PayThink

Financial institutions are under more pressure than ever to properly manage their data troves. But many in the industry have yet to master data governance.

Unregulated entities face a tough road ahead. More banks will align IT risk with enterprise risk management. Banks will place heightened emphasis on their overall risk management vision, and data architecture will emerge as critical competency.

Before consigning millions of Americans to lives of perpetual tenancy, we need observers on all sides of the housing reform debate to put aside rhetoric and focus on market realities.

The Office of Financial Research has made a number of improvements in its measurement of systemic risk but falls well short of providing a forward-looking assessment of emerging dangers.

A recap of the informed opinions (and discussions they generated) on BankThink this week.

The American Association of Bank Directors and the Independent Community Bankers of America are objecting to a provision in the Volcker Rule requiring banks to shed trust-preferred securities.

Compliance is a top growing expense, the regulatory bar has increased, banks needs better talent management and cybersecurity is everyone's problem.

Guidance released by regulators meant to clarify the impact of the Volcker Rule on small institutions was quickly rejected by banks.

Hard to ignore the "insight" [SAFE CU CEO Henry] Wirz has about the future of credit unions and the deterioration of the credit union brand.

From the outset, 2013 was marked by an ongoing onslaught of new rules proposed by the Consumer Financial Protection Bureau (CFPB).