Merchant

The Home Depot Inc., one of the banking industry's fiercest opponents in the battles over interchange regulations, says its customers have benefitted from lower prices after regulators capped debit card swipe fees last fall.

Data broker Spokeo Inc., a firm that compiles and sells detailed information profiles on millions of consumers, will pay $800,000 to settle Federal Trade Commission charges that it marketed the profiles to companies without taking steps to protect consumers as required under the Fair Credit Reporting Act.

Merchants seeking a simple means to support multiple payment options such as EMV chip cards and Near Field Communication and the ability to choose ancillary services such as loyalty programs from any vendor might consider adopting a Genius for support.

As the payments industry contemplates the changes affecting point-of-sale systems, two Utah-based companies are providing what they consider a peek into the future with a cloud-managed tablet system.

Photo-clipping social network Pinterest may be the next step for banks and payment companies seeking to add a visual kick to their mobile, tablet and online marketing strategies.

A Utah-based debt collection agency has settled charges brought by the Federal Trade Commission that it exposed sensitive information on its computers and networks to security risks by failing to implement reasonable security measures.

Mobile-payments processor Rev Worldwide is offering merchants in emerging markets a way to accept payments without a bank account.

Easycash Loyalty Solutions GmbH has signed an agreement to provide software for electronic payments in the mobile hand-held terminals of taxis in Belgium.

U.S. consumer borrowing rose less than expected in April, as Americans cut back on the use of revolving credit.

A U.S. district court granted a Federal Trade Commission request and has temporarily shut down a Florida-based operation that allegedly kept pitching bogus credit-repair services nationwide, despite a 2010 court order requiring it to stop.