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Banks, thrifts and holding companies Compensation

U.S. Bank Holding Companies with the Highest Multiples of Net Income to Salary and Benefits

May 15, 2017, 4:14 p.m. EDT 1 Min Read

On Dec. 31, 2016. Dollars in thousands

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U.S. Bank Holding Companies with the Highest Multiples of Net Income to Salary and Benefits
Rank Company City State Multiple Net income (loss) Salary and benefits Return on average assets
1 NexBank Capital Inc. Dallas Texas 3.32 $83,363 $25,099 2.47
2 Clayton HC Inc. Knoxville Tenn. 3.24 47,859 14,792 4.16
3 Briscoe Ranch Inc. Uvalde Texas 3.09 28,227 9,129 1.69
4 Sterling Bancorp Inc. Southfield Mich. 2.40 34,417 14,354 1.80
5 Merchants Bancorp Carmel Ind. 2.34 33,127 14,163 1.24
6 Bank of the Ozarks Inc. Little Rock Ark. 2.20 269,979 122,832 1.90
7 Lakeside Bancorp Inc. Chicago Ill. 2.02 31,921 15,800 2.40
8 Capitol Federal Financial Inc. Topeka Kan. 1.99 83,354 41,806 0.74
9 United National Corp. Sioux Falls S.D. 1.98 331,797 167,983 13.13
10 Lauritzen Corp. Omaha Neb. 1.97 75,043 38,072 6.40
11 Olney Bancshares of Texas Inc. Olney Texas 1.95 67,884 34,857 2.36
12 Inwood Bancshares Inc. Dallas Texas 1.88 41,926 22,272 1.79
13 ServisFirst Bancshares Inc. Birmingham Ala. 1.85 81,479 43,956 1.42
14 Cathay General Bancorp Los Angeles Calif. 1.80 175,099 97,348 1.31
15 Sun Bancorp Inc. Mount Laurel N.J. 1.76 61,417 34,971 2.81
16 Home BancShares Inc. Conway Ark. 1.74 177,146 101,962 1.85
17 Discover Financial Services Riverwoods Ill. 1.71 2,392,850 1,399,852 2.69
18 BofI Holding Inc. San Diego Calif. 1.69 126,838 74,837 1.68
19 Villages Bancorp. Inc. The Villages Fla. 1.61 21,819 13,522 1.10
20 Traditional Bancorp. Inc. Mount Sterling Ky. 1.57 24,131 15,354 1.86
21 Industry Bancshares Inc. Industry Texas 1.54 44,101 28,584 1.27
22 Washington Federal Inc. Seattle Wash. 1.53 170,197 111,465 1.15
23 Synchrony Financial Stamford Conn. 1.52 2,250,982 1,482,641 2.66
24 Stearns Financial Services Inc. St. Cloud Minn. 1.51 51,852 34,302 2.59
Oritani Financial Corp. Township of Washington N.J. 1.51 46,249 30,671 1.26
26 Amboy Bancorp. Old Bridge N.J. 1.49 31,749 21,314 1.34
27 Dime Community Bancshares Inc. Brooklyn N.Y. 1.45 72,514 50,054 1.31
28 Eagle Bancorp Inc. Bethesda Md. 1.44 96,783 67,010 1.50
29 East West Bancorp Inc. Pasadena Calif. 1.43 431,677 301,127 1.30
30 New York Community Bancorp Inc. Westbury N.Y. 1.41 495,401 351,436 1.00
31 PacWest Bancorp Beverly Hills Calif. 1.40 352,166 251,913 1.67
32 Prosperity Bancshares Inc. Houston Texas 1.39 274,465 197,897 1.25
33 RBB Bancorp Los Angeles Calif. 1.38 19,079 13,784 1.37
Lakeland Financial Corp. Warsaw Ind. 1.38 52,071 37,724 1.29
