teller machines from Berkeley Federal Bank and Trust, Palisades Park, N.J. The financial terms of the deal were not disclosed. Of the 118 units, 112 are in Wal-Mart, Sam's Club, and Pathmark stores, other retail sites, and at colleges and universities in New Jersey, Pennsylvania, and New York. The six remaining machines are to be placed in Wal-Mart locations in New York and New Jersey. With this acquisition, UJB will have 167 off-site ATMs, up from 49.

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