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Top 150 Banks by Concentration in Home Equity Loans - March 31, 2001

Published August 30, 2001, 10:08 a.m. EDT
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Updated January 02, 1970, 9:08 a.m. EST
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Top 150 Banks by Concentration in Home Equity Loans - March 31, 2001

Top 150 Banks by Concentration in
Home Equity Loans - March 31, 2001
Among FDIC-insured commercial and savings banks; dollars in thousands
Published August 30, 2001

 

Rank 

Company 

Concentration*
March '01

Concentration*
Year earlier

Home equity loans
March '01

Home equity loans -vs- year earlier

Total
loans
& leases

1 Five Flags Banks Inc. Pensacola , Fla. 59.72% 56.29% $19,398 24.27% $32,471
2 Heritage Community Bancorp. Riverdale , Ill. 42.12 44.9 65,328 -4.81 155,097
3 Carrollton Bancorp. Baltimore 23.04 20.36 55,879 0.27 242,520
4 Fremont Bancorp. Calif. 21.59 16.78 163,914 59.15 757,299
5 Mid Town Bancorp Inc. Chicago 21.44 21.35 46,799 3.76 218,263
6 Patriot National Bancorp. Stamford, Conn. 21.25 21.02 27,676 15.95 130,217
7 Guaranty Financial, M.H.C. Milwaukee, Wis. 19.89 19.36 283,397 64.9 1,424,843
8 Maine Bank Corp.
Portland, Maine 		19.45 19.36 33,545 8.49 172,463
9 First Lincolnwood Corp. Ill. 18.78 19.29 18,048 10.13 96,094
10 First American Bank Corp. Elk Grove Village, Ill. 17.11 15.9 201,354 18.5 1,177,109
11 Irwin Financial Corp. Columbus, Ind. 16.58 6.75 359,607 290.25 2,105,396
12 First and Ocean Bancorp. Newburyport, Mass. 15.91 12.65 25,617 41.12 160,981
13 Success Bancshares Lincolnshire, Ill. 15.59 9.71 78,394 78.72 502,915
14 Park Meridian Financial Corp. Charlotte, N.C. 15.31 NA 32,116 NA 209,758
15 Ipswich Bancshares Inc. Mass. 15.17 12.43 31,453 28.55 207,391
16 BWC Financial Corp.
Walnut Creek, Calif. 		14.95 14.02 39,115 24.02 260,467
17 Devon Bancorp Inc. Chicago 14.94 15.16 20,238 -3.38 135,394
18 Community Bancorp Inc. Hudson, Mass. 14.71 14.87 26,170 8.12 177,948
19 Hawaii National Bancshares Honolulu 14.34 15.28 31,317 -7.15 217,547
20 Community Financial Shares Glen Ellyn, Ill. 14.02 NA 16,314 NA 116,300
21 First Northwest Bancorp Inc. Arlington Heights, Ill. 13.61 NA 15,485 NA 113,749
22 Edville Bankcorp Inc.
Villa Park, Ill. 		13.49 14.32 17,354 2.67 128,669
23 Innes Street Financial Corp. Salisbury, N.C. 13.48 NA 25,584 NA 189,739
24 Bridge Bancorp Inc. Bridgehampton, N.Y. 13.27 12.5 27,735 25.74 209,062
25 F and M Financial Corp. Granite Quarry, N.C. 13.05 12.12 32,350 25.73 247,455
26 Bridge View Bancorp. Englewood Cliffs, N.J. 12.86 11.4 17,033 22.22 132,056
27 North Bay Bancorp.
Napa, Calif. 		12.83 11.92 20,630 32.22 159,908
28 Fidelity Bancshares
Fuquay-Varina, N.C. 		12.81 13.18 80,145 6.38 625,722
29 Heritagebanc Inc.
Chicago Heights, Ill. 		12.62 11.29 13,118 34.52 103,933
30 Northview Financial Corp. Northfield, Ill. 12.42 11.8 31,973 23.41 257,443
31 First Oak Brook Bancshares Ill. 12.25 12.04 102,411 14.3 835,594
32 Port Financial Corp. Brighton, Mass. 12.13 10.66 84,027 30.19 692,376
33 First Citizens Bancshares Raleigh, N.C. 12.1 11.37 862,231 11.09 7,124,535
