PayThink

Trade finance has been quietly making a significant contribution to global growth. But regulations like Basel III could reduce its availability.

With the looming liability shift in the United States, EMV is on every payment card issuer’s mind, though with the challenge comes opportunities, such as bolstering customer relationships.

The Supreme Court's recent ruling that the disparate impact theory of liability can be applied to the Fair Housing Act means mortgage lenders must be even more vigilant in their ongoing testing and evaluation of business practices that could be interpreted as even unintentional discrimination.

MetLife and its allies are pushing back against the Financial Stability Oversight Council. But it's well worth imposing additional regulatory costs on large nonbanks if doing so helps prevent another crisis.

Knowing the value of your proposition and the buyer are two of the hardest things the owner of an SME can ever learn, but both can hurt adversely affect business payments.

There are plenty of opportunities for banks to collaborate with the tech startups that are driving rapid change in the financial industry. But first they need to find innovative ways to address systemic challenges like compliance as well as cultural differences.

Community banks that try to serve too broad an array of customers will wind up losing out to larger competitors. They would do better to focus on one or two customer segments and familiarize themselves with those groups' specific habits and needs.

As the United States begins its efforts to reduce credit card fraud by transitioning to EMV, another type of card—the online gift card—could see its fraud risk skyrocket.

The most powerful women in New York include two from JPMorgan, one from Goldman Sachs, and none (that’s right, none) from Citigroup. Plus, JPMorgan alum Blythe Masters is making waves, as is actress Meryl Streep.

Allowing real estate investment trusts to bridge the capital need for affordable housing could help de-escalate a rising public funding crisis.