PayThink

Mobile apps and the ATM are rapidly becoming alternative touch points for many customers. But does that mean that bank branches are dinosaurs? The answer is definitely ‘no.’

The discovery of racial disparities at the Consumer Financial Protection Bureau gives real cause for concern, but it also presents an opportunity for the whole financial services sector to have a broad, healthy dialogue about diversity.

The housing sector is increasingly a drag on consumption and job creation. The fault lies not with the market but with ill-considered regulations and bank capital rules.

The settlement of the Visa and MasterCard class action interchange swipe fee case has spawned a new type of company—the third-party claims filing company.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Granted, journalists can be scavengers; they're nosey and can be positively annoying when they want information. But why does a whole group of crypto-anarchists and technologists think they have the moral high ground?

New innovations in data security, including chip technology, tokenization and end-to-end encryption, are adding even more technologically advanced fraud prevention tools to our nation's payments infrastructure.

Risk and strategy are big topics this time of year, and for good reason.

Few companies are more intertwined with both the history and future of credit unions than CUNA Mutual (remember Mother Mutual?), so any change in its leadership can mean a decade of repercussions for its CU and CU member policyholders.

The massive transition to update magnetic stripe cards to EMV by the October 2015 liability shift has raised many questions.