PayThink

The Treasury Department has recently solicited input on how to improve marketplace lending. Here are four ways to help improve access to credit.

The competitive environment has raised the importance and profile of marketing, but many banks are still trying to market themselves on a shoestring budget.

The EMV migration in the U.S. has been slow, but there are technology alternatives that allow for fast and accurate deployment of chip cards.

A lot is riding on the effectiveness of internal models to determine capital levels, but regulators still allow banks' methodology to be too opaque.

Our nation has a long way to go to protect those defending our homeland. Stopping the damage of high-cost credit is an important first step.

Legacy core systems make banks vulnerable to new competitors and risks. Modernization is underway, but many institutions are not moving fast enough. The risk of waiting too long is that it will take too long to catch up.

Examiners shouldn't be questioning CUs for offering bonuses when loan goals are met, according to Truliant FCU COO Todd Hall.

EMV is far from being a new technology. In fact, European countries have been using EMV chip-enabled credit cards and processing terminals for nearly 30 years.

With the CFPB poised to finalize regulations on overdraft fees, it is important to realize how much the product helps informed consumers.

Monetary incentive plans are vital for keeping your best employees, but sometimes other gestures that cost basically nothing make a bigger impact.