U.S. Bank Holding Companies with the Highest Multiples of Net Income to Salary and Benefits

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U.S. Bank Holding Companies with the Highest Multiples of Net Income to Salary and Benefits
Rank Company City State Multiple Net income (loss) Salary and benefits Return on average assets
1 Ameriprise Financial, Inc. Minneapolis Minn. 4.37 $2,035,761 $465,457 5.50
2 Industry Bancshares, Inc. Industry Tex. 2.86 27,119 9,496 2.37
3 NexBank Capital, Inc. Dallas Tex. 2.80 23,515 8,400 1.05
4 United National Corporation Sioux Falls S.D. 2.51 126,596 50,527 14.93
5 ServisFirst Bancshares, Inc. Birmingham Ala. 2.22 34,778 15,658 1.53
6 Bank7 Corp. Oklahoma City Okla. 2.04 5,051 2,474 2.31
7 City Holding Company Cross Lanes W.Va. 1.83 29,000 15,876 2.30
8 Merchants Bancorp Carmel Ind. 1.73 24,583 14,213 1.49
9 Prosperity Bancshares, Inc. Houston Tex. 1.71 130,848 76,661 1.67
10 Olney Bancshares of Texas, Inc. Olney Tex. 1.69 15,868 9,387 1.85
11 Axos Financial, Inc. Las Vegas Nev. 1.55 56,057 36,145 1.79
12 Meta Financial Group, Inc. Sioux Falls S.D. 1.53 52,304 34,260 3.17
13 Cathay General Bancorp Los Angeles Calif. 1.51 46,852 30,939 1.04
14 Lakeland Financial Corporation Warsaw Ind. 1.45 17,299 11,914 1.39
15 East West Bancorp, Inc. Pasadena Calif. 1.42 144,824 102,197 1.30
16 Lauritzen Corporation Omaha Neb. 1.40 13,868 9,898 3.66
17 Inwood Bancshares, Inc. Dallas Tex. 1.34 10,591 7,911 1.38
18 Westamerica Bancorporation San Rafael Calif. 1.30 16,962 13,018 1.20
19 Eagle Bancorp, Inc. Bethesda Md. 1.30 23,123 17,798 0.98
20 John Deere Capital Corporation Reno Nev. 1.28 83,915 65,359 0.82
21 New York Community Bancorp, Inc. Westbury N.Y. 1.26 100,328 79,451 0.75
22 First Financial Bankshares, Inc. Abilene Tex. 1.25 37,231 29,736 1.64
23 Hometown Community Bancorp, Inc. Morton Ill. 1.23 13,242 10,798 1.30
24 VeraBank, Inc. Henderson Tex. 1.22 10,047 8,220 1.64
25 CVB Financial Corp. Ontario Calif. 1.22 37,980 31,140 1.34
26 Ambank Company, Inc. Sioux Center Iowa 1.21 5,864 4,828 1.79
27 Stockman Financial Corporation Miles City Mont. 1.21 18,420 15,176 1.87
28 TrustCo Bank Corp NY Glenville N.Y. 1.17 13,311 11,373 1.02
29 Western Alliance Bancorporation Phoenix Ariz. 1.17 83,964 72,064 1.22
30 American National Bankshares Inc. Danville Va. 1.16 8,542 7,360 1.37
31 Bridgewater Bancshares, Inc. Bloomington Minn. 1.15 7,443 6,454 1.29
32 Ida Grove Bancshares, Inc. Ida Grove Iowa 1.15 6,742 5,855 1.54
33 Independent Bank Group, Inc. McKinney Tex. 1.14 44,167 38,660 1.18
34 First Security Bancorp Searcy Ark. 1.14 27,725 24,368 1.91
35 Green Dot Corporation Pasadena Calif. 1.13 46,845 41,352 6.50
36 American National Corporation Omaha Neb. 1.11 15,035 13,565 1.52
37 Simmons First National Corporation Pine Bluff Ark. 1.10 77,236 70,240 1.48
38 E*TRADE Financial Corporation Arlington Va. 1.08 180,942 167,542 1.14
