PayThink

In my dreams, I can walk up to any cashier and make a payment by waving my hand over a terminal, much like Obi Wan Kenobi's "These aren't the droids you're looking for" trick in Star Wars. And that's all I would have to do.

A number of banks have cut ties with business lines that are seen as high-risk in an effort to dodge the threat of enforcement actions. The result is stunted job creation and innovation, not to mention customers who are denied much-needed services.

A number of Dodd-Frank and Basel III regulations will impact banks' investments in the CLO market, but the Volcker Rule poses unique challenges.

In the next year, we will see significant adoption and advances in financial technology, including e-invoicing improvements, more global payment options, and new forms of connectivity.

Quantitative easing hasn't led to severe price inflation as critics feared — but the large quantity of Treasury debt might.

Banks needs to deeply understand the needs of their customers before they start rolling out ambitious high-tech plans.

John A. Allison writes in his new book that he feared for years that predecessors of Wachovia or Bank of America would try and force BB&T to sell itself. In this excerpt, he explains how he kept the banking giants at bay. Part 5 of 5.

More people than ever are becoming aware of the impact of data breaches and the resulting fraud. But what about the rest of the fraud types: internal fraud, account takeover, elder abuse and even the old generic scam?

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Nonbank acquisitions require a certain level of expertise, John Allison writes in his new book. In this excerpt, he discusses how BB&T views the insurance business and why he stuck with subprime auto finance when others bailed. Part 4 of 5.