PayThink

The American payments industry is slowly, painstakingly inching its way toward faster payments. Not real-time payments, necessarily, mind you – but faster payments.

Study of financial services offers grim outlook for gender parity, as Patti Husic and Katia Bouazza talk about where change really begins; Maria Vullo vows to forge her own identity as New York's banking watchdog (sans boots); and male CEOs talk about how they maintain work-life balance. Plus, the significance of women wearing pants ( … if not boots).

The prospect of banks and credit unions meeting small-dollar loan demand is at risk under the Consumer Financial Protection Bureau's restrictive proposal.

As banks try to acquire new customers via digital channels, they should add content marketing strategies into their lineups.

Despite some early success, it can’t be ignored that there are still many merchants that cannot accept EMV chip cards.

Instead of fighting to own customer data, banks need to embrace a new model: becoming personal data banks that help customers do more than manage money.

If banks don't weigh in on an appropriate privacy standard, they risk letting outside events spark onerous new regulations.

Merchants and cardholders alike have been challenged by the perceived additional time to complete the EMV transaction. These concerns pushed both Visa and MasterCard to create a response to improve the speed of transacting: Visa's Quick Chip and MasterCard's M/Chip Fast.

Fears about repurchase requests made by Fannie Mae and Freddie Mac persisted beyond the crisis, but those fears don't match actual repurchase numbers.

Cybercriminals understand psychology just as much as they do technology. Here are steps your bank employees must take to mitigate the risk of phishing and other attacks.