U.S. Individual P&C Insurers with Most Net Premiums Written

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U.S. Individual P&C Insurers with Most Net Premiums Written

U.S. Individual P&C Insurers with Most Net Premiums Written
In the first half of 2004. Dollars in thousands
Published September 30, 2004
Related Table: Leaders in Volume and Percent Growth
Rank   First half Year earlier Change
1 State Farm Mutual Auto Insurance Co. Bloomington, Ill. $16,355,600 $16,083,799 1.69%
2 Allstate Insurance Co. Northbrook, Ill. 11,870,130 11,281,404 5.22
3 Nationwide Mutual Insurance Co. Columbus, Ohio 5,744,590 5,591,762 2.73
4 State Farm Fire and Casualty Co. Bloomington, Ill. 5,234,878 4,690,131 11.61
5 Zurich American Insurance Co. Schaumburg, Ill. 3,851,166 3,755,912 2.54
6 Continental Casualty Co. Chicago 3,648,582 3,324,292 9.76
7 Liberty Mutual Insurance Co. Boston 3,599,261 3,129,335 15.02
8 National Union Fire Insurance Co. of Pittsburgh New York 3,598,836 2,969,265 21.2
9 American Home Assurance Co. New York 3,560,465 2,927,007 21.64
10 Federal Insurance Co. Warren, N.J. 3,495,137 3,120,911 11.99
11 Government Employees Insurance Co. Washington 3,206,170 2,887,958 11.02
12 American Family Mutual Insurance Co. Madison, Wis. 2,956,371 2,717,366 8.8
13 Progressive Casualty Insurance Co. Mayfield Village, Ohio 2,460,877 2,906,713 -15.34
14 Farmers Insurance Exchange Los Angeles 2,383,045 2,155,877 10.54
15 St. Paul Fire and Marine Insurance Co. 2,346,872 2,308,041 1.68
16 United Services Auto Association San Antonio 2,289,841 2,170,721 5.49
17 Hartford Fire Insurance Co. Conn. 1,953,270 1,810,884 7.86
18 Erie Insurance Exchange Pa. 1,929,687 1,780,469 8.38
19 Travelers Casualty and Surety Co. Hartford, Conn. 1,862,711 1,680,078 10.87
20 National Indemnity Co. Omaha 1,830,236 1,667,345 9.77
21 Transatlantic Reinsurance Co. New York 1,605,513 1,391,436 15.39
22 Lexington Insurance Co. Boston 1,585,080 1,317,659 20.3
23 Employers Reinsurance Corp. Overland Park, Kan. 1,559,481 1,316,577 18.45
24 Hartford Accident and Indemnity Co. Conn. 1,538,612 1,426,453 7.86
25 Travelers Indemnity Co. Hartford, Conn. 1,528,184 1,378,768 10.84
26 Cincinnati Insurance Co. 1,526,476 1,414,782 7.89
27 USAA Casualty Insurance Co. San Antonio 1,514,240 1,423,473 6.38
28 Everest Reinsurance Co. Liberty Corner, N.J. 1,471,177 1,338,271 9.93
29 Firemans Fund Insurance Co. Novato, Calif. 1,466,465 1,392,661 5.3
30 Metropolitan Property and Casualty Insurance Co. Warwick, R.I. 1,464,615 1,452,742 0.82
31 Auto-Owners Insurance Co. Lansing, Mich. 1,417,262 1,376,998 2.92
32 General Reinsurance Corp. Stamford, Conn. 1,277,838 1,495,120 -14.53
33 Geico Indemnity Co. Washington, Dist of Col. 1,160,702 934,494 24.21
34 Anthem Insurance Cos. Inc. Indianapolis,, Ind. 1,144,437 954,439 19.91
35 Factory Mutual Insurance Co. Johnston, R.I. 1,064,513 1,257,163 -15.32
36 Interinsurance Exchange of the Automobile Club Santa Ana, Calif. 1,039,040 976,854 6.37
37 California State Auto Assn. Inter-Insurance San Francisco 1,025,853 984,339 4.22
38 Swiss Reinsurance America Corp. Armonk, N.Y. 971,375 955,201 1.69
39 Odyssey America Reinsurance Co. Stamford, Conn. 950,389 901,728 5.4
40 Commerce and Industry Insurance Co. New York,, N.Y. 947,062 781,386 21.2
41 Safeco Insurance Co. of America Seattle 933,800 832,345 12.19
42 Trinity Universal Insurance Co. Dallas 916,131 960,135 -4.58
43 State Farm General Insurance Co. Bloomington, Ill. 855,120 759,064 12.65
44 Employers Insurance of Wausau Wis. 843,399 790,996 6.62
45 Berkley Insurance Co. Greenwich, Conn. 813,979 677,064 20.22
46 Pacific Indemnity Co. Warren, N.J. 812,702 724,501 12.17
