PayThink

The way the Consumer Financial Protection Bureau is regulating the auto finance industry's relationships with dealers is simply wrong — both legally and ethically — according to Blair Evans of Baker Donelson. It's also directly counterproductive to its goal of protecting consumers, she says.

To plan for the inevitable, issuers need to consider three essential risk-management strategies including a business continuity and disaster recovery plan, a diversified partner strategy, and continued education for EMV cardholders and merchants.

Progressives' push for a more drastic overhaul of the industry ignores post-crisis changes that have had an undeniably positive effect.

It's amazing what can happen when you eliminate 'miscellaneous' from your vocabulary and force yourself to think about things differently.

A service that used to be a no-brainer for banks is now hampered by limited revenue and a hard-to-justify cost structure.

Everybody says they offer great service, but if you aren't measuring and monitoring all of the different ways your members interact with you, how can you be sure your service is up to snuff?

An increase in terrorist threats means an increased need for funding to carry out those threats, leading financial regulators to ramp up anti-money laundering scrutiny, including credit unions.

For processors, EMV has been the hot topic, as the industry looked to the liability shift last fall. But the challenge has just started, as the migration presents myriad security and compliance tasks.

Gender parity is high on the agenda in Davos, where the World Economic Forum’s annual gathering of the wealthiest and most powerful is overwhelmingly male. Ian Bremmer makes a case for keeping Christine Lagarde at the IMF for another term and a study suggests that as technology starts taking people’s jobs, women will suffer the bulk of the job losses.

Money-laundering episodes included a purported Whitey Bulger associate looting a church's coffers and the arrest of a Houston socialite on gambling-related charges.