39 Valley View Bancshares, Inc. Overland Park Kan. 1.05 9,983 9,495 1.31
40 Valley National Bancorp Wayne N.J. 1.02 87,268 85,728 0.92
41 Republic Bancorp, Inc. Louisville Ky. 1.01 26,697 26,495 1.90
42 Amarillo National Bancorp, Inc. Amarillo Tex. 1.00 20,292 20,215 1.44
43 Farmers & Merchants Bancorp Lodi Calif. 1.00 14,123 14,139 1.53
44 Premier Financial Bancorp, Inc. Huntington W.Va. 0.99 5,368 5,408 1.22
45 Washington Federal, Inc. Seattle Wash. 0.99 37,950 38,392 0.93
46 First of Long Island Corporation Glen Head N.Y. 0.99 9,148 9,274 0.90
47 Frandsen Financial Corporation Arden Hills Minn. 0.98 9,462 9,694 1.83
48 International Bancshares Corporation Laredo Tex. 0.96 34,838 36,332 1.14
49 First Bancshares, Inc. Merrillville Ind. 0.95 16,891 17,772 1.44
50 Camden National Corporation Camden Maine 0.94 13,493 14,327 1.21
51 Canandaigua National Corporation Canandaigua N.Y. 0.93 12,904 13,946 1.69
52 Charles Schwab Corporation San Francisco Calif. 0.89 795,000 895,000 1.04
53 Central Bancompany, Inc. Jefferson City Mo. 0.88 52,324 59,252 1.39
54 First Merchants Corporation Muncie Ind. 0.87 34,263 39,243 1.09
55 BOU Bancorp, Inc. Ogden Utah 0.87 6,442 7,395 1.76
56 First Hawaiian, Inc. Honolulu Hawaii 0.87 38,865 44,829 0.77
57 First Bancorp, Inc. Lebanon Va. 0.86 6,685 7,762 1.37
58 FirstBank Holding Company Lakewood Colo. 0.85 58,481 68,712 1.18
59 Century Bancorp, Inc. Medford Mass. 0.85 9,666 11,359 0.71
60 Stock Yards Bancorp, Inc. Louisville Ky. 0.85 13,231 15,597 1.43
61 Great Southern Bancorp, Inc. Springfield Mo. 0.82 14,868 18,058 1.20
62 Wilson Bank Holding Company Lebanon Tenn. 0.82 9,031 11,054 1.29
63 Meridian Bancorp, Inc. Peabody Mass. 0.80 12,977 16,156 0.82
64 Nicolet Bankshares, Inc. Green Bay Wis. 0.79 10,555 13,331 1.19
65 Mercantile Bank Corporation Grand Rapids Mich. 0.79 10,673 13,540 1.19
66 First Internet Bancorp Fishers Ind. 0.79 6,019 7,639 0.59
67 Arrow Financial Corporation Glens Falls N.Y. 0.78 8,127 10,383 1.02
68 CNB Financial Corporation Clearfield Pa. 0.77 8,813 11,397 0.94
69 Pinnacle Bancorp, Inc. Elkhorn Neb. 0.77 33,616 43,683 1.08
70 People's United Financial, Inc. Bridgeport Conn. 0.76 130,418 170,567 0.89
71 First Financial Corporation Terre Haute Ind. 0.76 12,181 15,967 1.21
72 Bank of Marin Bancorp Novato Calif. 0.76 7,228 9,477 1.09
73 TriState Capital Holdings, Inc. Pittsburgh Pa. 0.76 12,895 16,921 0.65
74 Synchrony Financial Stamford Conn. 0.75 286,000 380,000 1.14
75 Pacific Premier Bancorp, Inc. Irvine Calif. 0.75 25,740 34,216 0.89
76 First State Bancshares, Inc. Farmington Mo. 0.75 9,404 12,524 1.43
77 Hills Bancorporation Hills Iowa 0.75 7,075 9,425 0.86
78 Glacier Bancorp, Inc. Kalispell Mont. 0.74 43,339 58,684 1.24
79 First Bancorp Southern Pines N.C. 0.74 18,180 24,657 1.18
80 Landmark Bancorp, Inc. Manhattan Kan. 0.73 3,363 4,582 1.35
