This session is dedicated to addressing the critical aspects of fraud prevention and security measures within Electronic Benefits Transfer (EBT) systems. With the reliance on digital platforms for benefit distribution and the emergence of innovative technology, protecting beneficiary information from fraudulent activities is paramount.

Food and Nutrition Service's Supplemental Nutrition Assistance Program (SNAP) representatives share a year in review (accomplishments and challenges), upcoming opportunities and other details.

This presentation explores the evolving landscape of Electronic Benefit Transfer (EBT) technology and its pivotal role in enhancing user experience and access to benefits. As government benefit programs continue to adopt digital solutions, understanding the latest advancements in EBT technology becomes imperative for policymakers, technologists, and service providers.

Bank and fintech partnerships are not a new concept, however, as the payments industry grapple with what the next generation of banks and payment systems will look like, it's clear that partnerships are essential for riding the wave of change successfully.

This session will examine how innovation is contributing to the growth of digital payments by making transactions frictionless. Attendees will explore current and ongoing innovation trends, the factors enabling adoption, and the unique opportunities and challenges posed by emerging technologies.

Hear about the pros associated with a strong compliance program, including positive regulatory engagement, increase in employee morale, and ease of gaining new deals and partnerships. Learn best practices for a fintech compliance program and where companies seem to go wrong in this area, and the latest on Generative AI's impact on compliance functions and personnel.

Hear insights and examples of how financial institutions are innovating around digital adoption through easy-to-use digital solutions.

Arizent's latest survey of business leaders at banks and credit unions on their future plans for introducing new and emerging payments technologies to retail consumer and business franchises.

From mobile-first experiences to digital wallets and contactless payments, businesses and consumers are looking for faster transactions and increased choices for a more frictionless buying experience.

Generative AI won't entirely replace certain jobs, but it will change how the job is performed, forcing employees to automate structured tasks and adopt other job functions. For the most part, employers and business leaders see AI augmenting human workers far more than replacing them, but accommodations are needed.

Remote and hybrid work is changing how climbing the career ladder works. Hybrid work means re-thinking and overcoming traditional, and often extremely informal, career paths. As some companies are cutting back on fully remote roles, what is the impact on both fully remote and hybrid work environments on career trajectories and how to navigate this new environment.

As mid-level managers, women outnumber men, but only 6% of Fortune 500 companies can claim a female CEO. What's keeping women out of the top leadership positions?

A Dynamic Solution Addressing The Financial Challenges Facing The American Worker, DailyPay and PNC Treasury Management have joined forces for an innovative and very relevant solution to a very real problem facing the American worker - staying out of debt. With the earned wage access solution PNC Earnedit Powered by DailyPay, PNC's business clients are empowering their employees with choice and control of their pay with the ease of a simple click of a button on their smartphone.

Scams losses are continuing to rise; consumers are unknowingly trusting criminals resulting in financial losses. This session will provide an overview of how fraudsters typically target their victims, its impacts on the overall payments system. How having a consistent definition and classification method for scams can improve fraud reporting. How timely access to fraud information can help in fraud management, and how education is a key to detecting scams early to prevent potential losses.

Gen Z leads in the early adoption of technology and alternative payment methods, have less concerns with data and privacy, don't heavily rely on credit cards, and expect a seamless payment experience compared to other generations. Hear how Venmo and Synchrony are connecting with Gen Z consumers to gain their loyalty.

Hear from industry leaders as they share their experience of leveraging AI to stay ahead of market trends, combat fraud and meet consumer demands while simultaneously incorporating a human element.

Payments executives and experts from American Banker and Arizent Research host an interactive session on how artificial intelligence is solving problems in the payments industry.

Learn how Barclays and Carnival built a successful travel loyalty and rewards credit card program spanning 20 years, and how they continue to collaborate and innovate to deliver value.

Please join an informative session as Jamie Walker, CEO of Elavon, moderates a panel discussion with Mia Huntington, EVP, Buy Now Pay Later / POS Lending for Elavon, and Nicole Tackett, Elavon's head of merchant for corporate and commercial banking. The trio will discuss how payments technology is evolving in industries such as healthcare, restaurants and airlines.

The world of Instant Payments continues to grow and evolve, providing increased opportunities for payment efficiencies and innovation. This session will provide an update on all Instant Payment rails, the benefits to commercial and consumer stakeholders, use cases for Real Time and Instant Payments, growth in adoption as well as barriers, and a discussion on fraud mitigation strategies.