PayThink

The five-member board voted unanimously to flesh out how the policy will work when a systemically important company fails. But this show of unity may be misleading and fleeting.

Janet Yellen has made it clear she wants to move the Federal Reserve away from a bank-centric regulatory model to one that appropriately tailors rules to the nonbanks that it now regulates.

When Sterling Bank rebranded following the financial crisis, we conducted focus groups with customers and employees. Engaging these groups ensured that any new or refined messages were believable and authentic to the organization.

The FTC's goal of compensating victims of merchant fraud is laudable. But effectuating that goal through a "crackdown" on processors and ISOs, which effectively makes them insurers of merchant fraud, seems misguided.

A ban on portfolio hedging would perfectly illustrate the current practice of regulatory ‘populism’ that has pervaded financial regulatory reform since the crisis.

New York's Benjamin Lawsky and other state regulators have given no indication of differentiating between online lenders that operate well and those that don’t. Yet the spectrum of alternative lending operations indicates that just such a distinction is needed.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

According to the Chinese calendar, 2014 is the Year of the Horse. The horse is considered strong and naturally lucky when it comes to money resources.

We all know that credit union branches are being changed by member use of banking technology.

Are you innovative? Of course you are. The only thing that would be innovative anymore would be finding someone who doesn't believe they are an innovator, or any CU that doesn't plan to be an innovator in 2014.