 13,159,000 | 13,080,000 | -0.6 | 2,426,330,000 |
154 | BOK Financial Corporation | Tulsa | Okla. | 57.60 | 60.62 | 267,884 | 248,786 | -7.7 | 43,279,426 |
Franklin Financial Network, Inc. | Franklin | Tenn. | 57.60 | 58.89 | 18,614 | 18,251 | -2.0 | 3,818,324 | |
156 | Century Bancorp, Inc. | Medford | Mass. | 57.62 | 58.69 | 17,474 | 17,324 | -0.9 | 5,299,181 |
Dime Community Bancshares, Inc. | Brooklyn | N.Y. | 57.62 | 58.03 | 22,711 | 21,518 | -5.5 | 6,425,335 | |
158 | Wilson Bank Holding Company | Lebanon | Tenn. | 57.67 | 58.59 | 18,210 | 17,372 | -4.8 | 2,742,496 |
159 | First Merchants Corporation | Muncie | Ind. | 57.74 | 49.53 | 67,045 | 54,731 | -22.5 | 12,325,061 |
160 | First Community Bankshares, Inc. | Bluefield | Va. | 57.75 | 55.39 | 17,826 | 18,562 | 4.0 | 2,205,047 |
161 | Berkshire Hills Bancorp, Inc. | Boston | Mass. | 57.78 | 57.86 | 70,690 | 70,680 | 0.0 | 13,537,048 |
162 | Regions Financial Corporation | Birmingham | Ala. | 57.87 | 62.95 | 882,000 | 936,820 | 5.9 | 128,436,000 |
163 | Bank of Hawaii Corporation | Honolulu | Hawaii | 57.92 | 54.42 | 100,214 | 90,572 | -10.6 | 17,672,140 |
164 | PNC Financial Services Group, Inc. | Pittsburgh | Pa. | 57.96 | 58.91 | 2,635,734 | 2,605,367 | -1.2 | 409,007,227 |
165 | Bank Leumi Le-Israel Corporation | New York | N.Y. | 58.02 | 59.42 | 43,352 | 42,382 | -2.3 | 6,810,121 |
Fifth Third Bancorp | Cincinnati | Ohio | 58.02 | 62.13 | 1,160,833 | 1,006,276 | -15.4 | 171,078,869 | |
167 | Peapack-Gladstone Financial Corporation | Bedminster | N.J. | 58.14 | 60.94 | 26,259 | 24,284 | -8.1 | 4,925,409 |
168 | CrossFirst Bankshares, Inc. | Leawood | Kan. | 58.21 | 64.64 | 21,172 | 19,875 | -6.5 | 4,651,313 |
169 | CNB Financial Corporation | Clearfield | Pa. | 58.30 | 61.97 | 21,444 | 20,794 | -3.1 | 3,541,170 |
170 | Citizens Bancorp Investment, Inc. | Lafayette | Tenn. | 58.55 | 54.89 | 6,191 | 5,973 | -3.6 | 932,374 |
171 | Farmers & Merchants Investment, Inc. | Lincoln | Neb. | 58.57 | 57.97 | 37,982 | 35,369 | -7.4 | 4,460,653 |
172 | Financial Institutions, Inc. | Warsaw | N.Y. | 58.70 | 61.14 | 25,775 | 25,419 | -1.4 | 4,332,737 |
173 | TriState Capital Holdings, Inc. | Pittsburgh | Pa. | 58.84 | 60.65 | 27,773 | 25,686 | -8.1 | 7,198,449 |
174 | Dacotah Banks, Inc. | Aberdeen | S.D. | 58.86 | 61.24 | 18,173 | 17,247 | -5.4 | 2,619,186 |
175 | People's United Financial, Inc. | Bridgeport | Conn. | 59.01 | 58.24 | 280,422 | 240,322 | -16.7 | 52,068,945 |
176 | PeoplesBancorp, MHC | Holyoke | Mass. | 59.11 | 60.94 | 15,120 | 12,973 | -16.5 | 2,927,839 |
177 | Atlantic Union Bankshares Corporation | Richmond | Va. | 59.28 | 57.32 | 111,703 | 76,912 | -45.2 | 17,443,777 |