81 Citizens Bancorp Investment, Inc. Lafayette Tenn. 0.73 2,681 3,687 1.13
82 United Bankshares, Inc. Charleston W.Va. 0.73 40,183 55,327 0.82
83 Midland Financial Co. Oklahoma City Okla. 0.72 54,142 74,697 0.98
84 Civista Bancshares, Inc. Sandusky Ohio 0.72 7,833 10,871 1.22
85 BTC Financial Corporation Des Moines Iowa 0.72 12,508 17,450 0.99
86 German American Bancorp, Inc. Jasper Ind. 0.72 12,472 17,400 1.16
87 Independent Bank Corp. Rockland Mass. 0.71 26,751 37,459 0.93
88 RBB Bancorp Los Angeles Calif. 0.71 6,748 9,505 0.89
89 Horizon Bancorp, Inc. Michigan City Ind. 0.70 11,655 16,591 0.89
90 Community Bank System, Inc. De Witt N.Y. 0.69 40,074 58,251 1.40
91 Happy Bancshares, Inc. Canyon Tex. 0.68 12,895 18,940 1.34
92 Luther Burbank Corporation Santa Rosa Calif. 0.68 7,576 11,130 0.43
93 1st Source Corporation South Bend Ind. 0.67 16,413 24,401 0.99
94 Chesapeake Financial Shares, Inc. Kilmarnock Va. 0.67 3,368 5,044 1.43
95 First Foundation Inc. Irvine Calif. 0.67 13,211 19,856 0.83
96 Southern Missouri Bancorp, Inc. Poplar Bluff Mo. 0.66 5,099 7,678 0.88
97 Guaranty Bancshares, Inc. Addison Tex. 0.66 6,278 9,466 1.08
98 Bank of New York Mellon Corporation New York N.Y. 0.66 980,000 1,482,000 1.02
99 PNC Financial Services Group, Inc. Pittsburgh Pa. 0.66 908,519 1,376,703 0.89
100 First Bankers Trustshares, Inc. Quincy Ill. 0.66 2,075 3,154 0.90
101 Investors Bancorp, Inc. Short Hills N.J. 0.66 39,510 60,263 0.60
102 Bar Harbor Bankshares Bar Harbor Maine 0.65 7,721 11,885 0.85
103 First Community Bankshares, Inc. Bluefield Va. 0.64 7,872 12,323 1.15
104 Foresight Financial Group, Inc. Winnebago Ill. 0.64 3,005 4,725 0.99
105 ANB Corporation Terrell Tex. 0.63 8,112 12,834 0.94
106 Bank of Hawaii Corporation Honolulu Hawaii 0.63 34,742 55,166 0.76
107 Watford City Bancshares, Inc. Watford City N.D. 0.63 10,496 16,697 1.20
108 First Bancshares, Inc. Hattiesburg Miss. 0.63 8,311 13,228 0.83
109 INTRUST Financial Corporation Wichita Kan. 0.63 13,492 21,549 0.97
110 RCB Holding Company, Inc. Claremore Okla. 0.63 8,445 13,489 1.07
111 Northfield Bancorp, Inc. Woodbridge N.J. 0.62 4,551 7,288 0.37
112 Northern Trust Corporation Chicago Ill. 0.62 360,643 584,789 1.17
113 United Community Banks, Inc. Blairsville Ga. 0.62 31,884 51,724 0.99
114 Bremer Financial Corporation Saint Paul Minn. 0.61 33,021 53,794 1.01
115 Lakeland Bancorp, Inc. Oak Ridge N.J. 0.61 12,392 20,235 0.76
116 Enterprise Financial Services Corp Clayton Mo. 0.61 12,868 21,017 0.70
117 Washington Trust Bancorp, Inc. Westerly R.I. 0.61 11,901 19,498 0.88
118 215 Holding Company Minneapolis Minn. 0.61 2,113 3,481 1.09
119 QCR Holdings, Inc. Moline Ill. 0.61 11,228 18,519 0.91
120 First Mid Bancshares, Inc. Mattoon Ill. 0.60 9,999 16,537 1.05
121 Central Bancshares, Inc. Muscatine Iowa 0.60 2,812 4,663 1.11
