PayThink

Sen. Shelby’s financial reform legislation is missing some key ingredients sought by credit unions, but sometimes half a loaf is better than no bread at all when it comes to political maneuvering.

A recap of the informed opinions (and the discussions they generated) on BankThink this week, including a call for a small-business loan brokers' code of ethics and why Congress needs to level the playing field for investors in bank obligations.

The Disney-Pixar movie "Finding Nemo" inspired a run on clownfish in pet stores across America. Banks should pursue the same effect with content that connects with customers on an emotional level and inspires them to take action.

Over the holidays, my wife and I took a short vacation to Napa Valley. We had the opportunity to visit a number of wineries and purchase a few bottles—an experience that also demonstrated the shortcomings of antiquated card security.

A visit to an overnight shipping store in Napa Valley reveals that outdated payment-processing procedures remain de rigueur with some merchants — despite the fraud risk.

Burdensome requirements prevent consumer reporting agencies from providing people with educational materials in a timely manner. The Facilitating Access to Credit Act would remove these arbitrary barriers.

Nacha's push for faster payments is largely positive, but banks still stand to lose position in the business to business payments market.

Women in banking are making big strides — but there's still a long way to go before achieving gender parity at the executive level. Here's how up-and-comers can carve out a path to the top.

The explosive growth of largely unregulated online lenders has given them new opportunities to prey on unsuspecting borrowers.

Visa and MasterCard's support for host card emulation (HCE) is a boost for mobile pay, though there are still security concerns.