PayThink

A recent op-ed warning of the risks to participation holders in bank failures missed several important points about today's loan market.

CUs have long argued that the bureau's director already has the authority to create a carve out for the industry, and more than 300 members of Congress agree, but the CFPB is standing firm on the issue.

It's said often enough that credit unions have a treasure trove of data that is incredibly valuable...but not if you don't know how to leverage it.

Former NCUA Chairman Michael Fryzel is calling on all of the credit unions who serve members of the military to use their collective muscle to push for new leadership and reforms at the Veterans' Administration.

It’s incredibly important to take the time to learn how to properly execute a new venture, especially one as complex and valuable as omnichannel. Unfortunately, the clock is ticking for many retailers..

Bank of America's Cathy Bessant talks about the marriage of banking and technology and former Countrywide executive Rebecca Mairone reflects on being one the few people in the industry to face criminal charges in the wake of the financial crisis. Also, could there be an all-female presidential ticket? Now that Hillary Clinton is the presumptive Democratic presidential nominee, some wonder if Elizabeth Warren would consider being her running mate.

The Securities and Exchange Commission has given community banks and other small companies more flexibility to issue private stock, but even more flexibility should be granted to fulfill congressional intent.

Regulators need to start paying attention to "denial-of-system" attacks as one of the triggers that could bring down a systemically important institution.

For the first time, retailers are facing sizable costs for counterfeit transactions but still not taking measures to mitigate their own risk, raising the question – after six months, how effective is EMV in the U.S.?

Fintech firms and banks should collaborate on using alternative data sources to qualify more borrowers for small-dollar loans.