122 South Central Bancshares of Kentucky, Inc. Glasgow Ky. 0.60 2,801 4,647 0.90
123 Hope Bancorp, Inc. Los Angeles Calif. 0.60 25,953 43,123 0.67
124 Bridge Bancorp, Inc. Bridgehampton N.Y. 0.60 9,348 15,549 0.75
125 PeoplesBancorp, MHC Holyoke Mass. 0.60 5,288 8,801 0.72
126 W.T.B. Financial Corporation Spokane Wash. 0.60 18,523 31,127 1.03
127 Kearny Financial Corp. Fairfield N.J. 0.59 9,254 15,578 0.55
128 U.S. Bancorp Minneapolis Minn. 0.59 1,171,000 1,972,000 0.95
129 TriCo Bancshares Chico Calif. 0.59 16,121 27,272 0.99
130 S&T Bancorp, Inc. Indiana Pa. 0.58 13,231 22,722 0.61
131 Alpine Banks of Colorado Glenwood Springs Colo. 0.58 10,873 18,675 1.12
132 Park National Corporation Newark Ohio 0.58 22,372 38,472 1.04
133 BancFirst Corporation Oklahoma City Okla. 0.57 22,608 39,756 1.06
134 First Interstate BancSystem, Inc. Billings Mont. 0.56 29,282 52,163 0.81
135 OceanFirst Financial Corp. Toms River N.J. 0.56 16,533 29,521 0.64
136 Bancorp, Inc. Wilmington Del. 0.55 12,591 22,944 0.92
137 Heritage Financial Corporation Olympia Wash. 0.55 12,191 22,311 0.87
138 Truist Financial Corporation Charlotte N.C. 0.54 1,060,000 1,972,000 0.89
139 Heartland BancCorp Whitehall Ohio 0.53 2,912 5,447 1.02
140 Dime Community Bancshares, Inc. Brooklyn N.Y. 0.53 8,392 15,699 0.54
141 SVB Financial Group Santa Clara Calif. 0.53 135,622 254,408 0.75
142 CBTX, Inc. Houston Tex. 0.53 7,541 14,223 0.87
143 Bank of America Corporation Charlotte N.C. 0.53 4,010,000 7,584,000 0.64
144 American Bancor, Ltd. Dickinson N.D. 0.53 5,231 9,928 0.99
145 State Street Corporation Boston Mass. 0.52 634,000 1,208,000 1.01
146 Stearns Financial Services, Inc. Saint Cloud Minn. 0.52 7,794 14,874 1.29
147 Third Federal Savings and Loan Association of Cleveland, MHC Cleveland Ohio 0.52 14,208 27,166 0.38
148 First Financial Bancorp. Cincinnati Ohio 0.52 28,628 54,822 0.79
149 Citizens Union Bancorp of Shelbyville, Inc. Shelbyville Ky. 0.52 1,883 3,642 0.87
150 MB Mutual Holding Company Manasquan N.J. 0.52 2,825 5,466 0.64
151 Dacotah Banks, Inc. Aberdeen S.D. 0.51 6,877 13,460 1.02
152 M&T Bank Corporation Buffalo N.Y. 0.50 268,822 536,843 0.89
153 Spend Life Wisely Company, Inc. Durant Okla. 0.48 24,636 51,066 1.21
154 Provident Financial Services, Inc. Jersey City N.J. 0.48 14,931 31,195 0.60
155 National Bank Holdings Corporation Greenwood Village Colo. 0.48 15,824 33,180 1.08
156 Business First Bancshares, Inc. Baton Rouge La. 0.48 4,499 9,435 0.80
157 University Financial Corp, GBC Saint Paul Minn. 0.47 3,180 6,797 1.12
158 WesBanco, Inc. Wheeling W.Va. 0.47 23,396 50,153 0.59
159 Wintrust Financial Corporation Rosemont Ill. 0.46 62,812 136,290 0.69
160 Cambridge Financial Group, Inc. Cambridge Mass. 0.46 6,271 13,631 0.57
161 F.N.B. Corporation Pittsburgh Pa. 0.46 47,417 103,738 0.55
162 First Busey Corporation Champaign Ill. 0.45 15,364 34,003 0.64
