PayThink

Aging board members and bank executives can pose a threat to successful strategic planning, which requires the ability to think decades into the future.

Identifying which borrowers are likely to repay short-term, small-dollar loans could help lower costs for both consumers and the financial services industry.

The widely repeated narrative about AIG ignores or downplays a critical aspect of its downfall—the insurer’s securities lending program run for the benefit of its regulated life insurance subsidiaries.

The city of Richmond, Calif., wants to team up with another municipality to implement its plan to use eminent domain to seize underwater mortgages. There have been no takers to date. The likely reasons are the FHFA and the continuing threat of litigation.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

While banks struggle to get consumers to use Near Field Communication-enabled phones for mobile payments, the video game industry is having blockbuster success with NFC technology.

As recent breaches in the retail industry have illustrated, today's threat landscape is complicated and evolving.

Some assorted editorial odds and ends that, refreshingly, are not related to risk-based capital.

Year after year, the ongoing consideration of noninterest income generation has become a fact of life for virtually every type of financial institution.

Mobile POS (mPOS) at retail delivers numerous benefits, including line-busting, managing showrooming, stimulating add-on sales and ordering out-of-stock items. Plus, mobile devices equip associates to run customer loyalty programs, manage inventory and change prices—all from the palm of their hand.