PayThink

The Bank for International Settlements acknowledges that people may have legitimate reasons to prefer an anonymous payment system.

There is no shortage of opinions about payday loans. But the same cannot be said for hard research, which is needed before regulators write new rules for the industry.

Payroll cards are part of the emerging mobile payments capabilities that are shifting the nature of financial transactions.

NCUA Board Member McWatters says a key portion of his statement on FOM was left out of recent coverage.

The rapid growth of competition from nonbanks has the potential to hit community banks harder than the mortgage meltdown.

The volume of payment apps is reaching critical mass. From retailers to coffee shops to airlines, companies across virtually every industry have developed a mobile app to make the payments experience simpler and faster for their customers – and to gather more data on who they are and how they spend their money.

It's easy to make certain assumptions about what various demographics want, but it's also easy to be wrong. A recent survey on what people want from their financial institutions offers deeper insight.

The government's new proposal for operationalizing the wind-down powers of Dodd-Frank is just institutionalizing "too big to fail."

There is a whopping $630.5 billion bonanza of holiday shopping projected to occur this holiday season, according to the National Retail Federation. Though if retailers aren't ready to accept chip cards and mobile transactions, they could miss out.

Evidence points to thousands of arbitrations for individual claims in recent years, and there likely would have been more if not for negative publicity about arbitrations.