Western Alliance Bancorp. Phoenix Ariz. 1.38 259,798 188,810 1.61
West Bancorp. Inc. West Des Moines Iowa 1.38 23,016 16,731 1.28
37 John Deere Capital Corp. Reno Nev. 1.37 318,343 231,617 0.91
38 Luther Burbank Corp. Santa Rosa Calif. 1.36 52,121 38,199 1.11
Midland Financial Co. Oklahoma City Okla. 1.36 299,542 220,074 2.37
40 Byline Bancorp Inc. Chicago Ill. 1.33 66,729 50,335 2.42
41 FCB Financial Holdings Inc. Weston Fla. 1.32 99,916 75,653 1.23
42 Manhattan Banking Corp. Manhattan Kan. 1.31 31,863 24,253 2.01
43 Pinnacle Bancorp Inc. Omaha Neb. 1.29 164,028 126,879 1.74
44 Hometown Banc Corp Grand Island Neb. 1.27 18,120 14,306 1.47
45 Stockman Financial Corp. Miles City Mont. 1.26 59,144 46,861 1.87
Hometown Community Bancorp Inc. Morton Ill. 1.26 44,743 35,591 1.36
47 First Security Bancorp Searcy Ark. 1.24 102,232 82,739 2.01
48 Ida Grove Bancshares Inc. Ida Grove Iowa 1.23 21,728 17,678 1.58
49 CVB Financial Corp. Ontario Calif. 1.22 101,429 83,314 1.27
Xenith Bankshares Inc. Richmond Va. 1.22 58,212 47,816 2.27
51 United Bankshares Inc. Charleston W.Va. 1.20 147,083 122,246 1.10
WestStar Bank Holding Co. Inc. El Paso Texas 1.20 26,987 22,496 2.09
53 First Bancorp Inc. Damariscotta Maine 1.19 18,009 15,160 1.12
54 Beal Financial Corp. Plano Texas 1.17 72,317 61,847 0.98
National Bankshares Inc. Blacksburg Va. 1.17 14,942 12,792 1.24
TrustCo Bank Corp NY Glenville N.Y. 1.17 42,601 36,508 0.89
57 Customers Bancorp Inc. Wyomissing Pa. 1.16 78,702 67,877 0.86
58 Crews Banking Corp. Wauchula Fla. 1.15 24,090 21,014 1.78
First Financial Bankshares Inc. Abilene Texas 1.15 104,774 91,455 1.61
60 Northern Bancorp Inc. Woburn Mass. 1.14 20,160 17,609 1.33
First Citizens Financial Corp. Mason City Iowa 1.14 18,573 16,252 1.53
Westamerica Bancorp. San Rafael Calif. 1.14 58,853 51,507 1.12
Choice Financial Holdings Inc. Fargo N.D. 1.14 25,102 22,034 2.23
64 Ambank Co. Inc. Sioux Center Iowa 1.13 17,364 15,354 1.57
65 Bank First National Corp. Manitowoc Wis. 1.12 14,913 13,314 1.13
Republic Bancorp Co. Oak Brook Ill. 1.12 26,338 23,582 1.51
67 Great Western Bancorp Inc. Sioux Falls S.D. 1.11 127,695 115,024 1.19
E-Trade Financial Corp. New York N.Y. 1.11 551,729 497,849 1.15
69 Educational Services of America Inc. Farragut Tenn. 1.10 23,346 21,137 0.68
NEB Corp. Fond du Lac Wis. 1.10 24,091 21,947 1.27
71 Bridgewater Bancshares Inc. Bloomington Minn. 1.09 13,214 12,087 NA
72 Plains Bancorp Inc. Dimmitt Texas 1.08 18,554 17,115 1.62
Central Community Corp. Temple Texas 1.08 20,801 19,309 1.46
74 Magnolia Banking Corp. Magnolia Ark. 1.07 19,835 18,464 1.54
Ally Financial Inc. Detroit Mich. 1.07 1,067,000 994,000 0.68
Independence Bancshares Inc. Owensboro Ky. 1.07 28,362 26,424 1.50
LegacyTexas Financial Group Inc. Plano Texas 1.07 97,824 91,240 1.24