34 Alpine Banks of Colorado Glenwood Springs 11.28 10.67 69,130 16.22 612,256
35 Wintrust Financial Corp Lake Forest, Ill. 10.96 11.38 182,261 22.49 1,655,543
36 Executive Banking Corp. Miami 10.95 14.47 17,282 10.1 157,522
37 Nexity Financial Corp. Birmingham, Ala. 10.93 NA 19,114 NA 174,809
  F.N.B.C. of La Grange Inc. Ill. 10.93 11.39 20,651 12.28 188,881
39 Itasca Bancorp. Inc. Ill. 10.84 10.48 22,899 3.28 211,340
40 Valley Financial Corp. Roanoke, Va. 10.81 NA 13,167 NA 121,713
41 Century Bancshares Inc. Washington 10.8 6.59 29,670 216.38 274,634
42 First Washington Financialcorp Windsor, N.J. 10.73 10.63 17,291 16.81 161,188
43 First Citizens Bancorp. Columbia, S.C. 10.68 10.67 223,169 8.61 2,089,855
44 New Mexico Banquest Inv Corp Santa Fe, NM 10.4 9.92 20,785 17.85 198,891
45 First Evanston Bancorp Inc. Evanston, Ill. 10.37 9.84 21,384 28.38 206,252
46 Columbiana Bancshares Inc. Ala. 10.25 10.56 11,992 6.8 116,742
47 Huntington Bancshares Inc. Columbus, Ohio 10.16 8.38 2,158,104 25.02 21,238,892
48 Banknorth Group Inc. Portland, Maine 10.1 11.61 1,101,994 31.84 10,915,137
49 Commerce Bancshares Corp. Worcester, Mass. 10 13.87 31,268 -8.89 312,821
  Tri-County Financial Corp Waldorf, Md. 10 10.76 18,427 10.57 184,223
51 First South Bancorp Inc. Washington, N.C. 9.96 10.26 37,324 9.8 374,865
52 Cummins-American Corp. Glenview, Ill. 9.92 9.37 41,754 8.56 420,725
  Cardinal Fin Corp.
Fairfax, Va. 		9.92 NA 16,542 NA 166,808
54 National Bank of Indianapolis Corp 9.81 9.29 37,825 27.52 385,747
55 Centura Banks Inc.
Rocky Mount, N.C. 		9.79 8.96 769,616 13.1 7,857,778
56 Republic Bancorp Inc. Louisville, Ky. 9.76 9.85 115,103 7.98 1,178,098
57 Northwest Suburban Bancorp. Mt. Prospect, Ill. 9.72 10.29 14,161 111.45 145,752
58 Guaranty Financial Corp Charlottesville, Va. 9.69 6.78 19,105 27.15 197,219
59 First of Long Island Corp. Glen Head, N.Y. 9.68 8.98 19,145 16.89 196,929
60 LSB Bancshares Inc. Lexington, N.C. 9.67 8.66 53,791 18.94 556,460
61 First Charter Corp. Charlotte, N.C. 9.46 6.6 188,016 90.11 1,986,485
62 Great Lakes Financial Resource Inc. Matteson, Ill. 9.4 9.27 33,019 18.12 351,178
63 F & M Bancorp.
Frederick, Md. 		9.36 8.85 113,037 8.65 1,206,953
  Tri-County Bancorp Inc. Brown City, Mich. 9.36 NA 9,778 NA 104,438
65 Capital Bank Corp.
Raleigh, N.C. 		9.33 6.71 24,418 107.35 261,731
66 Commonwealth Bancshares Inc.
Shelbyville, Ky. 		9.24 6.47 32,750 361.85 353,412
67 Heritage Bancshares Inc. Lucama, N.C. 9.08 NA 9,686 NA 106,655
68 KS Bancorp. Kenly, N.C. 9.05 NA 12,095 NA 133,574
69 Signal Financial Corp. Mendota Heights, Minn. 9 5.14 65,685 103.28 729,824
70 Palos Bancshares Inc. Palos Heights, Ill. 8.99 10.65 14,940 5.61 166,167
71 People’s Utah Bancorp. American Fork, Utah 8.98 9.38 18,941 6.03 210,883
72 Main Street Bancorp Inc. Reading, Pa. 8.87 7.33 75,722 43.6 853,986
73 Katahdin Bankshares Corp. Patten, Maine 8.82 NA 12,318 NA 139,705
74 Community Bank Shares of Indiana New Albany 8.78 2.94 25,097 225.09 285,940
75 American Chartered Bancorp. Schaumburg, Ill. 8.75 8.57 44,650 33.67 509,922
Rank 

