PayThink

A lack of formal training programs and insufficient financial and career incentives limit the availability of skilled risk managers.

The best way to prevent the repo market from freezing up in a future crisis is to require broker-dealers to use Treasury securities as collateral.

It’s unfortunate that some outlets lump all forms of two-factor authentication factor together as if all two-factor form factors were equal.

Dodd-Frank has failed to solve the too big to fail problem, according to consultant J.V. Rizzi — and some of the best solutions, like breaking up the banks, are also the most unlikely.

A recent study suggests that credit card issuers' marketing practices show evidence of racial bias. The good news is that self-tests can help lenders fix fair lending compliance issues, according to Rich Walker of the Winterberry Group.

Electronic payments are increasingly becoming part of our everyday lives. For most people, it can be hard to imagine a single day where we do not make a purchase using our payment cards in a physical store, or perform some form of online payment or money transfer.

Bankers criticize credit unions' tax-exempt status because they fear they are losing ground to member-owned financial cooperatives, writes the Credit Union National Association's Bill Hampel.

NAFCU has earned a position of high regard within the CU industry, on Capitol Hill and within the administration. I am proud to have been elected as its board chair for the coming year.

Credit unions are a tremendous force for good, serving the financial needs of consumers and small businesses in communities across our country.

In February of 1998, less than 24 hours after the Supreme Court Ruled against NCUA's decision to allow credit union to serve multiple common bonds, then-Speaker of the House Newt Gingrich signed on as a co-sponsor to HR 1151, the Credit Union Membership Access Act.