Top 100 Banks by Net Interest Margin as a Pct. of Average Assets

November 29, 2000, 10:08 a.m. EST 1 Min Read

View Table

Printer Friendly Version

Top 100 Banks by Net Interest Margin as a Pct. of Average Assets
Net Interest Margin as a Pct. of Average Assets as of June 30, 2000; All Dollars in Thousands ($000) Published November 29, 2000

Rank	Name	City	State	Net interest margin/average assets	June 1999 Net interest margin/average assets	Net interest income	Interest expense	Total assets
1	Wright Express Fncl Svc Corp	Salt Lake City	UT	25.55	25.04	24,957	2,673	232,031
2	Eden State Bank	Eden	TX	24.78	24.96	1,743	184	14,098
3	Eagle NB	Upper Darby	PA	22.23	12.57	5,822	715	54,049
4	Franklin T&LA	Orange	CA	16.18	12.57	721	223	6,986
5	First National Bank	Fort Pierre	SD	15.74	10.13	13,564	3,065	179,777
6	AT&T Universal Fncl Corp	Salt Lake City	UT	14.25	13.14	32,404	10,865	460,907
7	American Investment Bank NA	Salt Lake City	UT	13.90	13.49	26,992	9,573	433,622
8	Finance & Thrift Co	Porterville	CA	13.71	13.64	5,074	1,453	77,685
9	First USA Fncl Svc	Salt Lake City	UT	12.71	12.42	10,090	3,516	178,216
10	Access National Bank	Chantilly	VA	12.51	N/A	1,869	427	42,053
11	Fireside Thrift CO	Pleasanton	CA	12.49	12.97	46,455	17,725	776,859
12	Tustin T&LA	Tustin	CA	11.83	9.24	1,325	520	21,919
13	Crescent B&TC	New Orleans	LA	11.71	10.18	16,553	6,999	269,765
14	Security Bank	Madison	SD	10.93	4.08	5,170	1,909	106,798
15	Rancho Santa Fe T&LA	San Marcos	CA	10.82	11.90	4,442	2,042	88,801
16	American Investment Fncl	Midvale	UT	10.25	8.20	3,582	1,520	77,585
17	GE Capital Fncl	Salt Lake City	UT	10.18	16.96	154,879	67,874	3,091,839
18	Crestmark Bank	Troy	MI	9.98	10.66	3,608	1,834	75,182
19	Bank Tx NA	Dallas	TX	9.74	0.27	26,006	12,213	1,095,482
20	Balboa T&LA	Chula Vista	CA	9.26	9.47	2,982	1,708	69,660
	Bank of NH NA	Farmington	NH	9.26	3.55	84,232	92,411	4,913,047
22	Holladay B&TC	Salt Lake City	UT	8.93	7.69	1,635	555	38,791
23	Legacy Bank	Hinton	OK	8.92	4.49	4,886	3,130	187,819
24	First United Bank	Englewood	CO	8.24	6.89	4,448	1,054	102,222
25	Bank of Louisiana	New Orleans	LA	8.11	7.55	4,060	707	99,383
26	First St Bank	Idaho Springs	CO	8.04	7.66	1,319	604	36,867
27	Eagle Bank	Jarrell	TX	7.87	6.62	605	172	15,741
28	Liberty Bank	Salt Lake City	UT	7.71	9.98	189	60	4,776
29	Key B&TC	Owings Mills	MD	7.67	7.50	11,954	6,596	315,163
30	Anderson Brothers Bank	Mullins	SC	7.52	5.88	4,586	2,820	183,702
31	Heritage Bank	Wood River	NE	7.42	3.26	3,645	3,526	186,285
	Bank of the Southwest	Roswell	NM	7.42	6.87	3,886	1,301	103,999
33	Richland St Bank	Bruce	SD	7.40	7.88	1,081	586	27,107
34	Beach Bank	Miami Beach	FL	7.36	N/A	284	11	10,167
35	Community Commerce Bank	Los Angeles	CA	7.35	7.32	8,156	5,384	227,974
36	First Heritage Bank	Snohomish	WA	7.32	7.23	3,276	1,472	97,116
37	City Bank	Lynnwood	WA	7.31	6.74	18,857	8,691	525,035
38	Upland Bank	Upland	CA	7.28	7.10	3,047	1,257	88,865
39	Croydon Svgs Bank	Croydon	PA	7.27	N/A	94	105	5,173
40	First St Bank	Valliant	OK	7.26	7.41	1,132	468	32,535
41	Brighton Bank	Salt Lake City	UT	7.24	5.88	4,514	809	121,902
42	Heritage Bank South Valley	Morgan Hill	CA	7.20	N/A	932	479	41,400
43	Far West Bank	Provo	UT	7.19	7.42	6,860	2,369	206,101
44	First International Bank	Chula Vista	CA	7.16	5.72	2,080	818	52,093
45	Community Banks of CO	Cripple Creek	CO	7.13	3.77	5,455	2,434	165,621
46	Park Ave Bank NA	New York	NY	7.11	8.52	10,730	8,750	323,637