78 First of Long Island Corp. Glen Head N.Y. 1.06 30,880 29,005 0.93
Sterling Bancorp Montebello N.Y. 1.06 139,972 131,770 1.09
80 Flushing Financial Corp. Uniondale N.Y. 1.05 64,916 61,589 1.10
Heartland Bancorp Inc. Bloomington Ill. 1.05 52,565 49,948 1.77
82 Hills Bancorp. Hills Iowa 1.04 31,555 30,275 1.23
International Bancshares Corp. Laredo Texas 1.04 133,932 128,661 1.13
84 Severn Bancorp Inc. Annapolis Md. 1.03 15,540 15,038 1.99
Hope Bancorp Inc. Los Angeles Calif. 1.03 113,747 110,259 1.10
American Express Co. New York N.Y. 1.03 5,412,000 5,259,000 3.42
87 City Holding Co. Cross Lanes W.Va. 1.02 52,128 50,967 1.36
88 BankUnited Inc. Miami Lakes Fla. 1.01 225,741 222,485 0.87
Parkway Bancorp Inc. Harwood Heights Ill. 1.01 17,904 17,731 0.74
Silver Queen Financial Services Inc. Greenwood Village Colo. 1.01 8,251 8,175 0.44
Starion Bancorp. Bismarck N.D. 1.01 18,387 18,234 1.52
92 ConnectOne Bancorp Inc. Englewood Cliffs N.J. 1.00 31,082 31,030 0.73
Ames National Corp. Ames Iowa 1.00 15,735 15,737 1.19
Royal Bancshares of Pennsylvania Inc. Bala Cynwyd Pa. 1.00 10,375 10,398 1.29
95 Enterprise Financial Services Corp Clayton Mo. 0.97 48,837 50,097 1.29
USAmeriBancorp Inc. Clearwater Fla. 0.97 43,371 44,852 1.12
97 Hawaiian Electric Industries Inc. Honolulu Hawaii 0.95 248,256 262,610 2.06
98 Louisiana Community Bancorp Inc. Houma La. 0.94 16,226 17,204 NA
United Bank Corp. Barnesville Ga. 0.94 21,816 23,193 1.83
100 Franklin Financial Network Inc. Franklin Tenn. 0.93 28,057 30,029 1.10
U.S. Bancorp Minneapolis Minn. 0.93 5,888,000 6,331,000 1.36
102 S&T Bancorp Inc. Indiana Pa. 0.92 71,392 77,325 1.09
United Community Bancorp Inc. Chatham Ill. 0.92 24,375 26,444 1.27
Investors Bancorp Inc. Short Hills N.J. 0.92 192,125 208,801 0.88
105 PrivateBancorp Inc. Chicago Ill. 0.91 208,357 227,777 1.14
1st Summit Bancorp of Johnstown Inc. Johnstown Pa. 0.91 10,136 11,134 1.05
Texas Independent Bancshares Inc. Texas City Texas 0.91 18,215 20,046 1.87
Amarillo National Bancorp Inc. Amarillo Texas 0.91 48,550 53,500 1.30
First Keystone Corp. Berwick Pa. 0.91 9,472 10,458 0.96
110 FirstBank Holding Co. Lakewood Colo. 0.90 190,630 210,695 1.18
Pinnacle Financial Partners Inc. Nashville Tenn. 0.90 127,225 140,819 1.27
First Bancorp Inc. Lebanon Va. 0.90 20,069 22,413 1.31
113 Bank of Hawaii Corp. Honolulu Hawaii 0.89 181,461 204,510 1.15
114 Summit Financial Group Inc. Moorefield W.Va. 0.88 17,297 19,573 1.08
Southern National Bancorp of Virginia Inc. McLean Va. 0.88 10,312 11,675 0.95
Peoples Financial Services Corp. Scranton Pa. 0.88 19,584 22,193 1.02
Apple Financial Holdings Inc. New York N.Y. 0.88 62,853 71,274 0.49
Unity Bancorp Inc. Clinton N.J. 0.88 13,209 15,018 1.17
