PayThink

Too many institutions focus on time-wasting tasks that divert their attention from how to stay relevant in a rapidly changing banking environment.

The payments landscape was on the rise in in the past year with the launch and adoption of several new virtual wallets.

Regulators and alarmists are targeting a key source of financing on which some of the best-known American companies rely.

The way the Consumer Financial Protection Bureau is regulating the auto finance industry's relationships with dealers is simply wrong — both legally and ethically — according to Blair Evans of Baker Donelson. It's also directly counterproductive to its goal of protecting consumers, she says.

To plan for the inevitable, issuers need to consider three essential risk-management strategies including a business continuity and disaster recovery plan, a diversified partner strategy, and continued education for EMV cardholders and merchants.

Progressives' push for a more drastic overhaul of the industry ignores post-crisis changes that have had an undeniably positive effect.

It's amazing what can happen when you eliminate 'miscellaneous' from your vocabulary and force yourself to think about things differently.

A service that used to be a no-brainer for banks is now hampered by limited revenue and a hard-to-justify cost structure.

Everybody says they offer great service, but if you aren't measuring and monitoring all of the different ways your members interact with you, how can you be sure your service is up to snuff?

An increase in terrorist threats means an increased need for funding to carry out those threats, leading financial regulators to ramp up anti-money laundering scrutiny, including credit unions.