47	Southwest Cmnty Bank	Encinitas	CA	7.07	5.53	1,937	556	62,669
	Bank Federated St Micronesia	Kolonia	FM	7.07	6.75	1,863	693	52,613
	American Bank NA	Dallas	TX	7.07	5.11	859	227	24,379
50	Bank of Walnut Creek	Walnut Creek	CA	7.05	6.41	10,881	4,106	322,375
51	United B&TC	New Orleans	LA	7.04	5.30	810	330	23,040
	University National Bank	St Paul	MN	7.04	6.25	1,048	325	30,997
53	Amerika Samoa Bank	Pago Pago	AS	7.03	6.78	2,117	912	59,089
	Bonneville Bank	Provo	UT	7.03	6.14	857	244	24,338
55	TCF NB	Minneapolis	MN	6.91	5.14	219,259	182,671	10,896,677
	Bank of Hoven	Hoven	SD	6.91	6.60	3,003	1,678	90,886
57	Kentucky Farmers Bank	Catlettsburg	KY	6.90	8.10	3,853	1,526	118,309
58	Pacific Western National Bank	Pico Rivera	CA	6.88	6.97	5,706	2,458	174,292
59	Merchants Bank of CA NA	Carson	CA	6.87	4.35	780	95	24,221
60	Central Bank	Provo	UT	6.84	6.27	9,278	3,860	292,070
61	Peoples St Bank	Jeffersonville	GA	6.81	6.31	691	317	20,770
62	State Bank Illinois	W Chicago	IL	6.80	4.37	2,915	1,433	122,533
	Red Rock Community Bank	Las Vegas	NV	6.80	N/A	775	327	32,626
64	Farmers Bank	Hardinsburg	KY	6.79	6.07	2,217	869	66,969
65	Redlands Centennial Bank	Redlands	CA	6.77	5.78	2,708	1,028	88,018
	State Bank of Downs	Downs	KS	6.77	6.57	1,620	1,002	51,283
67	Western Community Bank	Orem	UT	6.74	7.10	1,505	736	47,160
68	Bank of Madera County	Oakhurst	CA	6.73	N/A	362	120	14,757
	Minnesota Frst Cr Svgs	Rochester	MN	6.73	7.62	560	413	17,502
70	Regal B&TC	Owings Mills	MD	6.71	N/A	1,381	1,300	61,596
	Farmers St Bank	Winthrop	WA	6.71	6.30	397	81	11,193
72	First Regional Bank	Los Angeles	CA	6.70	4.63	7,864	2,112	236,813
73	Bank of Leeton	Leeton	MO	6.69	6.55	193	10	5,677
74	Mississippi River Bank	Belle Chasse	LA	6.68	6.12	2,332	665	72,173
	Territory National Bank	Muskogee	OK	6.68	7.33	253	88	7,183
76	Peak National Bank	Nederland	CO	6.66	6.41	4,154	1,971	127,977
	Pueblo B&TC	Pueblo	CO	6.66	5.95	11,253	4,328	332,637
	Capital Community Bank	Orem	UT	6.66	7.02	1,740	938	51,559
79	Network Bank	Ontario	CA	6.64	5.47	1,400	651	46,786
	Premierwest Bank	Medford	OR	6.64	4.22	7,198	5,138	338,888
81	Verdugo Bkg Co	Glendale	CA	6.63	5.61	3,565	1,153	108,528
	Sunniland Bank	Fort Lauderdale	FL	6.63	5.22	910	202	27,511
83	California Pacific Bank	San Francisco	CA	6.61	5.47	2,593	864	80,448
84	Rancho Santa Fe National Bank	Rancho Santa Fe	CA	6.60	5.76	6,301	2,473	201,821
	First National Bank of Sumner	Sumner	IL	6.60	6.23	2,175	1,429	66,517
	Oregon Business Bank	Lake Oswego	OR	6.60	N/A	416	164	17,116
87	Armed Forces Bk of CA NA	San Diego	CA	6.57	N/A	112	6	3,886
88	Reliance Bank	White Plains	NY	6.56	6.04	767	411	24,104
89	Los Robles Bank	Thousand Oaks	CA	6.55	5.78	5,105	1,776	159,291
90	Merchants & Farmers Bank	Eutaw	AL	6.54	5.93	1,056	397	37,624
	California Chohung Bank	Los Angeles	CA	6.54	6.30	3,082	975	102,864
	Bank of Durango	Durango	CO	6.54	5.07	688	313	22,801
	First Security National Bank	Norcross	GA	6.54	5.66	2,750	1,206	88,414
94	United Security Bank	Thomasville	AL	6.53	6.51	15,131	8,595	488,755
	Valley Merchants Bank NA	Hemet	CA	6.53	5.83	1,932	449	58,606
96	Western Security Bank NA	Burbank	CA	6.52	5.63	4,786	2,551	149,480
	First MA Bank NA	Worcester	MA	6.52	3.77	89,498	114,573	6,112,229
	Asian Bank	Philadelphia	PA	6.52	-1.16	385	105	16,033
99	Home Loan Ind Bank	Grand Junction	CO	6.51	5.88	579	424	18,411
100	Peoples St B&TC	Baxley	GA	6.51	6.05	1,472	728	46,360