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WASHINGTON

WASHINGTON - Seeking to make safety-and-soundness exams less taxing, the OCC released a revised small-bank examiner handbook. Page 2

COMMUNITY

The trends in demand for small-business lending do not look good for community bank profits; a Fed survey found a decline in second-quarter demand. Page 3

REGIONAL

Pacific Century Financial of Honolulu has reauthorized a stock repurchase program in what observers called a positive sign for a company stung by Asian economic turmoil. Page 4

INVESTMENT PRODUCTS

Scudder Funds has created a Web site for investment professionals, underscoring its increased focus on selling mutual funds through financial intermediaries. Page 5

CARDS

Richard J. Savard, who helped design Federated Department Stores' Family of Cards, discusses the program's goals and benefits. Page 7

MORTGAGES

The subprime lender Mego Mortgage hired a veteran thrift-turnaround specialist to take over from one of its founders. Page 8

TECHNOLOGY

Market volatility is unnerving investors, but for Quote.com and other Internet-based information providers, it has its advantages. Page 9

Users of Intuit's Quicken personal finance software must prove they have suffered specific year-2000-related injuries before suing the company, a California judge ruled. Page 9

CORPORATE FINANCE

That flapping noise in the syndicated loan market is the sound of investors flying toward quality loans as the stock market swoons. Page 18

U.S. Bancorp said it has agreed to buy privately held Libra Investments, a boutique investment banking firm with offices in Los Angeles and New York. Page 18

MARKETS

Call them canny or crazy, but some analysts are making a big pitch for bank stocks while the market continues to pummel all equities. Back page

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