Top 500 Commercial Banks by Total Assets

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Top 500 Commercial Banks by Total Assets

Banks and Thrifts with Highest
Nonperforming Loans to Gross Loans (Q1 2000)

Nonperforming loans to gross loans as of March 31, 2000; dollars in thousands ($ 000)
Institutions with total loans/total assets less than 50% were excluded.
Published July 26, 2000

Rank Name City State Institution Type Holding Company Name (when applicable) March 2000 Nonperforming Loans/Gross Loans March 1999 Nonperforming Loans/Gross Loans March 2000
Nonperforming Loans & Leases Year-to-date Net Charge offs/Avg Loans Total Assets
1 United Credit NB Sioux Falls SD Bank Not held by a HC. 22.44% 6.18% $52,112 122.60% $351,402
2 Standard Financial Corp Honolulu HI Bank Not held by a HC. 18.28 17.80 2,650 1.04 21,465
3 First NB of Marin Las Vegas NV Bank Marin National Bancorp, Las Vegas 16.24 9.26 30,282 54.75 205,726
4 Eastern Savings Bank, FSB Hunt Valley MD S&L Not held by a HC. 16.08 18.32 78,484 0.44 545,051
5 First Bk of Cleveland Cleveland OK Bank Heritage Bancorp Co., Inc., Cleveland 15.90 1.10 2,317 14.76 23,452
6 First NB of Holdrege Holdrege NE Bank First Holdrege Bancshares, Holdrege, Neb. 15.74 14.17 12,252 8.84 141,953
7 Malta NB Malta OH Bank Not held by a HC. 15.43 10.54 775 6.14 8,679
8 Harwood St Bk Harwood ND Bank HSB Financial Corp., Harwood, N.D. 14.99 8.87 1,706 (0.11) 16,417
9 First Commercial Bk NA Seguin TX Bank First Commercial Fin Corp, Seguin, Tex. 14.63 9.13 13,335 0.29 130,892
10 Farmers Exchange Bk Antlers OK Bank Not held by a HC. 13.06 4.19 1,639 6.30 22,002
11 Peoples B&TC Ryan OK Bank Not held by a HC. 13.00 4.09 1,491 (0.28) 19,168
12 Blackfeet NB Browning MT Bank Not held by a HC. 12.63 4.52 1,450 1.40 18,479
13 Mid St Bk Waterville WA Bank Mid State Bancorp, Waterville, Wash. 12.50 7.92 3,934 0.09 36,767
14 Washita St Bk Burns Flat OK Bank Washita Bancshares, Inc., Burns Flat, Okla. 11.84 3.71 462 -- 7,247
15 First Virgin Islands FSB Charlotte Amalie VI S&L Not held by a HC. 11.82 12.54 5,140 1.64 54,723
16 Farmers Bk Ault CO Bank Centennial Bk Holdings, Inc., Eaton, Colo. 11.67 2.49 6,551 (0.04) 69,291
17 State Bk of Hamburg Hamburg MN Bank Hamburg Financial, Inc., Edina, Minn. 11.36 3.33 1,102 -- 15,837
18 First NB&T Pipestone MN Bank Fishback Financial Corp, Brookings, S.D. 11.20 9.93 11,165 (0.35) 131,688
19 First Professional Bk NA Santa Monica CA Bank Professional Bancorp, Santa Monica, Calif. 11.16 2.98 17,256 (0.05) 286,210
20 State Bk of Hildreth Hildreth NE Bank Hildreth State Company, Inc., Hildreth, Neb. 11.05 1.82 1,266 1.96 18,998
21 Pineview St Bk Pineview GA Bank Mid State Banks, Inc., Cordele, Ga. 10.76 11.16 837 (0.41) 14,818
