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Banks, thrifts and holding companies

Publicly Traded Companies with Highest Return on Equity

February 11, 2005, 10:08 a.m. EST 1 Min Read
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Publicly Traded Companies with Highest Return on Equity

Publicly Traded Companies with Highest Return on Equity
In the third quarter of 2004. Dollars in thousands
Published February 11, 2005
Rank   Third Quarter 3Q ROE*
Average equity Net income ROE*
1 Fremont General Corp. Santa Monica, Calif. $891,933.00 $85,120.00 38.17% 43.89%
2 Westamerica Bancorp San Rafael, Calif. 332,219.00 25,095.00 30.22 30.56
3 Hudson United Bancorp Mahwah, N.J. 470,068.00 32,538.00 27.69 26.38
4 Doral Financial Corp. San Juan, Puerto Rico 1,772,013.00 120,628.00 27.23 26.35
5 TCF Financial Corp. Minneapolis, Minn. 950,902.00 61,712.00 25.96 26.56
6 Capital One Financial Corp. Falls Church, Va. 7,561,119.00 490,161.00 25.93 25.75
7 Countrywide Financial Corp. Calabasas, Calif. 9,733,330.00 582,241.00 23.93 28.94
8 First Horizon National Corp. Memphis 1,905,478.00 113,601.00 23.85 24.90
9 F.N.B. Corp. Hermitage, Pa. 246,860.00 14,696.00 23.81 25.24
10 Valley National Bancorp Wayne, N.J. 666,169.00 39,386.00 23.65 22.80
11 MBNA Corp. Wilmington, Del. 12,371,207.00 728,309.00 23.55 21.15
12 Bank of Hawaii Corp. Honolulu 731,600.00 43,067.00 23.55 22.48
13 CVB Financial Corp. Ontario, Calif. 290,978.00 17,075.00 23.47 20.10
14 Oriental Financial Group Inc. San Juan, Puerto Rico 304,766.00 17,406.00 22.85 27.60
15 Investors Financial Services Corp. Boston 634,222.00 36,134.00 22.79 23.57
16 Flagstar Bancorp Inc. Bloomfield Hills, Mich. 717,711.00 39,991.00 22.29 22.74
17 U.S. Bancorp Minneapolis 19,387,000.00 1,065,500.00 21.98 21.50
18 Fifth Third Bancorp Cincinnati 8,861,000.00 471,000.00 21.26 20.60
19 Citigroup Inc. New York 100,838,500.00 5,308,000.00 21.06 15.90
20 Corus Bankshares Inc. Chicago 567,118.00 28,157.00 19.86 16.90
21 North Fork Bancorp Inc. Melville, N.Y. 2,422,116.00 119,728.00 19.77 22.53
22 W Holding Co. Inc. Mayaguez, Puerto Rico 902,585.00 44,243.00 19.61 19.20
23 Wells Fargo & Co. San Francisco 35,946,000.00 1,748,000.00 19.45 19.74
24 First Midwest Bancorp Inc. Itasca, Ill. 521,378.00 25,172.00 19.31 18.72
25 Golden West Financial Corp. Oakland, Calif. 6,729,240.00 324,778.00 19.31 19.57
26 Compass Bancshares Inc. Birmingham, Ala. 1,953,286.00 93,602.00 19.17 18.81
27 Mellon Financial Corp. Pittsburgh 3,822,000.00 183,000.00 19.15 21.20
28 National City Corp. Cleveland 12,359,000.00 590,715.00 19.12 22.51
29 Hudson City Bancorp Inc. Paramus, N.J. 1,306,961.00 62,020.00 18.98 17.55
30 Commerce Bancorp Inc. Cherry Hill, N.J. 1,477,749.00 70,090.00 18.97 18.90
31 UCBH Holdings Inc. San Francisco 459,187.00 21,773.00 18.97 18.65
32 International Bancshares Corp. Laredo, Tex. 700,435.00 33,171.00 18.94 17.78
33 Cullen/Frost Bankers Inc. San Antonio 775,820.00 35,971.00 18.55 17.81
