PayThink

Big banks have discovered that mobile banking is their best bet for combating deep consumer distrust and rampant turnover. Small banks can overcome their lock on mobile by playing up the strengths of their existing business model.

Private student loans are an asset class that has been a solid performer. There are few better ways to invest in the rebuilding of America than investing in our children and providing the means for a college education.

Merchants can't pass the blame for data breaches onto financial institutions because protecting consumers is a shared responsibility where both sides have to meet their responsibilities.

Helping people understand personal finances and empowering them to make better financial decisions ensures a better future for consumers, communities and our nation.

When taken together, the posts in our What Customers Want series thus far point to opportunities for banks to innovate around the good old George Bailey banking model.

Institutions with solid, but underperforming assets and lagging stock price valuation multiples are vulnerable to activist investors. Address problems before they are attracted to your bank.

The JPMorgan Chase chief’s recent raise is sure to reignite debate over executive compensation and how bank CEOs should be judged.

Federal legislation is needed to enhance cyber-threat information sharing so that good-faith responsive actions and information sharing will not trigger legal liability.

Experienced community bank executives know that failure to manage their bank’s sensitivity to interest rate risk can cause financial troubles.

While this still hinders some customers' adoption of their bank or credit union's mobile bill pay offerings, in reality, today's technology has made mobile bill pay more secure and easier than ever before.