22 First Financial Bk USA Dakota Dunes SD Bank Not held by a HC. 10.35 9.35 6,865 9.78 106,621
23 United NB Fayetteville NC Bank Not held by a HC. 10.30 19.38 1,958 0.90 37,265
24 Bank of Durango Durango CO Bank Ameribanc Holdings, Durango, Colo. 10.15 11.96 1,645 (0.24) 21,068
25 Peoples Bk of Fordland Fordland MO Bank People Service Company, Nixa, Mo. 10.00 7.80 1,589 1.56 25,475
26 Matrix Capital Bank Las Cruces NM S&L Matrix Capital Corporation, Denver 9.93 1.13 97,521 0.10 1,151,227
27 First FS&LA of Martinsville Martinsville VA S&L Not held by a HC. 9.60 10.72 2,732 (0.28) 55,744
28 Valley Bk Moreno Valley CA Bank Not held by a HC. 9.58 10.47 4,867 0.24 93,281
29 Citizens St Bk Ashland KS Bank Not held by a HC. 9.55 3.26 991 (1.11) 16,956
30 Bank of Benoit Benoit MS Bank Not held by a HC. 9.32 5.64 755 2.45 14,279
31 Iowa St Bk Hamburg IA Bank Hamburg Financial, Inc., Hamburg, Iowa 9.30 5.22 2,568 (0.89) 37,711
32 Bank of Honolulu Honolulu HI Bank Not held by a HC. 8.90 8.98 3,688 (0.03) 67,783
33 Reliance Bk White Plains NY Bank Not held by a HC. 8.87 4.90 1,685 0.98 23,189
34 First St Bk Waynoka OK Bank Waynoka Bancshares, Inc., Waynoka, Okla. 8.82 5.51 928 0.30 18,405
35 Old Exchange NB of Okawville Okawville IL Bank Okawville Bancshares, Inc., Okawville, Ill. 8.48 0.59 1,961 (0.22) 34,574
36 LBS Bk New York New York NY Bank Not held by a HC. 8.36 9.60 11,808 -- 271,705
37 White County Bk Carmi IL Bank National City Bancshares, Evansville, Ind. 8.17 0.70 3,113 (0.28) 56,949
38 Bank of Avoca Avoca NY Bank Not held by a HC. 8.13 0.67 953 -- 17,770
39 First Integrity Bk NA Staples MN Bank First Integrity Bancorp, Staples, Minn. 8.07 1.83 3,352 -- 65,570
40 Farmers St Bk of Hoffman Hoffman MN Bank Hoffman Bancshares, Inc., Hoffman, Minn. 8.07 1.99 819 -- 19,922
41 North Milwaukee St Bk Milwaukee WI Bank North Milwaukee Bancshares, Milwaukee 7.98 7.37 2,411 0.26 47,772
42 Highland Community Bk Chicago IL Bank Highland Community Company, Chicago 7.88 2.22 9,516 (0.54) 224,829
43 Citizens St Bk Liberal KS Bank Citizens Financial Corp., Liberal, Kan. 7.87 3.97 3,509 0.28 56,822
44 First NB of Fleming Fleming CO Bank Fleming Community Agency, Fleming, Colo. 7.57 5.95 477 (0.07) 9,860
45 F&M Bk Dundas MN Bank Citizens Banking Corporation, Flint, Mich. 7.55 6.20 1,795 (0.35) 26,271
46 Belmont NB Wheeling WV Bank Belmont Bancorp, Bridgeport, Ohio 7.51 5.40 11,262 9.02 285,114
47 Community Bk Espanola NM Bank Community Bancorp of NM, Santa Fe, N.M. 7.42 0.56 5,093 0.19 128,862
48 First Bk of Lincoln Lincoln MT Bank Not held by a HC. 7.39 1.14 443 -- 9,892
49 Bank of Shorewood Shorewood IL Bank Not held by a HC. 7.35 1.98 1,517 -- 40,490
50 Western American NB Bedford TX Bank First Baird Bancshares, Inc., Baird, Tex. 7.28 4.10 2,199 0.17 43,289