178 | First Commonwealth Financial Corporation | Indiana | Pa. | 59.33 | 57.87 | 54,664 | 49,326 | -10.8 | 8,152,027 |
179 | Heartland BancCorp | Whitehall | Ohio | 59.36 | 59.64 | 7,589 | 6,583 | -15.3 | 1,138,728 |
180 | Bremer Financial Corporation | Saint Paul | Minn. | 59.63 | 61.33 | 82,359 | 79,453 | -3.7 | 13,114,874 |
181 | Ally Financial Inc. | Detroit | Mich. | 59.69 | 61.38 | 1,098,000 | 1,081,000 | -1.6 | 181,485,000 |
182 | Truist Financial Corporation | Charlotte | N.C. | 59.71 | 58.34 | 1,824,000 | 1,739,000 | -4.9 | 236,750,000 |
183 | Byline Bancorp, Inc. | Chicago | Ill. | 59.93 | 56.77 | 45,505 | 38,343 | -18.7 | 5,438,278 |
184 | Bryn Mawr Bank Corporation | Bryn Mawr | Pa. | 59.95 | 59.18 | 35,007 | 33,408 | -4.8 | 4,828,641 |
185 | National Bank Holdings Corporation | Greenwood Village | Colo. | 59.96 | 63.72 | 51,588 | 44,481 | -16.0 | 5,990,050 |
186 | Univest Financial Corporation | Souderton | Pa. | 59.97 | 60.60 | 36,270 | 34,371 | -5.5 | 5,353,611 |
187 | 215 Holding Company | Minneapolis | Minn. | 60.00 | 60.13 | 4,973 | 6,364 | 21.9 | 746,558 |
188 | Canandaigua National Corporation | Canandaigua | N.Y. | 60.10 | 58 | 23,367 | 23,695 | 1.4 | 2,984,366 |
Northwest Bancshares, Inc. | Warren | Pa. | 60.10 | 60.98 | 74,909 | 69,635 | -7.6 | 10,736,134 | |
190 | CenterState Bank Corporation | Winter Haven | Fla. | 60.17 | 57.77 | 126,621 | 77,225 | -64.0 | 17,420,376 |
191 | Allegiance Bancshares, Inc. | Houston | Tex. | 60.25 | 62.48 | 30,007 | 19,145 | -56.7 | 4,904,110 |
192 | NBT Bancorp Inc. | Norwich | N.Y. | 60.36 | 58.91 | 69,767 | 66,402 | -5.1 | 9,661,386 |
193 | Investors Bancorp, Inc. | Short Hills | N.J. | 60.40 | 56.95 | 108,559 | 101,645 | -6.8 | 26,786,430 |
194 | Santander Holdings USA, Inc. | Boston | Mass. | 60.45 | 54.65 | 1,638,837 | 1,457,658 | -12.4 | 147,185,414 |
195 | German American Bancorp, Inc. | Jasper | Ind. | 60.52 | 55.48 | 31,961 | 21,576 | -48.1 | 4,356,434 |
196 | Peoples Bancorp Inc. | Marietta | Ohio | 60.67 | 63.40 | 32,993 | 30,832 | -7.0 | 4,396,148 |
197 | Heritage Financial Corporation | Olympia | Wash. | 60.69 | 64.39 | 36,705 | 39,551 | 7.2 | 5,515,185 |
198 | Customers Bancorp, Inc. | Wyomissing | Pa. | 60.70 | 65.88 | 59,484 | 57,054 | -4.3 | 11,727,078 |
199 | Wintrust Financial Corporation | Rosemont | Ill. | 60.76 | 60.81 | 233,961 | 212,848 | -9.9 | 34,902,953 |
200 | Columbia Bank MHC | Fair Lawn | N.J. | 60.90 | 57.62 | 30,478 | 26,212 | -16.3 | 7,061,688 |
Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of Feb. 21, 2020, are included. *Noninterest expense divided by (total income minus interest expense)
Figures for prior periods are not adjusted for mergers and acquisitions.
© 2020 American Banker
Source:
https://www.spglobal.com/en/