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The credit card giant increased its allowance for credit losses by more than $800 million following the termination of a partnership with Walmart.

Federal Trade Commission Chair Lina Khan said the "firms could be exploiting" personal data about customers to charge them higher prices.

Vice President Kamala Harris has kept a low profile in banking policy, and there is a reasonable expectation that her administration would pick up where Biden left off. But if she wanted to, Harris could reset Democrats' financial policy agenda.

The Oklahoma-based bank also struck an upbeat tone on economic conditions and credit quality after it reported a sharp quarter-over-quarter increase in net income.

Stephanie Behnke is the principal of industry and market insights at Hi Marley. As a former claims executive, CIO and Head of Innovation, Stephanie has built a career focused on understanding the business pain points of insurance carriers and implementing right-fit technology that improves adjuster and agent efficiency while ensuring policyholder experiences are modern, simple and lovable. Stephanie has experience leading major claims-based digital transformation initiatives, has successfully managed large-scale Guidewire implementations and regularly worked with carriers to architect multi-year claims technology roadmaps designed to reduce expenses without sacrificing the customer experience. Her ability to balance business outcomes with a human-centered design approach has enabled her to partner with insurance executives as they consider how to further streamline communication and collaboration efforts across the insurance ecosystem to drive efficiencies.

Cade Thompson is co-president and chief growth officer of Rocktop, a solutions-as-a-service company.

Stan Hannah, Ph.D., is a partner in Plante Moran's talent development practice.

Paul Bryant is partner of advocacy, equity and engagement at Plante Moran.

America must never cease to be the global leader in innovation and entrepreneurship. However, when it comes to bank-fintech relationships, politics and misguided regulatory forces threaten the very foundation of that innovative spirit and limit consumer choice.

Josh Jones is Chief Revenue Officer at Kapitus, one of the most reliable and respected names in small business financing. With over 15 years of experience, Josh has a specialization in building brands and has a proven track record of successfully establishing, reorganizing, and scaling businesses within FinTech. Kapitus provides growth capital to small businesses and has provided over $6 billion to over 50,000 small businesses since 2006.