34 R&G Financial Corp. Hato Rey, Puerto Rico 802,790.00 37,015.00 18.44 19.77
35 Park National Corp. Newark, Ohio 524,990.00 23,547.00 17.94 17.70
36 Associated Banc-Corp Green Bay, Wis. 1,419,600.00 63,366.00 17.85 18.00
37 East West Bancorp Inc. San Marino, Calif. 457,446.00 20,399.00 17.84 17.77
38 Marshall & Ilsley Corp. Milwaukee 3,517,859.00 155,449.00 17.68 17.64
39 Commerce Bancshares Inc. Kansas City, Mo. 1,428,908.00 62,519.00 17.50 15.46
40 Republic Bancorp Inc. Owosso, Mich. 394,669.00 17,213.00 17.45 17.24
41 Westcorp Irvine, Calif. 1,255,168.00 54,672.00 17.42 17.01
42 Santander BanCorp Hato Rey, Puerto Rico 507,619.00 21,869.00 17.23 17.21
43 Synovus Financial Corp. Columbus, Ga. 2,550,346.00 109,008.00 17.10 17.52
44 First BanCorp Santurce, Puerto Rico 1,152,992.00 49,079.00 17.03 15.30
45 HSBC USA Inc. Buffalo 8,013,000.00 339,000.00 16.92 16.89
46 City National Corp. Beverly Hills 1,266,651.00 53,478.00 16.89 16.87
47 Astoria Financial Corp. Lake Success, N.Y. 1,381,875.00 58,107.00 16.82 16.15
48 Dime Community Bancshares Inc. Brooklyn, N.Y. 274,176.00 11,246.00 16.41 17.51
49 Hibernia Corp. New Orleans 1,865,400.00 76,466.00 16.40 15.73
50 IndyMac Bancorp Inc. Pasadena, Calif. 1,213,062.00 49,720.00 16.39 13.56
51 SouthTrust Corp. Birmingham, Ala. 4,610,500.00 188,264.00 16.33 16.85
52 PFF Bancorp Inc. Pomona, Calif. 326,865.00 13,204.00 16.16 14.78
53 UnionBanCal Corp. San Francisco 4,067,953.00 163,438.00 16.07 15.02
54 NBT Bancorp Inc. Norwich, N.Y. 314,946.00 12,617.00 16.02 15.91
55 Bank of New York Co. Inc. 8,863,000.00 354,000.00 15.98 16.73
56 FirstFed Financial Corp. Santa Monica, Calif. 448,849.00 17,872.00 15.93 14.75
57 Sky Financial Group Inc. Bowling Green, Ohio 1,162,211.00 46,148.00 15.88 16.67
58 United Bankshares Inc. Charleston, W.Va. 619,802.00 24,544.00 15.84 15.44
59 Wilmington Trust Corp. Wilmington, Del. 871,200.00 34,400.00 15.79 17.01
60 Comerica Inc. Detroit 4,990,000.00 196,000.00 15.71 14.57
61 Popular Inc. Hato Rey, Puerto Rico 2,943,636.00 115,381.00 15.68 17.63
62 Bank of America Corp. Charlotte 96,392,000.00 3,764,000.00 15.62 17.32
63 BB&T Corp. Winston-Salem, N.C. 10,648,868.00 412,885.00 15.51 14.53
64 Huntington Bancshares Inc. Columbus, Ohio 2,412,000.00 93,486.00 15.50 17.60
65 First Charter Corp. Concord, N.C. 296,539.00 11,388.00 15.36 13.81
66 Trustmark Corp. Jackson, Miss. 732,384.00 28,087.00 15.34 16.34
67 Zions Bancorp. Salt Lake City 2,677,404.00 102,495.00 15.31 15.32
68 Wachovia Corp. Charlotte, N.C. 33,246,000.00 1,263,000.00 15.20 15.33
69 First Interstate BancSystem Inc. Billings, Mont. 292,007.00 11,086.00 15.19 15.76
70 Southwest Bancorp of Texas Inc. Houston 528,922.00 19,666.00 14.87 13.19
71 SunTrust Banks Inc. Atlanta 9,992,900.00 368,766.00 14.76 14.91
72 BOK Financial Corp. Tulsa 1,295,510.00 47,782.00 14.75 13.89
73 Sterling Financial Corp. Spokane 416,279.00 15,310.00 14.71 13.00
