PayThink

With the EMV liability shift having just passed, banks and merchants alike are scrambling to comply with the card network-imposed deadline.

Even if Operation Choke Point officially ended, U.S. regulators have continued to apply the policy of threatening investigations and ruinous fines against banks that service "high-risk" customers in disfavored industries.

We used to be content just searching online for information on products, scanning the latest news or finding out what our friends and family were up to.

The argument that a Republican CFPB director could wreak havoc on what the agency has already accomplished just doesn't hold water.

Bank of America's Cathy Bessant contends banks are fintech companies; Citi's Heather Cox says no way are startups ever going to be the 'Uber of banking;' and is Elizabeth Warren a tyrant? Also, don't miss our coverage of the celebration for the Most Powerful Women in Banking and Finance. Maybe someone you know is in the photos.

EMV card technology has fully replaced traditional magnetic stripe cards in virtually all developed countries except the U.S. In these markets, it's proven to be an effective technology to reduce fraud for card-present transactions, forcing fraudsters to migrate to areas that have not adopted a chip-based payment system.

NCUA’s decision to adopt RBC despite clear signs Congress doesn’t favor the measure could mean political fallout for the agency down the road.

The overhead transfer rate remains a primary concern for state charters, but NASCUS CEO Lucy Ito says progress is in sight.

The changes made 10 years ago reduced abusive bankruptcies and made our nation's economy more resilient. If Congress had gone further by regulating attorney fees and increasing penalties for fraud, the economy would be that much stronger.

The reform has returned bankruptcy to its intended function as a last resort for consumers, rather than a way for the wealthy to game the system at everyone else's expense.