Rank Name City State Institution Type Holding Company Name March 2000 Nonperforming Loans/Gross Loans March 1999 Nonperforming Loans/Gross Loans March 2000
Nonperforming Loans & Leases Year-to-date Net Charge offs/Avg Loans Total Assets
51 Union Bk AZ NA Gilbert AZ Bank Heartland Bancshares, Inc., Lenoix, Iowa 7.20% -- $977 -- $20,654
52 First NB in Pawhuska Pawhuska OK Bank Not held by a HC. 7.18 8.24 961 0.51 21,271
53 Alden St Bk Alden NY Bank Not held by a HC. 7.09 7.14 6,865 0.55 156,679
54 Farmers Svg Bk Walford IA Bank Terry Bancorporation, Walford, Iowa 7.04 5.92 1,747 0.02 45,582
55 First Capital Bk Guthrie OK Bank FCB Holdings, Inc., Guthrie, Okla. 6.99 7.89 2,641 0.29 47,522
56 State Bk of Meriden Meriden KS Bank Not held by a HC. 6.97 1.54 1,307 (0.11) 33,799
57 Net First NB Boca Raton FL Bank First Telebanc Corporation, Boca Raton, Fla. 6.96 0.16 1,179 -- 30,073
58 Peoples St Bk of Comfrey Comfrey MN Bank Carlson Bankshares, Inc., Comfrey, Minn. 6.88 1.95 578 -- 14,506
59 Commercial St Bk Cedar Bluffs NE Bank Not held by a HC. 6.85 1.21 346 1.28 7,250
60 Virgin Islands Cmnty Bk Christiansted VI Bank Not held by a HC. 6.72 3.82 3,639 (0.02) 70,763
61 Beal Bk SSB Dallas TX Bank Not held by a HC. 6.71 10.21 76,193 0.50 1,405,430
62 Finance Factors Honolulu HI Bank Not held by a HC. 6.70 6.32 22,239 1.79 453,347
63 Darlington County Bk Darlington SC Bank Darlington County Bancshares, Darlington, S.C. 6.69 1.88 1,106 (0.17) 27,261
64 Merrick BC S Jordan UT Bank Not held by a HC. 6.69 5.54 17,584 13.19 277,513
65 Bank of Fairport Fairport MO Bank Fairport Bancshares, Inc., Fairport, Mo. 6.68 5.83 674 (0.04) 17,802
66 Fowler St Bk Fowler CO Bank Not held by a HC. 6.63 3.75 1,254 0.06 36,458
67 Currie St Bk Currie MN Bank CUrrie Bancorporation, Inc., Currie, Minn. 6.61 2.91 679 0.08 16,906
68 New Century Bk Southfield MI Bank New Century Bancorp, Southfield, Mich. 6.60 N/A 2,934 15.05 56,542
69 Scribner Bk Scribner NE Bank Scribner Banshares, Inc., Scribner, Neb. 6.51 2.82 1,626 (0.03) 40,593
70 First Bk of Dothan Dothan AL Bank Not held by a HC. 6.46 5.39 1,186 0.02 29,396
71 Savanna St Bk Savanna IL Bank Thomson Investment Company, Thomson, Ill. 6.44 1.59 1,858 0.05 38,996
72 First NB of Dana Dana IN Bank First Eldorado Bancshares, Eldorado, Ill. 6.40 11.64 533 (0.14) 14,231
73 Citizens Bk of Logan Logan OH Bank Citizens Independent Bancorp, Logan, Ohio 6.38 2.37 6,263 0.68 142,119
74 First St Bk of Miami Miami TX Bank Miami Bancshares, Inc., Miami, Tex. 6.34 1.39 1,070 8.43 30,138
75 Roxbury Bk Roxbury KS Bank Roxbury Bancshares, Inc., Roxbury, Kan. 6.33 3.14 1,080 (0.05) 22,660
76 Madison-Hunnewell Bk Madison MO Bank Nemo Bancshares, Inc, Madison, Mo. 6.30 6.88 802 (1.94) 21,255
77 Feather River St Bk Yuba City CA Bank CA Independent Bancorp, Yuba City, Calif. 6.29 3.25 9,805 0.33 297,274
