PayThink

There is an interesting YouTube video that was widely shared some time ago. In it, a toddler is playing with an iPad, touching the screen icons and enjoying the interaction that happens as a result.

It was the second of three listening sessions the regulator hosted, and while other issues were also on the menu, RBC was clearly the main course. And it wasn't exactly going down well.

So long as Fannie Mae and Freddie Mac are backed by the full faith and credit of the U.S. Treasury, they don't need to accumulate any capital save the liquidity necessary to fund their operations.

Why would we want to accelerate innovation in the payments industry when new technology is already driving change so fast it’s hard to keep up?

Americans are still looking for the same fundamental services from their banks. It's their expectations of convenience and accessibility that have changed — and that's where digital offerings should come in.

The multifamily housing sector is likely to remain healthy thanks to favorable demographics — but the apartment market is almost certainly past peak for this cycle.

We value the importance of building and maintaining positive customer relationships. But, how do you also manage the ever increasing levels of fraud and mitigate risk?

The rise of microbreweries and farm-to-table restaurants is a sign that Americans are increasingly willing to sacrifice scale and endless options to support businesses that cater to local tastes and values.

EMV, or "chip cards,” have been around for more than a decade and are available in more than 80 countries.

From the moment Apple revealed its mobile wallet to the world, PayPal has wasted little opportunity to take its share of digs at the product.