163 Citigroup Inc. New York N.Y. 0.45 2,522,000 5,654,000 0.49
164 Community Trust Bancorp, Inc. Pikeville Ky. 0.44 6,579 15,031 0.60
165 Central Bancshares, Inc. Lexington Ky. 0.44 5,903 13,498 0.87
166 Orrstown Financial Services, Inc. Shippensburg Pa. 0.44 5,068 11,594 0.86
167 Cullen/Frost Bankers, Inc. San Antonio Tex. 0.44 54,753 125,480 0.66
168 BancPlus Corporation Ridgeland Miss. 0.43 7,676 17,702 1.00
169 Apple Financial Holdings, Inc. New York N.Y. 0.43 14,036 32,739 0.37
170 Dollar Mutual Bancorp Pittsburgh Pa. 0.42 12,562 29,837 0.55
171 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 0.41 6,030 14,563 0.34
172 Peoples Bancorp of North Carolina, Inc. Newton N.C. 0.41 2,367 5,724 0.79
173 Blackhawk Bancorp, Inc. Beloit Wis. 0.41 2,074 5,035 0.86
174 HBT Financial, Inc. Bloomington Ill. 0.41 6,221 15,188 0.78
175 Central Pacific Financial Corp. Honolulu Hawaii 0.41 8,326 20,347 0.56
176 Commerce Bancshares, Inc. Kansas City Mo. 0.40 51,857 128,937 0.80
177 Associated Banc-Corp Green Bay Wis. 0.40 45,838 114,200 0.56
178 Heartland Financial USA, Inc. Dubuque Iowa 0.40 20,040 50,001 0.61
179 Hawaiian Electric Industries, Inc. Honolulu Hawaii 0.40 33,420 83,424 0.98
180 BOK Financial Corporation Tulsa Okla. 0.40 62,079 156,181 0.55
181 Morgan Stanley New York N.Y. 0.40 1,698,000 4,283,000 0.74
182 South State Corporation Winter Haven Fla. 0.40 24,110 60,975 0.60
183 Minnwest Corporation Minnetonka Minn. 0.39 3,696 9,509 0.73
184 Webster Financial Corporation Waterbury Conn. 0.38 38,199 101,862 0.50
185 Goldman Sachs Group, Inc. New York N.Y. 0.37 1,213,000 3,235,000 0.46
186 Bangor Bancorp, MHC Bangor Maine 0.37 9,219 24,599 0.78
187 Hometown Financial Group MHC Easthampton Mass. 0.37 4,053 10,875 0.54
188 FB Corporation Creve Coeur Mo. 0.37 9,546 25,668 0.62
189 Community Bancshares of Mississippi, Inc. Brandon Miss. 0.37 5,705 15,360 0.69
190 Southern First Bancshares, Inc. Greenville S.C. 0.37 2,832 7,665 0.51
191 New Hampshire Mutual Bancorp Concord N.H. 0.37 3,929 10,741 0.67
192 Flagstar Bancorp, Inc. Troy Mich. 0.36 45,517 126,227 0.78
193 Sandy Spring Bancorp, Inc. Olney Md. 0.36 9,987 28,054 0.46
194 Chemung Financial Corporation Elmira N.Y. 0.36 2,492 7,019 0.55
195 Pinnacle Financial Partners, Inc. Nashville Tenn. 0.35 28,356 80,480 0.40
196 Woodforest Financial Group, Inc. The Woodlands Tex. 0.34 27,935 80,981 1.65
197 Regions Financial Corporation Birmingham Ala. 0.34 162,000 472,000 0.52
198 Lincoln Bancorp Reinbeck Iowa 0.34 2,760 8,050 0.81
199 Johnson Financial Group, Inc. Racine Wis. 0.34 12,775 37,262 0.96
200 South Plains Financial, Inc. Lubbock Tex. 0.34 7,083 20,810 0.88
Note: Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Aug. 7, 2020.

© 2020 American Banker

Source: https://www.spglobal.com/en/
Compensation Banks, thrifts and holding companies Community banks