PayThink

As devices become smarter, we need to establish how we can help people pay for things via any number of devices in a safe, secure way whether at home, on the move or in-store, while minimizing any risks, but maintaining an excellent user experience.

Ally Bank CEO Diane Morais talks about rolling out mortgages and credit cards; there’s talk of putting Sen. Elizabeth Warren on the Supreme Court; the judge in the MetLife SIFI case talks tough to FSOC; the Mean Girls talk really has to go; and how corporate directors talk about the lack of women on boards (warning: men think there aren’t a lot of qualified women, but, um, could that be because their network is mostly male?).

Correcting misperceptions about banking, in addition to focusing on recruitment efforts, will help fix an apparent rupture in the talent pipeline.

Banks are enthusiastic about innovation that involves both traditional institutions and nonbanks, but a more cohesive regulatory landscape is needed for cooperation between banks and fintech to grow even more.

M-commerce and payments are a tsunami that no retailer can ignore, but engaging consumers on mobile, and more importantly, converting consumers, remains a challenge for retailers of all sizes.

You did multiple requests for proposals to find just the right mix of hardware and software features to keep your data safe and secure, but here's why even after all of that, you're still not really done.

There are millions of businesses deserving of loans that banks using traditional data resources might overlook due to their thin credit histories.

Campaign season is in full swing, and even those lawmakers not up for re-election will be spending more time in their home districts, giving CUs more opportunities to meet with their elected officials.

Compared to other countries with fewer banks, the faster payments initiative in the U.S. will require a far greater level of collaboration and participation.

The world of global payments is evolving rapidly – driven by an increasingly global economy, expanding consumer buying power in Asia and South America, rising adoption of digital payment methods, and increasing concerns over security and transparency.