PayThink

Favorable economic factors won’t last forever for lending startups. Here are the factors that will make or break nonbank lenders when market conditions get rockier.

We may have more in common than we let on, there are some things that I think Canadians are doing better than their counterparts, including the U.S. and that includes fraud management.

Between surpassing the 100 million-member mark and $1 trillion in savings, credit unions are ready for their close-up.

The first protection a consumer needs is the assurance that any new reforms will not inadvertently drive all regulated credit from the market.

The tension between the desire of government agencies to gain more access with greater ease, and the public’s evolving perception of data privacy rights, is ongoing and writ large in the case of FBI vs. Apple, which brings the complexities regarding security technology such as encryption to light.

With its cooperative history, the credit union industry needs to coordinate efforts to win key legislative and regulatory battles ahead.

The sheer volume of regulations adds time and expense to closings without much benefit when consumers’ main interest is to get funds as quickly as possible.

There are shortcomings in prevailing chargeback procedures that are costing merchants billions of dollars each year.

Some believe the capital markets need prudential regulation to protect the system from danger, but here's why that is a false assumption.

While many fintech companies are trying to disrupt banking niches, the blockchain has the greatest potential to completely transform finance the way Uber and others have done for their industries.