74 KeyCorp Cleveland 6,855,000.00 252,000.00 14.70 14.36
75 Bremer Financial Corp. St. Paul 446,149.00 16,401.00 14.70 12.71
76 PNC Financial Services Group Pittsburgh 7,121,000.00 258,000.00 14.49 16.86
77 Northern Trust Corp. Chicago 3,168,700.00 114,700.00 14.48 16.00
78 MB Financial Inc. Chicago 462,858.00 16,725.00 14.45 14.95
79 Irwin Financial Corp. Columbus, Ind. 477,917.00 17,194.00 14.39 15.90
80 AmSouth Bancorp. Birmingham, Ala. 3,350,323.00 119,579.00 14.28 18.05
81 Fulton Financial Corp. Lancaster, Pa. 1,102,184.00 39,120.00 14.20 14.34
82 Texas Regional Bancshares Inc. McAllen 559,181.00 19,821.00 14.18 14.30
83 United Community Banks Inc. Blairsville, Ga. 338,913.00 11,955.00 14.11 14.48
84 First Banks Inc. Clayton, Mo. 565,611.00 19,748.00 13.97 15.11
85 Cathay General Bancorp Los Angeles 665,309.00 23,198.00 13.95 13.56
86 Colonial BancGroup Inc. Montgomery, Ala. 1,322,760.00 45,673.00 13.81 13.64
87 Hancock Holding Co. Gulfport, Miss. 448,072.00 15,396.00 13.74 13.88
88 National Penn Bancshares Inc. Boyertown, Pa. 400,421.00 13,733.00 13.72 14.60
89 Anchor BanCorp Wisconsin Inc. Madison 312,269.00 10,682.00 13.68 13.79
90 Wintrust Financial Corp. Lake Forest, Ill. 383,534.00 13,075.00 13.64 13.46
91 Pacific Capital Bancorp Santa Barbara, Calif. 431,147.00 14,559.00 13.51 23.09
92 Banknorth Group Inc. Portland, Maine 2,938,735.00 97,771.00 13.31 13.61
93 Amcore Financial Inc. Rockford, Ill. 371,341.00 12,340.00 13.29 11.63
94 Webster Financial Corp. Waterbury, Conn. 1,489,741.00 49,361.00 13.25 13.75
95 Chittenden Corp. Burlington, Vt. 591,137.00 19,478.00 13.18 12.54
96 Silicon Valley Bancshares Santa Clara, Calif. 491,582.00 16,103.00 13.10 12.90
97 M&T Bank Corp. Buffalo 5,697,000.00 186,441.00 13.09 12.44
98 Washington Mutual Inc. Seattle 20,703,000.00 674,000.00 13.02 14.47
99 New York Community Bancorp Inc. Flushing 3,063,156.00 98,832.00 12.91 11.43
100 FirstMerit Corp. Akron 968,697.00 31,111.00 12.85 10.16
101 BancorpSouth Inc. Tupelo, Miss. 859,514.00 27,588.00 12.84 13.19
102 Central Pacific Financial Corp. Honolulu 243,592.00 7,684.00 12.62 14.98
103 Community Bank System Inc. Dewitt, N.Y. 451,799.00 14,234.00 12.60 9.51
104 Fidelity Bankshares Inc. West Palm Beach, Fla. 197,062.00 6,182.00 12.55 12.14
105 BFC Financial Corp. Fort Lauderdale, Fla. 118,671.00 3,660.00 12.34 14.47
106 Citizens Banking Corp. Flint, Mich. 637,203.00 19,646.00 12.33 11.72
107 Greater Bay Bancorp Palo Alto, Calif. 734,443.00 22,455.00 12.23 14.72
108 Provident Bankshares Corp. Baltimore 596,316.00 18,052.00 12.11 11.62
109 Mercantile Bankshares Corp. Baltimore 1,877,844.00 56,785.00 12.10 12.13
110 Chemical Financial Corp. Midland, Mich. 473,617.00 14,296.00 12.07 12.00
111 Commercial Capital Bancorp Inc. Irvine, Calif. 599,348.00 18,004.00 12.02 15.05
112 WesBanco Inc. Wheeling, W.Va. 335,813.00 10,028.00 11.94 11.97
113 First Financial Bancorp Hamilton, Ohio 364,495.00 10,824.00 11.88 11.37
