PayThink

Supporting Apple Pay cuts into banks' profits. But it's worth it to stay relevant in today's fast-moving mobile payments business.

The compliance costs associated with the CFPB's proposed reforms to the payday lending would force many small businesses to close shop, reducing access to short-term credit for many Americans.

The line between in-store and in-app payments is blurring and the channels are not as distinct as they used to be.

Regulators can avoid extensive, after-the-fact investigations of banks' illegal actions by standardizing the form and content of transaction data so they can spot compliance problems in real time.

The fact that ATM fee hikes still cause controversy shows consumers still demand ATMs, even in an era when payments and other transactions seems to be moving to a mobile platform.

Banks should place a premium on employees who hold themselves to high standards, care about a greater cause and understand their role’s relationship with the broader organization.

The CFPB is purging the dark corners of debt collection and buying. It's a revolution that's been a long time coming.

The U.K.’s retail spending in the first three months of 2015 was 2.8% higher than the same period last year earlier. But despite the rosier outlook, consumers’ trust in the banking industry is yet to return, together with their desire to use credit cards.

For all their talk, banks are still sorely lacking when it comes to creating a great user experience in their digital channels, as this unhappy customer can attest.

Breaking up the biggest banks could wind up increasing the chances of a taxpayer bailout, while reinstating Glass-Steagall would only serve to make banks less stable.