47 Nationwide Mutual Fire Insurance Co. Columbus, Ohio 775,554 754,921 2.73
48 American Reinsurance Co. Princeton, N.J. 760,832 682,040 11.55
49 Country Mutual Insurance Co. Bloomington, Ill. 739,770 656,801 12.63
50 Mid-Century Insurance Co. Los Angeles 736,786 666,496 10.55
51 Hanover Insurance Co. Worcester, Mass. 697,204 693,270 0.57
52 Ace American Insurance Co. Philadelphia 692,702 481,896 43.75
53 Commerce Insurance Co. Webster, Mass. 668,502 699,731 -4.46
54 21st Century Insurance Co. Woodland Hills, Calif. 663,127 592,215 11.97
55 Ace Property and Casualty Insurance Co. Philadelphia 662,420 460,830 43.74
56 Amica Mutual Insurance Co. Providence, R.I. 652,621 607,547 7.42
57 General Insurance Co. of America Seattle 650,830 580,119 12.19
58 Southern Farm Bureau Casualty Insurance Co. Ridgeland, Miss. 646,559 602,083 7.39
59 State Farm Lloyds Inc. Dallas 644,999 659,279 -2.17
60 Great American Insurance Co. Cincinnati 615,613 475,712 29.41
61 OneBeacon Insurance Co. Boston 595,617 462,845 28.69
62 Auto Club Insurance Association Dearborn, Mich. 589,580 554,925 6.24
63 Berkley Regional Insurance Co. Urbandale, Iowa 580,619 477,580 21.58
64 Ambac Assurance Corp. New York 577,399 515,491 12.01
65 Mortgage Guaranty Insurance Corp. Milwaukee 572,559 583,691 -1.91
66 Foremost Insurance Co. Grand Rapids, Mich. 572,162 476,438 20.09
67 Mercury Insurance Co. Los Angeles 569,225 515,599 10.4
68 Peerless Insurance Co. Boston 562,283 467,697 20.22
69 Progressive Northern Insurance Co. Mayfield Village, Ohio 557,180 658,124 -15.34
70 Progressive Northwestern Insurance Co. Mayfield Village, Ohio 557,180 658,124 -15.34
71 New Jersey Manufacturers Insurance Co. West Trenton 543,240 483,868 12.27
72 American States Insurance Co. Seattle 537,643 479,229 12.19
73 Liberty Mutual Fire Insurance Boston 527,125 494,372 6.63
74 Allstate New Jersey Insurance Co. Northbrook, Ill. 526,088 563,038 -6.56
75 Sentry Insurance a Mutual Co. Stevens Point, Wis. 523,460 528,012 -0.86
76 Federated Mutual Insurance Co. Owatonna, Minn. $511,383 $533,533 -4.15%
77 Partner Reinsurance Co. of the U.S. Greenwich, Conn. 504,256 578,019 -12.76
78 Mercury Casualty Co. Los Angeles 502,930 415,088 21.16
79 Zenith Insurance Co. Woodland Hills, Calif. 483,977 368,182 31.45
80 Hartford Insurance Co. of Illinois Conn. 475,374 440,721 7.86
81 Birmingham Fire Insurance Co. of Pennsylvania New York 473,531 390,693 21.2
82 Insurance Co. of the State of Pennsylvania New York 473,531 390,693 21.2
83 New Hampshire Insurance Co. New York 473,531 390,693 21.2
84 Folksamerica Reinsurance Co. New York 463,065 436,096 6.18
85 Westfield Insurance Co. Westfield Center, Ohio 457,665 444,005 3.08
86 Phoenix Insurance Co. Hartford, Conn. 457,137 412,316 10.87
87 Grange Mutual Casualty Co. Columbus, Ohio 457,077 435,791 4.88
88 MBIA Insurance Corp. Armonk, N.Y. 452,948 475,289 -4.7
89 Shelter Mutual Insurance Co. Columbia, Mo. 447,516 440,609 1.57
90 Citizens Insurance Co. of America Howell, Mich. 444,790 427,955 3.93
91 State Farm Florida Insurance Co. Winter Haven 443,410 386,611 14.69
92 Standard Fire Insurance Co. Hartford, Conn. 443,038 399,599 10.87
93 Owners Insurance Co. Lansing, Mich. 433,362 339,263 27.74
94 Travelers Casualty and Surety Co. of America Hartford, Conn. 421,981 367,558 14.81
95 Selective Insurance Co. of America Branchville, N.J. 406,879 354,057 14.92
96 American Economy Insurance Co. Seattle 396,158 353,116 12.19
97 Virginia Surety Co. Inc. Glenview, Ill. 389,636 329,295 18.32
98 Executive Risk Indemnity Inc. Warren, N.J. 382,172 340,774 12.15
99 AIU Insurance Co. New York 378,767 303,439 24.82
100 Evanston Insurance Co. Deerfield, Ill. 373,534 338,100 10.48
