PayThink

Well-managed banks have the opportunity to issue shares and strengthen their capital base before new requirements take effect and the markets adjust to a low-risk environment.

The launch of Apple Pay last month was undoubtedly a defining moment in the evolution of mobile payments.

While some might forget to pause on the 11th hour of the 11th day of the 11th month, it's a sure bet the credit unions founded to serve our military men and women won't.

Fail to fill the wants of your members, and an array of competitors stand at the ready to lure them away. Here's how to hedge against that happening.

As the financial industry scrambles to monetize big data, it would be smart to remember that consumers' growing concerns about privacy issues might stanch the flow of personal information in coming years.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Disaffected big bank customers are looking for a reason to switch. Community banks and credit unions should take advantage of this opportunity with a collective ad campaign that positions their institutions as friendly, helpful and morally upright alternatives to major lenders.

Every day, debt collectors deal with people who have found themselves in tough and sensitive financial situations.

As bitcoins become more popular, banks should consider the credit risks associated with borrowers who own digital currencies and take steps to mitigate potential pitfalls.

Most customers who go into bank branches aren't in the mood to entertain a forceful sales pitch. But if they're pleased with the service they receive, they'll be a lot more willing to learn more about a bank's additional offerings.