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Commercial real estate is facing another crisis as companies shift to work-from-home policies. Banks and regulators should brace themselves.March 30
PresidentCommunity Bank Consulting Services -
The agency issued a fair housing proposal last month that would perpetuate segregation and make it harder to detect discrimination.January 17
ProfessorGeorge Washington University
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Comptroller of the Currency Joseph Otting explains why his agency and the Federal Deposit Insurance Corp. have moved forward with a proposal to change the 42-year-old CRA.December 12
ComptrollerOffice of the Comptroller of the Currency
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These community development-focused banks need tailored regulations to expand their purpose in helping underserved areas.December 3
Founder and CEOPromontory Financial Group
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The Department of Housing and Urban Development is seeking public feedback on federal, state and local laws and regulations that may inhibit affordable housing or constrain the supply of housing.November 26
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At a House hearing covering a whole host of housing finance reform topics, Fannie Mae and Freddie Mac's regulator said "if the circumstances" call for eliminating investors, "we will."October 22
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The FHFA can go beyond a recent Trump administration report to level the playing field between the private sector and Fannie Mae and Freddie Mac.September 17
DirectorAmerican Enterprise Institute Housing Center
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The Federal Housing Finance Agency is revising the multifamily loan purchase caps for the mortgage giants Fannie Mae and Freddie Mac to increase affordable housing.September 13
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After rising between 2016 and 2018, the card issuer's charge-off rates are now steady. The trend reflects both the impact of tighter underwriting standards and the continued resilience of U.S. consumers.July 19
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Many oppose a metric-based approach, but there are ways it could actually work.July 12
Policy analystCato Institute
