PayThink

A pilot program that would let banks, credit unions and challenger banks bid to offer financial services within rural and inner-city post offices could be a first step in serving the underbanked while also helping to shore up the U.S. Postal Service's finances.

The seemingly positive embrace of contactless payments raises important questions about how we can safeguard access to cash, especially for the most vulnerable members of society, says Moorwand's Luc Geuriane.

Epic, the maker of Fortnite, is suing Apple and Google for forcing app makers to hand over a 30% cut of their revenue to the tech giants. The grievance against Apple is pretty clear-cut; the attack on Google is more nuanced, and could have major consequences for the payments industry.

The massive shift to digital has created new challenges in cross-border payment processing, says Tipalti's Manish Vrishaketu.

The rapid move online boosts false positives, false negatives and actual fraud, says Adara's Nguyen Nguyen.

Paralysis between Republicans and Democrats hurts the people who would benefit the most from digital delivery of government stimulus funds, argues Polyient Labs' Jeff Hinkle.

The complexity of the migration is an opportunity to examine other elements of the payment experience, says TNS' Brian DuCharme.

A public-private partnership that has fewer rules and restrictions than the Paycheck Protection Program would save more small businesses.

The rapid move online boosts false positives, false negatives and actual fraud, says Adara's Nguyen Nguyen.

Thanks to the growing implementation of open banking, the same type of collaboration can be reached between bigtechs and fintechs.