PayThink

Cash is declining rapidly in much of Europe, a favourable development that saves money, gives governments greater ability to encourage economic development and even reduces crime.

With the Federal Reserve and Federal Deposit Insurance Corp. poised to announce the results, it's not clear who should be the most nervous: banks, regulators or the American people.

Not only does evidence point to small banks escaping interchange restrictions — as Congress intended — but there are also signs smaller institutions are gaining retail market share because of the exemption.

Though PAC money is important, the real reason credit unions have become a force to be reckoned with on Capitol Hill has to do with their ability to engage their grassroots—all 100 million of them.

That National CU Foundation is dedicated to helping credit unions help their members with everything from financial literacy to disaster assistance and more.

Survey results of voter attitudes from competitive swing districts indicate that the 2010 financial law is ripe for reform.

After years of sitting on the sidelines during presidential elections, 2016 may mark the first year the movement makes a bid for the limelight.

As devices become smarter, we need to establish how we can help people pay for things via any number of devices in a safe, secure way whether at home, on the move or in-store, while minimizing any risks, but maintaining an excellent user experience.

Ally Bank CEO Diane Morais talks about rolling out mortgages and credit cards; there’s talk of putting Sen. Elizabeth Warren on the Supreme Court; the judge in the MetLife SIFI case talks tough to FSOC; the Mean Girls talk really has to go; and how corporate directors talk about the lack of women on boards (warning: men think there aren’t a lot of qualified women, but, um, could that be because their network is mostly male?).

Correcting misperceptions about banking, in addition to focusing on recruitment efforts, will help fix an apparent rupture in the talent pipeline.