114 Alabama National Bancorp. Birmingham 497,023.00 14,706.00 11.84 12.39
115 BankUnited Financial Corp. Coral Gables, Fla. 477,072.00 14,094.00 11.82 12.73
116 State Street Corp. Boston 6,030,500.00 177,000.00 11.74 13.80
117 BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. 505,661.00 14,691.00 11.62 14.33
118 Washington Federal Inc. Seattle, Wash. 1,108,461.00 31,494.00 11.36 12.12
119 MAF Bancorp Inc. Clarendon Hills, Ill. 910,788.00 25,586.00 11.24 11.28
120 First Republic Bank San Francisco 433,363.00 12,070.00 11.14 11.52
121 Commercial Federal Corp. Omaha 764,614.00 20,233.00 10.58 10.08
122 Northwest Bancorp Inc. Warren, Pa. 546,773.00 14,402.00 10.54 10.50
123 Old National Bancorp Evansville, Ind. 692,822.00 18,184.00 10.50 9.20
124 BancWest Corp. Honolulu 4,512,117.00 117,226.00 10.39 10.43
125 Downey Financial Corp. Newport Beach, Calif. 952,171.00 24,510.00 10.30 8.74
126 Franklin Bank Corp. Houston 257,957.00 6,536.00 10.14 8.57
127 Susquehanna Bancshares Inc. Lititz, Pa. 731,406.00 18,506.00 10.12 10.91
128 Waypoint Financial Corp. Harrisburg, Pa. 409,124.00 10,349.00 10.12 8.37
129 First Citizens Bancorp Inc. Columbia, S.C. 353,555.00 8,890.00 10.06 9.65
130 Whitney Holding Corp. New Orleans 882,744.00 22,078.00 10.00 10.81
131 Regions Financial Corp. Birmingham, Ala. 10,605,424.00 256,746.00 9.68 12.08
132 South Financial Group Inc. Greenville, S.C. 1,292,159.00 31,015.00 9.60 11.35
133 People’s Bank Bridgeport, Conn. 1,170,400.00 27,500.00 9.40 20.50
134 Umpqua Holdings Corp. Roseburg, Ore. 628,667.00 13,368.00 8.51 9.66
135 First National Bankshares of Florida Naples 459,004.00 8,924.00 7.78 10.20
136 Sovereign Bancorp Inc. Philadelphia 4,544,175.00 82,542.00 7.27 10.55
137 First Citizens Bancshares Inc. Raleigh 1,057,749.00 16,868.00 6.38 6.39
138 UMB Financial Corp. Kansas City, Mo. 819,188.00 12,008.00 5.86 5.08
139 First Niagara Financial Group Lockport, N.Y. 934,555.00 13,330.00 5.71 5.67
140 JPMorgan Chase & Co. New York 105,378,000.00 1,418,000.00 5.38 6.00
141 Provident Financial Services Inc. Jersey City, N.J. 1,034,078.00 13,343.00 5.16 4.84
142 1st Source Corp. South Bend, Ind. 318,236.00 3,308.00 4.16 7.19
143 NetBank Inc. Alpharetta, Ga. 433,934.00 4,015.00 3.70 6.75
144 NewAlliance Bancshares Inc. New Haven, Conn. 1,406,954.00 8,133.00 2.31 3.57
145 Partners Trust Financial Group Inc. Utica, N.Y. 476,360.00 2,267.00 1.90 3.87
146 First Commonwealth Financial Corp. Indiana, Pa. 522,173.00 -2,795.00 -2.14 6.14
147 Gold Banc Corp. Inc. Leawood, Kan. 261,781.00 -1,846.00 -2.82 5.86
148 Charles Schwab Corp. San Francisco 4,643,500.00 -41,000.00 -3.53 6.71
149 Riggs National Corp. Washington 350,151.00 -9,998.00 -11.42 -14.92
150 Capitol Federal Financial Topeka, Kan. 862,473.00 -129,988.00 -60.29 -11.36

* Annualized

Source: Highline Banking Data Services (877-305-6657)

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Banks, thrifts and holding companies