PayThink

A CIO raised the issue of disaster planning and asked if IT backup is enough, and if it's not, what else might need to be considered.

A litmus test for CU folks to determine if they are still a credit union or a bank-in-sheep's clothing. See how you match up.

The Obama administration has pledged $30 billion to help community banks boost small-business lending. That has led to a big debate centering on one issue: should strugglers be eligible?

If you've dismissed Apple's new iPad device because you identify with the PC in those PC vs. Mac commercials and further find Mac loyalists to be just plain annoying in their proselytizing, you're making a mistake.

While U.S. policymakers are looking at ways to make credit more available to small businesses, a survey by the National Federation of Independent Business portrays the credit crunch as less of a current challenge for its constituents, and more of a potential one — if fundamental business conditions improve and borrowing needs increase.

The "Q&As" that often follow speakers' remarks at CU conferences often stand for "Quaint Atmosphere." Audience members lob up softball questions. Speakers bunt them back. Not so when NCUA board member Gigi Hyland was speaking at a meeting last week.

It's the "Don't Know What You Don't Know" that can give you a false sense of security, or can keep you up at night wondering if there is some regulation or industry requirement you're not complying with, or if there is something out there that will change, or is currently changing, your sensitive data from private to public.

Major crises, financial or otherwise, are one of the few effective catalysts for reconsideration of public policy. But even in moments of crisis, the political process steers debate toward quick fixes that merely address symptoms, and not root causes.

Will eliminating free checking prove as unpalatable to banks as to consumers?

EagleBank Chairman and CEO Ronald Paul is taking Arianna Huffington’s “Move Your Money” campaign to the next level.