PayThink

Whether you call them digital or virtual currencies, you’re aware of Bitcoin, Litecoin and the thousands of other decentralized currencies created by algorithms.

Regulatory requirements that bar homeowners with imperfect credit scores from receiving a mortgage are hurting minorities and the economy as a whole.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Disney has found success with wearable technology thanks in no small part to its efforts to educate and motivate customers about its MagicBand wristbands.

JPMorgan Chase Chief Executive Jamie Dimon has no shortage of detractors. But the public response to his cancer diagnosis has been surprisingly—and reassuringly—civil.

Knowing the difference between a bad act and a bad actor can make the difference between incurring managed risk or, more dangerously, unmanaged risk.

Talk to any credit union exec for longer than the time it takes for a drive-by high-five and you'll hear about how "satisfied" the members are, or about the CU's Net Promoter Score, or their Yelp rating.

Stress tests have a spotty record as a tool for identifying weaknesses and problem institutions.

If banks can develop processes that show their credit decisions are consistent, transparent, and easily auditable they will be in a better position insulate themselves from disparate impact judgments, writes Zoot Enterprises’ Eric Lindeen.

There's an eye-opening number of millennials in the United States, as many as 86 million, according to Barron's, making the segment vital to payments strategy.