U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits

February 02, 2006, 10:08 a.m. EST 1 Min Read

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U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits
In the third quarter of 2005. Dollars in thousands Published February 2, 2006
Related Table: Net Income Leaders in the Group/Leaders in Return on Assets
Rank		Multiple	Net income	Salaries and benefits	Return on average assets
1	Elgin Bancshares Inc. Ill.	6.30	$2,564	$407	3.16%
2	Amboy Bancorp. Old Bridge, N.J.	6.21	22,544	3,629	3.45
3	Dairyland Bank Holding Corp. La Crosse, Wis.	4.68	1,468	314	2.84
4	SBT Bancshares Inc. Irving, Tex.	4.33	2,195	507	4.13
5	Hershenhorn Bancorp. Inc. Palatine, Ill.	4.11	5,358	1,303	4.40
6	Vermillion Bancshares Inc. Minn.	4.00	2,811	703	3.60
7	Pawnee Holding Co. Inc. Tulsa	3.95	1,755	444	2.28
8	Corn Belt Bancorp Inc. Pittsfield, Ill.	3.70	1,302	352	2.11
9	Corus Bankshares Inc. Chicago	3.63	39,832	10,966	2.26
10	SBC Inc. Countryside, Ill.	3.58	8,013	2,241	3.23
11	Yellowstone Holding Co. Columbus, Mont.	3.54	3,187	901	4.04
12	Intervest Bancshares Corp. New York	3.42	4,566	1,336	1.17
13	InvestorsBancorp Inc. Waukesha, Wis.	3.33	1,416	425	2.07
14	First Financial Holdings MHC Renton, Wash.	3.22	2,071	644	1.04
15	W Holding Co. Inc. Mayaguez, Puerto Rico	3.22	40,015	12,445	1.03
16	New York Community Bancorp Inc. Westbury	2.98	77,615	26,056	1.24
17	F.B.H. Corp. Fayette, Ala.	2.95	1,173	397	2.79
18	High Point Financial Services Inc. Forreston, Ill.	2.79	1,179	423	2.13
19	Hayward Bancshares Inc. Eau Claire, Wis.	2.78	1,957	703	2.67
20	Washington First Financial Group Inc. Seattle, Wash.	2.74	2,623	958	2.00
21	Community Bank Corp. Park Ridge, Ill.	2.73	1,140	417	2.44
22	Stockmans Financial Group Elk Grove, Calif.	2.72	2,324	855	2.65
23	Dentel Bancorp. Victor, Iowa	2.65	1,151	435	2.09
24	Forstrom Bancorp. Inc. Clara City, Minn.	2.59	2,041	789	2.06
25	First Arkansas Bancshares Inc. Jacksonville	2.55	4,292	1,681	4.97
26	Lincoln Savings Bank Corp. Ill.	2.55	1,743	684	3.99
27	Stearns Financial Services Inc. St. Cloud, Minn.	2.51	13,358	5,319	3.78
28	Neffs Bancorp Inc. Pa.	2.48	738	298	1.39
29	New Era Bancorp. Inc. Fredericktown, Mo.	2.42	1,380	571	2.52
30	First Illinois Bancorp Inc. East St. Louis	2.39	2,347	981	2.81
31	Five Star Bancorp Rocklin, Calif.	2.38	1,282	539	2.37
32	Germantown Banc Corp. Ill.	2.37	1,092	461	1.60
33	Farmers National Bancorp of Cynthiana Inc. Ky.	2.36	983	416	2.24
34	Florida Community Banks Inc. Immokalee	2.29	4,918	2,150	2.40
35	INB Financial Corp. McAllen, Tex.	2.28	6,543	2,876	2.55
36	Grace Investment Co. Inc. Alva, Okla.	2.27	1,285	567	2.13
37	Norlo Inc. Prior Lake, Minn.	2.22	1,381	621	3.37
38	East West Bancorp Inc. San Marino, Calif.	2.20	28,583	13,016	1.61
39	United National Corp. Sioux Falls, S.D.	2.19	57,977	26,485	21.56
40	Fidelity Bancshares Inc. Edina, Minn.	2.16	2,907	1,345	2.66
41	Heritage Group Inc. Aurora, Neb.	2.16	2,559	1,185	2.33
42	PTB Corp. Salem, Ore.	2.16	1,879	871	2.89
43	Lakeside Bancorp Inc. Chicago	2.15	4,752	2,212	2.85
44	Westamerica Bancorp. San Rafael, Calif.	2.14	29,194	13,621	2.28
45	Triangle Financial Group Inc. Loganville, Ga.	2.13	2,094	984	2.28
46	Community Bancshares of Marysville Inc. Kan.	2.12	1,154	544	1.99
