PayThink

A recent study intended to measure Americans' understanding of arbitration clauses asked the wrong questions. The more germane issue is whether arbitration produces better outcomes for consumers than court and class action litigation.

In a meeting with Fed chair Janet Yellen, one community banker emphasized the need for a tiered approach to regulation and enforcement.

When it comes to gift cards, consumer behavior comes into play at different stages of the purchasing process—specifically when deciding whether to get a gift card over another gift, and when deciding on what type of gift card to get.

A proposal to tighten membership requirements for Federal Home Loan Banks could hamper community lenders' ability to assist in affordable housing and community development programs.

Some community banks have entered into the booming energy market without taking the necessary precautions, making them vulnerable to a downturn in oil prices.

The Sony Pictures web attack may have led you to question whether your own business was secure and if the information your clients provide via different payment methods can be breached, causing mistrust between business owner and vendor.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

In 2014, "Enough is enough" was NAFCU's rallying cry for the overwhelming regulatory burden on credit unions. NAFCU steadfastly advanced that message from Capitol Hill to the White House and beyond, yielding victories in many areas.

In this, our annual "Year In Review" edition of Credit Union Journal, it's a time of reflection and retrospection, and so I harken back to opening my very first savings account.

No amount of diligence on the part of financial institutions will help prevent future data breaches until retailers are subject to the same national data security standards that apply to banks and credit unions