Company

Concentration*
March '01

Concentration*
Year earlier

Home equity loans
March '01

Home equity loans -vs- year earlier

Total
loans
& leases

76 AmSouth Bancorp. Birmingham, Ala. 8.74% 6.28% $2,167,773 28.80% $24,793,204
77 Columbia Bancorp. Md. 8.66 9.81 47,649 3.26 550,132
78 FSB Bancorp MHC Farmington, Maine 8.57 6.99 17,857 28 208,200
79 Alliance Bancorp.
New England Vernon, Conn. 		8.55 10.31 20,604 0.91 240,940
80 Trustco Bank Corp N.Y. Schenectady 8.54 10.1 127,528 -6.75 1,492,564
81 Farmers & Merchants Financial Services
St Paul, Minn. 		8.34 7.02 18,560 33.71 222,498
82 Far West Bancorp.
Provo, Utah 		8.24 8.79 14,754 28.77 178,979
83 Peoples Bancorp. of N.C. Newton 8.23 8.2 35,807 23.29 435,217
  National Bancshares Corp. Orrville, Ohio 8.23 6.52 8,872 30.39 107,580
85 Coddle Creek Financial Corp. Mooresville, N.C. 8.19 NA 10,504 NA 128,251
  UNB Corp. Canton, Ohio 8.19 7.45 71,723 19.23 875,369
87 Factory Point Bancorp Inc. Manchester Center, Vt. 8.16 7.6 12,489 20.6 153,006
88 Taylor Capital Group Inc. Wheeling, Ill. 8.04 7.6 133,238 16 1,656,389
89 First Litchfield Financial Corp. Conn. 8.03 7.3 15,158 9.51 188,838
90 Lincolnwood Bancorp. Inc. Ill. 8.02 9.68 13,745 -5.44 171,428
  Community Financial Group Nashville, Tenn. 8.02 4.39 22,412 133.7 278,737
92 Oxford Bank Corp. Mich. 8 6.49 18,721 37.15 233,875
93 West Suburban Bancorp Inc. Lombard, Ill. 7.96 9.5 84,341 -1.71 1,059,944
  MNB Bancorp.
Milford, Mass. 		7.96 7.96 10,059 10.65 126,348
95 FNB Banking Co. Griffin, Ga. 7.89 6.03 12,808 33.7 161,911
  Peoples Bancorp. Inc. Easley, S.C. 7.89 7.76 16,662 27.98 211,053
  Elmwood Financial Corp. Racine, Wis. 7.89 6.84 11,978 20.41 151,748
98 TCF Financial Corp. Wayzata, Minn. 7.87 7.56 695,864 10.77 8,837,399
99 Southern Bancshares (N.C.) Inc. Mt Olive, N.C. 7.86 7.39 40,226 34.25 511,475
100 Jeffersonville Bancorp. N.Y. 7.84 7.76 11,559 4.63 147,509
101 FNB Financial Services Corp. Reidsville, N.C. 7.79 7.68 39,536 16.14 507,633
102 First Tennessee National Corp. Memphis 7.76 6.62 1,004,017 21.3 12,934,833
103 HPK Financial Corp. Chicago 7.74 6.65 7,855 26.18 101,387
104 Park Bancorp. Inc. Madison, Wis. 7.66 8.39 14,712 11.08 192,130
105 First Bancshares Inc. San Luis Obispo, Calif. 7.65 6.11 10,668 41.54 138,818
  Metro Bank Financial Services Miami 7.65 7.27 9,717 21.75 126,848
107 First American Bancorp. Athens, Ga. 7.64 6.86 6,272 22.84 81,982
108 Paducah Bank Shares Inc. Ky. 7.63 6.54 17,507 22.99 229,433
109 Enterprise Bancshares Inc. Memphis 7.56 7.33 14,093 4.87 186,376
110 KeyCorp Cleveland 7.54 5.48 5,055,138 43.96 66,084,991
111 MB Financial Inc. Chicago 7.53 7.83 84,684 16.48 1,124,086
112 Fifth Third Bancorp. Cincinnati 7.51 5.33 2,081,049 45.45 27,660,992
