PayThink

Seven years after the onset of the housing crisis, many homeowners continue to face unfair and unnecessary foreclosures. Regulators can help remedy the situation by prioritizing greater transparency in mortgage relief and securing funding for housing counselors and legal advocates.

As mobile payments hit the mainstream, bankers should offer their customers a compelling proposition rather than wait for someone else to lure customers away.

Banks that fail to comply with employment regulations leave themselves open to expensive lawsuits and bruised reputations.

Users of new technology often invite derision—Google Glass wearers are "Glassholes," iPhone devotees are "iSheep"—and mobile wallet users may soon be the next target of such ridicule.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Credit unions now have many initiatives to better understand each member, including improved marketing and member loyalty. Unfortunately, many CUs are running into an unexpected challenge: inaccurate data.

A credit union executive benefit is often designed as a 457(f) plan. While there are alternatives to a 457(f) approach for which funding may be mandated (such as collateral assignment split dollar), a 457(f) type of benefit does not have to be "funded."

It's advice that comes from someone who spent years inside credit unions before leaving for another industry and then returning (at least in part) in a new gig offering consulting.

Many card issuers think they only have two options when it comes to EMV—keep all issuance in house or outsource.

Any bill that does not return with provisions reinstating affordable housing goals and lowering down payment requirements is still a failure, writes the head of the National Urban League.