101 Converium Reinsurance North America Inc. Stamford, Conn. 370,484 468,854 -20.98
102 Peerless Independent Insurance Co. Boston 369,403 307,977 19.94
103 American International Insurance Co. Wilmington, Del. 368,939 313,570 17.66
104 Health Care Indemnity Inc. Nashville 364,855 383,679 -4.91
105 Radian Guaranty Inc. Philadelphia 364,701 301,797 20.84
106 State Farm Indemnity Co. Parsippany, N.J. 363,231 390,798 -7.05
107 Farm Bureau Mutual Insurance Co. West Des Moines 360,714 343,007 5.16
108 Platinum Underwriters Reinsurance Co. New York 358,656 445,008 -19.4
109 Truck Insurance Exchange Los Angeles 356,881 322,861 10.54
110 Starr Excess Liability Insurance Co. New York 356,643 296,473 20.3
111 Employers Mutual Casualty Co. Des Moines 354,383 349,474 1.4
112 State Auto Property and Casualty Insurance Co. Columbus, Ohio 353,501 331,199 6.73
113 Acuity a Mutual Insurance Co. Sheboygan, Wis. 351,311 318,033 10.46
114 Ohio Casualty Insurance Co. Fairfield 350,975 340,826 2.98
115 West American Insurance Co. Fairfield, Ohio 350,975 340,826 2.98
116 Westchester Fire Insurance Co. Philadelphia 349,242 273,044 27.91
117 Fire Insurance Exchange Los Angeles 345,369 312,446 10.54
118 Gulf Insurance Co. Dallas 343,328 265,780 29.18
119 Pacific Employers Insurance Co. Philadelphia 336,888 234,365 43.75
120 Farmers Reinsurance Co. Los Angeles 335,319 306,638 9.35
121 General Casualty Co. of Wisconsin Sun Prairie, Wis. 331,723 331,146 0.17
122 Kentucky Farm Bureau Mutual Insurance Co. Louisville 326,637 278,453 17.3
123 Progressive Specialty Insurance Co. Mayfield Village, Ohio 325,022 383,905 -15.34
124 American National Property and Casualty Co. Springfield, Mo. 323,852 284,782 13.72
125 Farmers Insurance Co. of Oregon Tigard 322,344 291,616 10.54
126 Safety Insurance Co. Boston 320,174 296,150 8.11
127 West Bend Mutual Insurance Co. Wis. 318,268 281,561 13.04
128 Liberty Insurance Corp. Boston 316,275 296,623 6.63
129 U.S. Fidelity and Guaranty Co. St. Paul 316,133 387,284 -18.37
130 Philadelphia Indemnity Insurance Co. Bala Cynwyd, Pa. 303,697 176,354 72.21
131 North Carolina Farm Bureau Mutual Insurance Co. Raleigh 295,122 281,674 4.77
132 Admiral Insurance Co. Cherry Hill, N.J. 294,087 266,129 10.51
133 United States Fire Insurance Co. Morristown, N.J. 289,293 256,996 12.57
134 Great West Casualty Co. South Sioux City, Neb. 288,817 221,893 30.16
135 Medical Protective Co. Fort Wayne, Ind. 283,085 364,371 -22.31
136 Infinity Insurance Co. Birmingham, Ala. 282,224 139,364 102.51
137 Progressive Preferred Insurance Co. Mayfield Village, Ohio 278,590 329,062 -15.34
138 Balboa Insurance Co. Irvine, Calif. 277,002 264,548 4.71
139 Scottsdale Insurance Co. Scottsdale, Ariz. 274,532 267,229 2.73
140 Xl Reinsurance America Inc. Stamford, Conn. 269,557 192,575 39.98
141 Utica Mutual Insurance Co.N.Y. 267,088 266,286 0.3
142 Electric Insurance Co. Beverly, Mass. 266,859 264,351 0.95
143 Columbia Insurance Co. Omaha 266,619 178,087 49.71
144 Hartford Steam Boiler Inspection and Insurance Co.Conn. 266,004 251,474 5.78
145 PMI Mortgage Insurance Co. Walnut Creek, Calif. 264,306 254,813 3.73
146 FCCI Insurance Co. Sarasota, Fla. 261,147 264,647 -1.32
147 Accident Fund Insurance Co. of America Lansing, Mich. 259,974 228,765 13.64
148 Hartford Casualty Insurance Co. Conn. 258,867 239,997 7.86
149 Houston Casualty Co. 255,268 217,617 17.3
150 Arbella Mutual Insurance Quincy, Mass. 250,756 254,953 -1.65


Notes: Data derived from companies’ income statements. Pooling results in the same net numbers for some affiliated companies
Source: National Underwriter Insurance Data Services (877-305-6657)
© 2004 American Banker