47	Banking Corp. of Florida Naples	2.12	1,417	669	1.67
48	Thornton Holding Co. Inc. Douglasville, Ga.	2.10	2,272	1,080	2.78
49	Security Pacific Bancorp Los Angeles	2.09	3,034	1,452	2.51
50	Albany Bancshares Inc. Tex.	2.08	1,444	694	2.46
51	ONB Financial Services Inc. Ocala, Fla.	2.06	1,767	857	3.85
52	Inwood Bancshares Inc. Dallas	2.06	6,194	3,013	2.37
53	First National Corp. of Picayune Miss.	2.04	1,345	658	3.23
54	Calvin B. Taylor Bankshares Inc. Berlin, Md.	2.03	1,906	938	1.85
55	Bosshard Banco Ltd. LaCrosse, Wis.	2.03	1,149	566	1.53
56	Columbian Financial Corp. Overland Park, Kan.	2.03	2,161	1,067	2.37
57	Coastal Bancshares Inc. Pearland, Tex.	2.02	1,561	774	2.88
58	Pueblo Bancorp. Colo.	2.01	3,502	1,744	3.91
59	First Mutual Bancorp of Illinois Inc. Harvey	2.01	2,875	1,433	1.55
60	Cathay General Bancorp Inc. Los Angeles	1.99	26,685	13,393	1.76
61	Converse County Capital Corp. Douglas, Wyo.	1.98	1,027	518	2.27
62	UCBH Holdings Inc. San Francisco	1.98	25,523	12,894	1.43
63	Hemet Bancorp Riverside, Calif.	1.96	2,376	1,210	2.49
64	Alikat Investments Inc. Gurnee, Ill.	1.95	1,810	926	1.40
65	Security Bancshares Co. Glencoe, Minn.	1.95	1,619	832	1.93
66	City National Bancshares Inc. Miami	1.93	16,170	8,364	2.30
67	Kremlin Bancshares Inc. Okla.	1.93	1,027	532	2.81
68	West Bancorp. Inc. West Des Moines	1.92	4,963	2,580	1.67
69	First Fabens Bancorp. Inc. Tex.	1.92	1,393	725	2.77
70	Nashville Holding Co. Ga.	1.92	1,432	747	2.18
71	Bank of Southside Virginia Corp. Carson	1.90	2,739	1,445	2.38
72	First Alamogordo Bancorp of Nevada Inc. Reno	1.89	1,639	865	2.37
73	Sterling BancGroup Inc. Lantana, Fla.	1.89	2,029	1,073	2.77
74	First National Talladega Corp. Ala.	1.88	1,227	653	1.86
75	Giant Holdings Inc. Fort Lauderdale, Fla.	1.87	1,027	550	1.45
76	First National Monahans Bancshares Inc. Tex.	1.85	796	430	1.42
77	River Holding Co. Stoddard, Wis.	1.84	1,039	566	1.87
78	Bancorp of Rantoul Inc. Ill.	1.83	789	431	2.00
79	Quail Creek Bancshares Inc. Oklahoma City	1.81	2,045	1,127	2.77
80	Hillcrest Bancshares Inc. Overland Park, Kan.	1.80	4,378	2,436	1.32
81	Horizon Bancorp Inc. Duluth, Ga.	1.79	1,269	707	2.23
82	Berco Inc. Bennington, Kan.	1.79	1,489	830	2.13
83	Alliance Financial Services Inc. St. Paul	1.79	3,986	2,231	2.85
84	First Bancshares Corp. Gladstone, Mich.	1.78	1,090	612	2.74
85	Nekoosa Port Edwards Bancorp. Inc. Nekoosa, Wis.	1.78	554	312	1.28
86	Stockman Financial Corp. Miles City, Mont.	1.77	7,531	4,251	2.82
87	Peoples Bancorp Inc. Prairie Du Chien, Wis.	1.77	1,155	652	1.73
88	Georgia Banking Co. Inc. Atlanta	1.76	1,296	738	2.12
89	St. Martin Bancshares Inc. St. Martinville, La.	1.75	1,089	622	2.52
90	Brighton Bancorp Salt Lake City	1.74	1,765	1,012	3.99
91	Sun Financial Corp. St. Peters, Mo.	1.74	2,212	1,269	2.24
92	North Fork Bancorp. Inc. Melville, N.Y.	1.74	237,296	136,300	1.62
93	Fidelity Corp. Burke, S.D.	1.74	1,585	911	3.09
94	Silver State Bancorp Henderson, Nev.	1.73	4,735	2,736	2.41
95	Pella Financial Group Inc. Iowa	1.73	839	486	2.14
96	Chambers Bancshares Inc. Danville, Ark.	1.72	3,812	2,214	2.13
97	Magnolia Bankshares Inc. Eastman, Ga.	1.72	1,407	819	2.54
98	Gwinnett Commercial Group LLC Lawrenceville, Ga.	1.70	2,092	1,233	1.87
99	Bosshard Financial Group Inc. La Crosse, Wis.	1.69	632	374	1.48
100	NW Bancshares Inc. Chippewa Falls, Wis.	1.69	1,478	875	2.01
