PayThink

A mediocre solution as unappetizing as that may be, in the long run, it is preferable to no solution at all in the secondary mortgage market.

In order for bank CEOs to be included on any "great leaders" list, trust with customers, employees and shareholders must be strong.

Community banks need a steady flow of prospects. A partnership with a successful retail concept virtually guarantees constant customer traffic.

Fannie and Freddie are huge in size, huge in global systemic risk, close to zero in capital, and of fully demonstrated "too big to fail" status. What is stopping the Financial Stability Oversight Council from designating them as systemically important?

Govern Google, regulate nationally, build on that baseline, evidence externalities and reduce demand in order to transform payday from a great divider into a great unifier.

A successful e-business has two essential ingredients. It must be easy to make payments, and it must come up quickly when consumers are searching online.

Yes, April is Financial Literacy Month. But helping members to achieve financial well-being? That's 24/7/365 the mission of credit unions, not just the flavor of the month.

Many financial institutions mistakenly think of effective duration as a measure of time, as opposed to a measure of price sensitivity. When measuring duration in terms of time, institutions are actually calculating a "Macaulay" or cash flow duration. Effective duration represents the percent change in the price of an asset for a given change in rates.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

During NACUSO's annual meeting last week peaceful acceptance of a component of NCUA's risk-based capital proposal did not rule the day, with many openly wondering why the agency is assigning a Smart car the risk weight of a bulldozer.