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Joint guidance says borrowers unauthorized to work in the U.S. may present elevated credit risk and urges banks to account for immigration-related repayment uncertainty in underwriting.
July 13
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Jeff Sinnot, CEO of Vantage Bank and American Banker's 2026 Most Innovative Person In Finance, sits down with tech reporter Melinda Lucy to talk about the bank's diversified approach to digital assets and the opportunities the DeFi sector holds for community banks.
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Caitlin Long, CEO of Custodia Bank, sits down with tech reporter Melinda Lucy to talk about the bank's launch of its on-chain Hazel Network in partnership with Vantage Bank, the stablecoins versus tokenized deposits debate and how the Hazel Network brings the two technologies together under a familiar legal framework for banks.
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NEW YORK, United States, July 13th, 2026, FinanceWire
July 13
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In the U.S., bankers are used to prescriptive rulemaking, and without it they seem uncertain about how to move forward with AI. Europe tried writing prescriptive AI rules, and they were a disaster. Now nobody knows how to move forward.
July 13
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Kentland Federal became the third bank this year to fail; meanwhile, American Banker today publishes its list of the best-performing small banks.
July 13
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Bipartisan pushback is targeting data centers with calls to eliminate tax breaks and ensure their energy consumption costs do not get passed on to residents.
July 13
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In American Banker's ranking of banks with the strongest metrics, here is this year's list, based on 2025 data from Capital Performance Group.
July 13
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The bipartisan housing package, dismissed by President Trump as a "yawn," takes effect automatically after he declined to sign it in protest over stalled voter ID legislation.
July 11
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The failure of Kentland Federal Savings and Loan, the nation's smallest standalone bank at $3.7 million of assets, will cause an estimated $1.2 million hit to the deposit insurance fund, according to the Federal Deposit Insurance Corp. Kentland's failure is the third bank failure in 2026.
July 10