First Artesia Bancshares Inc. Artesia N.M. 0.88 15,758 17,939 1.44
Veritex Holdings Inc. Dallas Texas 0.88 12,551 14,332 1.06
121 Pioneer Bancshares Inc. Dripping Springs Texas 0.87 21,749 24,998 2.01
Bank of Marin Bancorp Novato Calif. 0.87 23,134 26,663 1.15
Bridge Bancorp Inc. Bridgehampton N.Y. 0.87 35,491 40,913 0.92
124 Blackhawk Bancorp. Inc. Milan Ill. 0.86 10,269 11,883 0.83
Citizens National Banc Corp. Meridian Miss. 0.86 18,135 20,997 1.43
126 First Guaranty Bancshares Inc. Hammond La. 0.85 14,093 16,577 0.97
Ironhorse Financial Group Inc. Muskogee Okla. 0.85 26,575 31,411 1.93
128 Hanmi Financial Corp. Los Angeles Calif. 0.84 56,489 66,918 1.29
1867 Western Financial Corp. Stockton Calif. 0.84 33,920 40,288 1.32
Territorial Bancorp Inc. Honolulu Hawaii 0.84 16,347 19,509 0.88
Paragon Commercial Corp. Raleigh N.C. 0.84 13,390 16,016 0.93
132 Camden National Corp. Camden Maine 0.83 40,067 48,072 1.04
Community Trust Bancorp Inc. Pikeville Ky. 0.83 47,346 57,075 1.21
Auburn National Bancorp. Inc. Auburn Ala. 0.83 8,150 9,825 0.98
Pedcor Financial, LLC Carmel Ind. 0.83 7,308 8,812 1.67
Provident Financial Services Inc. Iselin N.J. 0.83 87,802 106,141 0.95
Stock Yards Bancorp Inc. Louisville Ky. 0.83 41,028 49,637 1.42
138 Bank of Highland Park Financial Corp. Highland Park Ill. 0.82 11,659 14,206 0.80
Grandpoint Capital Inc. Los Angeles Calif. 0.82 33,186 40,459 1.03
County Bancorp Inc. Manitowoc Wis. 0.82 10,694 13,107 0.96
JPMorgan Chase & Co. New York N.Y. 0.82 24,733,000 30,342,000 1.01
142 Bankwell Financial Group Inc. New Canaan Conn. 0.81 12,350 15,220 0.84
Park National Corp. Newark Ohio 0.81 86,135 106,296 1.16
M&T Bank Corp. Buffalo N.Y. 0.81 1,315,114 1,623,600 1.06
Moody Bancshares Inc. Galveston Texas 0.81 12,332 15,238 1.17
215 Holding Co. Minneapolis Minn. 0.81 9,896 12,246 1.43
Glacier Bancorp Inc. Kalispell Mont. 0.81 121,131 150,456 1.32
148 PNC Financial Services Group Inc. Pittsburgh Pa. 0.80 3,903,666 4,851,817 1.08
Southern Missouri Bancorp Inc. Poplar Bluff Mo. 0.80 14,889 18,562 1.06
Independent Bank Group Inc. McKinney Texas 0.80 53,540 66,762 0.98
German American Bancorp Inc. Jasper Ind. 0.80 35,184 43,961 1.25
Arbor Bancorp Inc. Ann Arbor Mich. 0.80 16,476 20,612 1.34
OFG Bancorp San Juan Puerto Rico 0.80 59,186 74,055 0.88
Valley View Bancshares Inc. Overland Park Kan. 0.80 29,882 37,585 0.92
155 American National Corp. Omaha Neb. 0.79 37,835 47,637 1.23
Fifth Third Bancorp Cincinnati Ohio 0.79 1,564,419 1,975,542 1.11
First Merchants Corp. Muncie Ind. 0.79 81,051 102,552 1.18
Heritage Commerce Corp San Jose Calif. 0.79 27,381 34,660 1.13
159 Citizens Union Bancorp of Shelbyville Inc. Shelbyville Ky. 0.78 10,689 13,640 1.57
Citizens & Northern Corp. Wellsboro Pa. 0.78 15,762 20,128 1.29