113 Community Bankshares Inc. Orangeburg, S.C. 7.49 7.34 15,141 20.27 202,259
114 Firstbancorp Inc.
Naples, Fla. 		7.48 6.37 29,222 40.07 390,488
115 FNB Corp. Asheboro, N.C. 7.47 5.43 29,011 91.99 388,524
116 Cambank Inc.
Lake Zurich, Ill. 		7.46 NA 8,326 NA 111,496
  Washington Trust Bancorp. Westerly, R.I. 7.46 6.54 45,512 25.39 610,258
118 TriCo Bancshares
Chico, Calif. 		7.42 6.7 46,326 15.62 623,995
  Eagle Bancorp Inc. Bethesda, Md. 7.42 NA 9,883 NA 133,196
  Central Bancshares Inc. Golden Valley, Minn. 7.42 5.84 9,220 30.04 124,225
  United Bankshares Inc. Charleston, W.V. 7.42 6.89 253,406 10.08 3,410,994
122 Macon Bancorp.
Franklin, N.C. 		7.38 7.34 25,090 23.96 338,252
123 Citrus & Chemical Bancorp. Bartow, Fla. 7.32 5.4 17,262 49.26 235,964
  Old Kent Financial Corp. Grand Rapids, Mich. 7.32 6.21 1,386,205 54.02 18,930,197
125 LNB Bancorp Inc.
Lorain, Ohio 		7.29 7.1 32,884 8.22 451,330
126 American National Bankshares Danville, Va. 7.24 7.41 25,581 14.11 353,565
127 SVB Financial Services Inc. Somerville, N.J. 7.22 5.06 13,399 66.2 185,462
128 First Security Group Inc. Chattanooga, Tenn. 7.21 NA 12,926 NA 179,140
129 TCB Corp. Greenwood, S.C. 7.2 NA 7,401 NA 102,743
130 Covest Bancshares Inc. Des Plaines, Ill. 7.19 6.28 33,703 13.97 468,636
131 Arbor Bancorp Inc. Mich. 7.15 8.81 10,005 4.98 139,863
132 First Eagle Bancshares Inc. Hanover Park, Ill. 7.12 6.27 7,718 38.46 107,979
  Androscoggin Bancorp, MHC Lewiston, Maine 7.12 6.44 21,745 18.27 305,265
134 Aliant Financial Corp. Alexander City, Ala. 7.06 7.25 36,617 9.01 518,555
135 Mid-America Bancorp. Louisville, Ky. 7.04 7.45 77,032 -1.93 1,094,971
  Shore Bancshares Inc. Easton, Md. 7.04 5.03 26,549 302.01 376,906
137 Newmil Bancorp Inc.
New Milford, Conn. 		6.99 8.45 23,773 27.18 339,972
138 United Bank Corp. Barnesville, Ga. 6.96 7.82 22,068 -4.57 317,123
139 Provident Bancorp. Amesbury, Mass. 6.95 6.2 8,159 48.45 117,421
140 Enterprise Bancorp Inc. Lowell, Mass. 6.89 5.49 22,430 53.5 324,421
141 Evans Bancorp Inc.
Angola, N.Y. 		6.88 7.42 9,067 -0.57 131,818
142 Barnes Bancorp.
Kaysville, Utah 		6.87 6.15 20,684 20.2 299,340
143 Abington Bancorp. Inc. Mass. 6.86 5.86 26,539 15.69 386,963
  Camden National Corp. Maine 6.86 7.23 49,616 3.96 722,333
  National Commerce Bancorp. Memphis 6.86 5.71 764,091 229.1 11,134,381
146 Northern States Financial Corp Waukegan, Ill. 6.83 6.87 20,967 18.3 306,625
147 Manteno Bancshares Inc. Ill. 6.78 6.8 15,467 1.96 228,239
148 Grand Bank Financial Corp. Grand Rapids, Mich. 6.77 7.45 12,930 9.58 190,794
  Klein Financial Inc.
Chaska, Minn. 		6.77 5.95 48,199 31.27 710,793
150 BOU Bancorp Inc.
Ogden, Utah 		6.74 NA 19,412 NA 287,083

*Percent of gross domestic loans
Source: Thomson Financial /Sheshunoff Information Services (

www.sheshunoff.com
)

©2001 American Banker