First Federal Savings Bank

First Federal Savings Bank and Trust, Pontiac, Mich., a subsidiary of First Federal Bancorp, has hired Josh C. Cox Jr. as a consultant, and upon regulatory approval he will succeed Leo D. Ottoni as president and chief executive officer of the bank and holding company.

Mr. Ottoni, 66, has retired after nearly nine years at FFB and more than 26 years in the banking industry.

Mr. Cox was president, chief executive, and a director of First Guaranty Bank and Trust Co. in Hammond, La.

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