Farmers & Merchants Bancorp Inc. Archbold Ohio 0.78 11,664 14,943 1.14
Intrust Financial Corp. Wichita Kan. 0.78 57,671 74,093 1.21
163 Arrow Financial Corp. Glens Falls N.Y. 0.77 26,534 34,330 1.06
WesBanco Inc. Wheeling W.Va. 0.77 86,635 112,233 0.97
Southside Bancshares Inc. Tyler Texas 0.77 49,349 63,978 0.95
Citizens Financial Services Inc. Mansfield Pa. 0.77 12,638 16,410 1.06
Charles Schwab Corp. San Francisco Calif. 0.77 1,889,000 2,454,000 0.95
First Community Financial Partners Inc. Joliet Ill. 0.77 11,106 14,442 0.97
First Fidelity Bancorp Inc. Oklahoma City Okla. 0.77 17,866 23,253 1.20
170 Cullen/Frost Bankers Inc. San Antonio Texas 0.76 304,261 397,870 1.06
Timberland Bancorp Inc. Hoquiam Wash. 0.76 10,773 14,130 1.24
Citizens Bancorp Investment Inc. Lafayette Tenn. 0.76 8,884 11,653 1.04
Bar Harbor Bankshares Bar Harbor Maine 0.76 14,933 19,775 0.89
174 Great Southern Bancorp Inc. Springfield Mo. 0.75 45,341 60,066 1.04
Longview Financial Corp. Longview Texas 0.75 24,615 32,623 1.09
Pacific Premier Bancorp Inc. Irvine Calif. 0.75 40,103 53,210 1.11
Central Bancompany Inc. Jefferson City Mo. 0.75 142,028 189,133 1.16
People's Utah Bancorp American Fork Utah 0.75 23,610 31,441 1.48
Adam Bank Group Inc. College Station Texas 0.75 11,334 15,123 1.00
SVB Financial Group Santa Clara Calif. 0.75 382,685 511,394 0.87
American National Bankshares Inc. Danville Va. 0.75 16,301 21,833 1.02
182 First Farmers Financial Corp. Converse Ind. 0.74 17,033 22,879 1.10
First Volunteer Corp. Chattanooga Tenn. 0.74 12,288 16,513 1.35
Wilson Bank Holding Co. Lebanon Tenn. 0.74 25,633 34,489 1.21
QNB Corp. Quakertown Pa. 0.74 8,924 12,011 0.87
BOU Bancorp Inc. Ogden Utah 0.74 16,672 22,524 1.64
Lakeland Bancorp Inc. Oak Ridge N.J. 0.74 41,518 56,107 0.90
Westbrand Inc. Minot N.D. 0.74 11,082 14,986 1.10
189 United Community Banks Inc. Blairsville Ga. 0.73 100,656 137,172 1.00
Mercantile Bank Corp. Grand Rapids Mich. 0.73 31,913 43,524 1.07
BNC Bancorp High Point N.C. 0.73 62,913 86,168 1.00
First Financial Corp. Terre Haute Ind. 0.73 38,413 52,636 1.30
First American Bank Corp. Elk Grove Village Ill. 0.73 39,888 54,681 1.16
194 First Bank Corp Fort Smith Ark. 0.72 22,389 30,933 1.35
First Financial Bancorp. Cincinnati Ohio 0.72 88,526 122,361 1.07
Falcon Bancshares Inc. Laredo Texas 0.72 11,461 15,870 1.12
First Defiance Financial Corp. Defiance Ohio 0.72 28,843 40,052 1.20
Southern First Bancshares Inc. Greenville S.C. 0.72 13,036 18,187 1.04
AFNB Holdings Inc. Houston Texas 0.72 12,494 17,456 1.00
200 Valley National Bancorp Wayne N.J. 0.71 168,146 235,853 0.76

Note: Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 12, 2017.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com
)

Banks, thrifts and holding companies Compensation