101	United Bankshares Inc. Charleston, W.Va.	1.69	25,449	15,077	1.56
102	GNB Bankshares Corp. Grundy, Va.	1.68	952	565	1.61
103	Austin Colony Inc. Lake Jackson, Tex.	1.68	584	347	1.29
104	First National Bancorp Inc. Green Forest, Ark.	1.68	1,698	1,013	2.14
105	Midwest Banc Holdings Inc. Melrose Park, Ill.	1.68	11,542	6,889	1.94
106	Hansen Bancorp. Lawler, Iowa	1.67	639	382	1.49
107	Security Financial Services Corp. Durand, Wis.	1.67	1,018	609	1.54
108	United Bancorp. of Wyoming Inc. Jackson	1.67	6,959	4,174	2.46
109	Citizens Bancshares of Hutchinson Inc. Minn.	1.66	838	504	2.07
110	Carlsbad Bancorp. Inc. N.M.	1.66	1,150	694	2.50
111	Western Commerce Bancshares of Carlsbad Inc. N.M.	1.65	1,724	1,042	2.56
112	Prairie Financial Corp. Bridgeview, Ill.	1.65	2,405	1,456	1.97
113	Putnam Bancshares Inc. Hurricane, W.Va.	1.65	1,563	949	1.36
114	Chambanco Inc. Chambers, Neb.	1.64	194	118	1.96
115	Gato Holdings Inc. Thief River Falls, Minn.	1.64	972	592	2.18
116	S&T Bancorp Inc. Indiana, Pa.	1.64	14,367	8,755	1.88
117	Crockett County National Bancshares Inc. Ozona, Tex.	1.64	1,108	677	2.43
118	RSNB Bancorp Rock Springs, Wyo.	1.63	1,483	908	2.36
119	Kansas Natural Gas Inc. Hays	1.63	2,231	1,366	4.15
120	U.S. Bancorp Minneapolis	1.63	1,154,000	708,000	2.24
121	First Bemidji Holding Co. Minn.	1.62	1,904	1,175	2.00
122	Big Sandy Holding Co. Limon, Colo.	1.62	3,460	2,137	1.63
123	Heritage Community Bancorp. Riverdale, Ill.	1.62	1,910	1,180	2.47
124	FMB Banking Corp. Monticello, Fla.	1.62	2,248	1,391	2.47
125	Manhattan Banking Corp. Kan.	1.61	1,652	1,023	1.37
126	Bank of Highland Park Financial Corp. Ill.	1.61	2,330	1,445	1.17
127	Franklin Resources Inc. San Mateo, Calif.	1.61	334,495	207,906	15.23
128	First National Bank of Gillette Holding Co. Wyo.	1.61	1,406	874	2.34
129	W.S.B. Inc. Washington, Iowa	1.61	629	391	1.42
130	WFC Inc. Waukon, Iowa	1.61	792	493	1.96
131	Western Springs Bancorp Inc. Hoffman Estates, Ill.	1.60	985	617	2.15
132	Citywide Banks of Colorado Inc. Aurora	1.60	4,146	2,599	2.18
133	Southern National Corp. Andalusia, Ala.	1.59	1,293	812	2.28
134	American National Bancorp Inc. Appleton, Wis.	1.59	541	340	1.25
135	Diamond Bancorp Inc. Washington, Mo.	1.59	3,258	2,048	2.85
136	New Tripoli Bancorp Inc. Pa.	1.59	972	612	1.64
137	Parke Bancorp Inc. Sewell, N.J.	1.59	889	560	1.33
138	Hanmi Financial Corp. Los Angeles	1.59	14,969	9,438	1.82
139	Prophetstown Banking Co. Ill.	1.58	801	506	1.24
140	First Keystone Corp. Berwick, Pa.	1.58	1,804	1,143	1.41
141	PDS Bancorp Inc. Prairie Du Sac, Wis.	1.58	924	586	1.79
142	Olney Bancshares of Texas Inc.	1.58	4,299	2,728	1.82
143	West Financial Inc. El Paso, Tex.	1.57	3,430	2,179	2.20
144	WCN Bancorp Inc. Wisconsin Rapids, Wis.	1.57	1,446	920	2.39
145	First McMinnville Corp. Tenn.	1.57	1,149	732	1.49
146	Royal Bancshares of Pennsylvania Inc. Narberth	1.57	4,903	3,124	1.55
147	Pinnacle Financial Corp. Elberton, Ga.	1.57	2,527	1,611	2.64
148	First American Bankshares Inc. Fort Atkinson, Wis.	1.57	1,114	711	2.07
149	Independent Bancorp. Ltd. Little Chute, Wis.	1.56	676	433	1.52
150	Crews Banking Corp. Wauchula, Fla.	1.56	5,998	3,853	2.15

Only domestic holding companies that file Y-9C reports are included.

Source: SNL Financial, Charlottesville, Va. (www.snl.com)