PayThink

Now is not the time for the Federal Housing Administration — which has stayed strong amid turmoil — to reduce its market share.

This year was huge for payments. We saw the mobile wallet wars ignite into an all-out game of “anything you can do I can do better, anything you can do I can do better than you.”

Former NCUA Chairman Michael Fryzel urges the current regulatory board not to change course on its FOM reform efforts as a result of litigation threats from community banks.

The central bank's "total loss absorbing capacity" proposal must be reworked to ensure that costs of huge failures don't fall on society at large.

Developing banking solutions for lower-income consumers means getting to the heart of the financial volatility they face trying to make ends meet.

Many small banks and credit unions today offer convenient, in-house instant card issuance to their customers to stand out from the pack.

The United Kingdom has already seen the emergence of mobile-first institutions that have won regulatory approval for a banking charter. It is only a matter of time before they invade the U.S. market.

The recent ineffectiveness of Federal Reserve monetary policy and macroprudential rules begs the question whether the Fed needs to revise recent bank regulations, its own mission or both.

The general public is largely uninformed about what EMV is, why it is coming into the US and the benefits of adopting more secure payment technology.

For an industry on the precipice of redefining what a bank is and does, there's a disturbing absence of effort to welcome more women.