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 The top five credit unions in our ranking have combined real estate loans and lines of credit of more than $217 million as of June 30. Most banks increased their loans over the last year, with Raiz Federal Credit Union seeing an increase of 230.6%.
Scroll through to see which credit unions made the top 20 and how they fared in the 12 months ending June 30.
  
Source: S&P
   | Rank | Company name | Total other RE loans and LOC 2024Q2 ($000) | Total other RE loans and LOC 2023Q2 ($000) | YOY change (%) | 
  | 20 | Harborstone Credit Union | 20,080 | 16,857 | 19.1 | 
  | 19 | CO-OP Credit Union | 20,982 | 18,985 | 10.5 | 
  | 18 | River Region Community Credit Union | 21,379 | 18,920 | 13.0 | 
  | 17 | First Florida Credit Union | 24,370 | 25,690 | -5.1 | 
  | 16 | First New York Federal Credit Union | 24,734 | 22,698 | 9.0 | 
  | 15 | Utah Community Federal Credit Union | 25,421 | 26,069 | -2.5 | 
  | 14 | Enrichment Federal Credit Union | 27,656 | 26,461 | 4.5 | 
  | 13 | Fedex Employees Credit Association Federal Credit Union | 28,615 | 27,620 | 3.6 | 
  | 12 | MAX Credit Union | 29,479 | 18,858 | 56.3 | 
  | 11 | IH Credit Union | 31,317 | 35,944 | -12.9 | 
  | 10 | Raiz Federal Credit Union | 32,401 | 9,801 | 230.6 | 
  | 9 | Grove City Federal Credit Union | 34,030 | 34,195 | -0.5 | 
  | 8 | Tinker Federal Credit Union | 34,325 | 28,844 | 19.0 | 
  | 7 | Tennessee Valley Federal Credit Union | 34,449 | 35,197 | -2.1 | 
  | 6 | Royal Credit Union | 35,999 | 24,122 | 49.2 | 
  | 5 | Vermont Federal Credit Union | 36,149 | 35,107 | 3.0 | 
  | 4 | Connex Credit Union | 36,553 | 34,006 | 7.5 | 
  | 3 | OceanAir Federal Credit Union | 40,414 | 28,792 | 40.4 | 
  | 2 | 1st Advantage Federal Credit Union | 45,635 | 49,508 | -7.8 | 
  | 1 | Whitefish Credit Union Association | 58,375 | 59,510 | -1.9 |