78 First NB of Anson Anson TX Bank Anson Bancshares, Inc., Anson, Tex. 6.29 6.81 1,824 0.08 45,637
79 Northwood Svg Bk Philadelphia PA Bank Not held by a HC. 6.22 9.99 300 0.72 7,488
80 First Peoples Bk Pine Mountain GA Bank First Peoples Bankshares, Pine Mountain, Ga. 6.22 1.47 2,058 0.07 48,519
81 Liberty NB Ada OH Bank Liberty Bancshares, Inc., Ada, Ohio 6.12 0.56 5,879 0.21 152,574
82 Garnavillo Svg Bk Garnavillo IA Bank Garnavillo Bank Corporation, Garnavillo, Iowa 6.12 2.06 935 (0.61) 23,687
83 Pacific Southwest Bank, FSB Corpus Christi TX S&L Pacific USA Holdings Corp., Corpus Christi, Tex. 6.12 4.77 11,402 4.59 328,427
84 Walhalla St Bk Walhalla ND Bank Walhalla BHC, Walhalla, N.D. 6.11 3.61 1,298 0.15 37,747
85 Pan American Bank, FSB San Mateo CA S&L Pan American Financial L.P., Los Angeles 6.08 5.01 14,432 3.31 400,033
86 Home St Bk Rochester TX Bank Rochester Financial Corp., Rochester, Tex. 6.06 6.08 1,343 1.47 27,487
87 American B&TC Coushatta LA Bank American Bncshrs-Red River, Coushatta, La. 6.05 6.22 2,090 0.35 50,568
88 First St Bk of Healy Healy KS Bank Not held by a HC. 6.00 6.23 1,320 (1.28) 36,342
89 Home NB Racine OH Bank Not held by a HC. 6.00 6.76 2,229 0.19 53,342
90 First Farmers & Merchants NB Fairmont MN Bank 215 Holding Co., Minneapolis 5.99 7.76 1,471 0.08 30,433
91 First American Svgs Bk, FSB Omaha NE S&L A & S Financial Services, Omaha, Neb. 5.96 3.22 2,749 0.94 86,260
92 Banco Financiero De PR Ponce PR Bank Not held by a HC. 5.94 4.51 4,463 0.40 94,316
93 Eagle NB Upper Darby PA Bank Not held by a HC. 5.91 4.73 2,163 20.16 52,258
94 First NB of Garretson Garretson SD Bank Fishback Financial Corp, Brookings, S.D. 5.90 5.39 1,012 8.69 30,534
95 First NB of Marquette Marquette NE Bank Marquette National Company, Marquette, Neb. 5.89 12.12 729 0.51 21,037
96 Park Bk Holmen WI Bank Not held by a HC. 5.88 6.85 1,201 -- 35,609
97 First NB of Wiggins Wiggins MS Bank Not held by a HC. 5.85 3.41 2,675 1.58 60,481
98 Bank of Lumber City Lumber City GA Bank Not held by a HC. 5.83 4.67 697 (0.89) 18,906
99 Ennis St Bk Ennis TX Bank Ennis Bancshares, Inc., Waco, Tex. 5.79 7.19 2,386 0.73 70,476
100 Bank of Germantown Germantown KY Bank Premier Financial Bancorp, Georgetown, Ky. 5.75 5.09 1,060 0.11 27,952
101 Awane Bank, FSB Peterborough NH S&L Not held by a HC. 5.74 3.65 995 (0.25) 31,538
102 Pan American Bk Chicago IL Bank JD Financial Group, Inc., Chicago 5.72 4.74 680 0.11 18,668
103 Home B&LC Greenfield OH S&L Not held by a HC. 5.71 4.58 1,066 -- 36,148
104 Kerman St Bk Kerman CA Bank Not held by a HC. 5.70 7.97 3,683 0.17 108,399
105 Lena St Bk Lena IL Bank Lena Bancorp, Inc., Lena, Ill. 5.70 5.55 1,922 1.15 63,193

Source:

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